Active · per the CBE, 30 September 2026

B. DE GUCHTENEERE

BE0476165674

Rechtspersoon Private limited company 1 establishment

B. DE GUCHTENEERE is an insurance broker in Namur. Private Limited, started on 27 November 2001, 1 establishment.

Chaussée de Dinant(WP) 1171, 5100 Namur

Behind the company: Bernard DE GUCHTENEERE.

Active for

24 year, 10 months

Financials

Financial year 2025

B. DE GUCHTENEERE from Namur, company number BE0476165674, closed financial year 2025 with a result of € -78,353 after tax. For that financial year B. DE GUCHTENEERE recorded a gross margin of € -21,261 and equity of € 589,528. Compared with financial year 2024, the result moved from € 567,624 to € -78,353. The company made a loss. The company holds a healthy buffer. A strong own buffer against the debts. The most recent annual accounts were filed with the National Bank of Belgium on September 24, 2026.

What it is worth Healthy

€ 589,528

▼ 16% vs 2024

Assets minus debts, by the books. What is left if everything were sold and paid today.

Loss Caution

€ -78,353

▼ still € 567,624 profit in 2024

Profit after tax over the fiscal year.

Cash in the bank

€ 184,505

▼ 55% vs 2024

Cash and bank balances on the last day of the fiscal year.

Where the profit goes Caution

Loss, nothing to pay out

Reserves fell to € 583,328.

People and assets in 2025

Full-time equivalents

0.5

▼ 1.3 vs 2024

Average over the fiscal year, from the social balance sheet.

Wage cost

€ 12,495

▼ 81% vs 2024

Payroll staff only. What the director pays themselves is already netted into the gross margin and is not shown separately in the accounts.

Vehicles and equipment

€ 31,409

▼ 35% vs 2024

Book value of vehicles, furniture and equipment.

Debts at end 2025

Bank debt ≈ 2 years to go

€ 18,205

▼ 34% vs 2024

€ 11,196 is repaid this year. At this pace the long-term loan is gone in ≈ 2 years.

Owed to suppliers

€ 4,724

▲ € 4,069 vs 2024

Supplier invoices still open on the last day of the fiscal year.

Taxes and wages

€ 32,346

▲ 136% vs 2024

Taxes, VAT and social contributions still to pay.

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Key figures per fiscal year Download key figures (CSV)
2022202320242025Change 2024 → 2025
Gross margin € 170,559 € 142,919 € 924,190 € -21,261 ▼ € 945,451
Profit after taxes € 64,071 € 13,028 € 567,624 € -78,353 ▼ € 645,977
Equity € 121,571 € 133,767 € 700,531 € 589,528 ▼ 16%
Total debts € 234,343 € 163,321 € 42,650 € 87,925 ▲ 106%
Cash € 7,229 € 55,967 € 411,304 € 184,505 ▼ 55%
Retained profit € 115,371 € 127,567 € 694,331 € 583,328 ▼ 16%
Dividend € 800 € 833 € 859 € 32,651 ▲ € 31,792
Bank debt € 175,790 € 128,858 € 27,417 € 18,205 ▼ 34%
Balance sheet total € 355,914 € 297,088 € 743,182 € 677,453 ▼ 9%
Employees (FTE) - - 1.8 0.5 ▼ 1.3

Key figures of B. DE GUCHTENEERE, fiscal years 2022 to 2025, from the annual accounts filed with the National Bank of Belgium.Next annual account (fiscal year 2026) expected before 31 July 2027.

What happened to B. DE GUCHTENEERE?

What happened at B. DE GUCHTENEERE in recent years, according to the Belgian Official Gazette, the CBE and the National Bank:

  • New annual accounts for financial year 2025: loss of € 78,353 (▼ € 645,977 vs 2024). filed late Source: NBB ↗
  • New establishment in Namur. KBO
  • Start of the company according to the CBE. KBO

In short

From € 64,071 profit in 2022 to € 78,353 loss in 2025.

Paid € 304,559 in corporate taxes since 2022.

Best year ever: 2024, with € 567,624 profit.

On average € 513,400 of value added per employee in 2024.

Management

Bernard DE GUCHTENEERE 99.5%
Chantal BRAHY 0.5%
B. DE GUCHTENEERE

Behind B. DE GUCHTENEERE is Bernard DE GUCHTENEERE. The shares are held by Bernard DE GUCHTENEERE (99.5%) and Chantal BRAHY (0.5%). It owns 30.4% of BDG Ansotte itself.

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Directors

According to the 2025 annual accounts

Bernard DE GUCHTENEERE

Director

Owns 99.5% directly

Shareholders

Bernard DE GUCHTENEERE · director

99.5%

Chantal BRAHY

0.5%

Participations

Establishments

Establishment units

Physical locations of this company

Registered office

Chaussée de Dinant(WP) 1171

5100 Namur

2.094.556.632

Avenue d'Ecolys(RH) 2 box 25

5020 Namur

Active since 9 January 2002

What is an establishment unit? An establishment unit is a geographically identifiable place where activities of the enterprise are carried out.

Details

Company number
0476.165.674
VAT number
BE 0476.165.674
Registered office
Chaussée de Dinant(WP) 1171, 5100 Namur
Names & denominations
B. DE GUCHTENEERE
Enterprise type
Rechtspersoon
Legal form
Private limited company
Legal situation
Normale toestand
Start date
27 November 2001
Peppol
Active · Active since 7 Oct 2025
Activities · NACE

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Frequently asked questions

What does B. DE GUCHTENEERE do?
B. DE GUCHTENEERE is an insurance broker in Namur. Private Limited, started on 27 November 2001, 1 establishment.
What is the address of B. DE GUCHTENEERE?
The registered office of B. DE GUCHTENEERE is located at Chaussée de Dinant(WP) 1171, 5100 Namur.
Is B. DE GUCHTENEERE still active?
Yes. According to the CBE (30 September 2026) B. DE GUCHTENEERE is active, legal situation “Normale toestand”, started on 27 November 2001.
Is B. DE GUCHTENEERE registered on Peppol?
Yes, B. DE GUCHTENEERE is registered on the Peppol network with ID 0208:0476165674.
What is the enterprise number of B. DE GUCHTENEERE?
The enterprise number of B. DE GUCHTENEERE is BE0476165674.
When was B. DE GUCHTENEERE founded?
B. DE GUCHTENEERE was founded on 27 November 2001.