Financials
Financial year 2025
MANETTE ET JENNEKENS ASSURANCES from Namur, company number BE0436143870, closed financial year 2025 with a result of € -5,636 after tax. For that financial year MANETTE ET JENNEKENS ASSURANCES recorded a gross margin of € 502,811 and equity of € 367,087. Compared with financial year 2024, the result moved from € 48,803 to € -5,636. The company made a loss. The company holds a healthy buffer. A strong own buffer against the debts. The most recent annual accounts were filed with the National Bank of Belgium on June 30, 2026.
€ 367,087
▼ 2% vs 2024
Assets minus debts, by the books. What is left if everything were sold and paid today.
€ -5,636
▼ still € 48,803 profit in 2024
Profit after tax over the fiscal year.
€ 112,378
▼ 14% vs 2024
Cash and bank balances on the last day of the fiscal year.
Loss, nothing to pay out
Reserves fell to € 56,870.
People and assets in 2025
4.2
▲ 0.1 vs 2024
Average over the fiscal year, from the social balance sheet.
€ 307,553
▲ 13% vs 2024
€ 73,200 per full-time equivalent. Payroll staff only. What the director pays themselves is already netted into the gross margin and is not shown separately in the accounts.
€ 10,134
▲ 19% vs 2024
Book value of vehicles, furniture and equipment.
Debts at end 2025
€ 551,538
▼ 22% vs 2024
€ 161,701 is repaid this year. At this pace the long-term loan is gone in ≈ 3 years.
€ 17,508
▼ 49% vs 2024
Supplier invoices still open on the last day of the fiscal year.
€ 34,964
▲ 2% vs 2024
Wages, holiday pay and social contributions still to pay. No outstanding taxes.
Want to see how much further we take a dossier in the Pro version? Open the free De Lijn example and give feedback →
| 2022 | 2023 | 2024 | 2025 | Change 2024 → 2025 | |
|---|---|---|---|---|---|
| Gross margin | € 423,860 | € 362,641 | € 532,888 | € 502,811 | ▼ 6% |
| Profit after taxes | € -37,835 | € -141,499 | € 48,803 | € -5,636 | ▼ € 54,439 |
| Equity | € 465,419 | € 323,920 | € 372,723 | € 367,087 | ▼ 2% |
| Total debts | € 1,088,760 | € 928,043 | € 784,988 | € 604,536 | ▼ 23% |
| Cash | € 219,035 | € 88,133 | € 131,220 | € 112,378 | ▼ 14% |
| Land & buildings | € 197,250 | € 193,489 | € 180,640 | € 167,790 | ▼ 7% |
| Retained profit | € 155,202 | € 13,703 | € 62,506 | € 56,870 | ▼ 9% |
| Bank debt | € 1,016,743 | € 863,200 | € 707,000 | € 551,538 | ▼ 22% |
| Balance sheet total | € 1,564,178 | € 1,261,962 | € 1,167,710 | € 971,622 | ▼ 17% |
| Employees (FTE) | 4.3 | 4.3 | 4.1 | 4.2 | ▲ 0.1 |
Key figures of MANETTE ET JENNEKENS ASSURANCES, fiscal years 2022 to 2025, from the annual accounts filed with the National Bank of Belgium.Next annual account (fiscal year 2026) expected before 31 July 2027.
What happened to MANETTE ET JENNEKENS ASSURANCES?
What happened at MANETTE ET JENNEKENS ASSURANCES in recent years, according to the Belgian Official Gazette, the CBE and the National Bank:
- New annual accounts for financial year 2025: loss of € 5,636 (▼ € 54,439 vs 2024). Source: NBB ↗
- PLX CONSULT became a director. NBB
- XLP CONSULT became a director. NBB
- New establishment in Namur. KBO
- Start of the company according to the CBE. KBO
In short
From € 37,835 loss in 2022 to € 5,636 loss in 2025.
Paid € 186 in corporate taxes since 2022.
Best year ever: 2024, with € 48,803 profit.
On average € 119,700 of value added per employee in 2025.
A new publication or filing at MANETTE ET JENNEKENS ASSURANCES? We notify you, reason included.
Follow MANETTE ET JENNEKENS ASSURANCESDatabakkes Pro
Know what changes at your customers, suppliers and competitors. Without reading an annual account.
- Follow them in one folder Every company in your folder gets this full dossier: household book, all fiscal years, benchmark against companies of the same size.
- We alert you, with the reason New annual account, Official Gazette publication or status change: you get what changed and where it says so.
- In bulk too, and in ChatGPT and Claude Upload your customer list and get the warning signs back per company. Or ask in your own AI assistant, with this register as the source.
Databakkes Pro is being built. Sign up now and you are first in line for an invitation, with a month to try without a credit card.
De Lijn 8 June 2026 New annual account 2025
filed on 8 June 2026
What was left
€ 20 k ▼ 91%
Money in the bank
€ 178 k ▼ 98%
Open the dossier →
NMBS 8 June 2026 New annual account 2025 What was left ▼ 80%
bpost 18 May 2026 New annual account 2025 What was left from loss to profit
Management
The stake of NOLYNVEST, Agra-Services, P L X CONSULT comes from that shareholder’s own annual accounts; small companies do not report their shareholders themselves.
MANETTE ET JENNEKENS ASSURANCESBehind MANETTE ET JENNEKENS ASSURANCES are NOLYNVEST, PLX CONSULT and XLP CONSULT. The shares are held by NOLYNVEST (60%), Agra-Services and P L X CONSULT.
Directors
According to the 2025 annual accounts
Director · represented by EMMANUEL HUMBLET
Director · represented by Xavier PHILIPPE
since 2022
Director · represented by Pascal LEKANE
since 2022
Shareholders
Participations
No participations in other companies reported.
Establishments
Establishment units
Physical locations of this company
Place Joséphine Charlotte(JB) 8
5100 Namur
Who else lives here?
A building full of entrepreneurs or one very busy letterbox? Another 1 companies are registered at this address.
All companies at this address →What is an establishment unit? An establishment unit is a geographically identifiable place where activities of the enterprise are carried out.
Website
Technologies
Hosting & Email
Email provider
Microsoft 365
Hosting
LEVEL27-AS * Please direct all complaints to [email protected] *, BE
DNS
OVH DNS
Website info
Features
Security
Network
Details
- Company number
- 0436.143.870
- VAT number
- BE 0436.143.870
- Registered office
- Place Joséphine Charlotte(JB) 8, 5100 Namur
- Names & denominations
- MANETTE ET JENNEKENS ASSURANCES · M & J ASSURANCES
- Enterprise type
- Rechtspersoon
- Legal form
- Private limited company
- Legal situation
- Normale toestand
- Start date
- 21 December 1988
- Peppol
- Active · Active since 15 Nov 2024
- Contact
- mjassurances.be
- Activities · NACE
Activiteiten van verzekeringsagenten en -makelaars
Verzekeringsmakelaars en -agenten