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Signals from the annual accounts, the CBE and the Official Gazette, each with its threshold and source. No score, no verdict.
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Not on Peppol Peppol
Not registered in the Peppol network, mandatory for VAT-liable companies since 1 January 2026.
Financials
Financial year 2025
VANDERBECQ & CO from Ecaussinnes, company number BE0475663650, closed financial year 2025 with a result of € 362,105 after tax. For that financial year VANDERBECQ & CO recorded a gross margin of € 903,873 and equity of € 2.2 million. Compared with financial year 2024, the result moved from € 418,297 to € 362,105. The company is profitable. The buffer is growing. A strong own buffer against the debts. The most recent annual accounts were filed with the National Bank of Belgium on August 26, 2026.
€ 2.2 million
▲ 10% vs 2024
Assets minus debts, by the books. What is left if everything were sold and paid today.
€ 362,105
▼ 13% vs 2024
Profit after tax over the fiscal year.
€ 483,963
▼ 19% vs 2024
Cash and bank balances on the last day of the fiscal year.
€ 159,100 paid out
44 % of the profit went to the shareholders, the rest stayed in the company.
People and assets in 2025
7.5
▲ 2.1 vs 2024
Average over the fiscal year, from the social balance sheet.
€ 455,070
▲ 58% vs 2024
€ 60,700 per full-time equivalent. Payroll staff only. What the director pays themselves is already netted into the gross margin and is not shown separately in the accounts.
€ 132,809
▲ 141% vs 2024
Book value of vehicles, furniture and equipment.
Debts at end 2025
€ 667,736
▼ 17% vs 2024
€ 207,282 is repaid this year. At this pace the long-term loan is gone in ≈ 3 years.
€ 59,448
▼ 10% vs 2024
Supplier invoices still open on the last day of the fiscal year.
€ 90,979
▲ 54% vs 2024
Taxes, VAT and social contributions still to pay.
| 2022 | 2023 | 2024 | 2025 | Change 2024 → 2025 | |
|---|---|---|---|---|---|
| Gross margin | € 985,388 | € 954,151 | € 924,597 | € 903,873 | ▼ 2% |
| Profit after taxes | € 563,702 | € 466,669 | € 418,297 | € 362,105 | ▼ 13% |
| Equity | € 1,273,166 | € 1,699,835 | € 1,968,132 | € 2,171,137 | ▲ 10% |
| Total debts | € 1,590,602 | € 1,344,971 | € 1,140,723 | € 1,051,085 | ▼ 8% |
| Cash | € 487,639 | € 242,319 | € 599,719 | € 483,963 | ▼ 19% |
| Land & buildings | € 780,852 | € 717,701 | € 715,675 | € 859,477 | ▲ 20% |
| Retained profit | € 1,263,216 | € 1,689,885 | € 1,958,182 | € 2,161,187 | ▲ 10% |
| Dividend | € 52,500 | € 40,000 | € 150,000 | € 159,100 | ▲ 6% |
| Bank debt | € 1,384,678 | € 1,059,630 | € 801,594 | € 667,736 | ▼ 17% |
| Balance sheet total | € 2,863,768 | € 3,044,806 | € 3,108,855 | € 3,222,222 | ▲ 4% |
| Employees (FTE) | 3.8 | 3 | 5.4 | 7.5 | ▲ 2.1 |
Key figures of VANDERBECQ & CO, fiscal years 2022 to 2025, from the annual accounts filed with the National Bank of Belgium.Next annual account (fiscal year 2026) expected before 31 July 2027.
What happened to VANDERBECQ & CO?
What happened at VANDERBECQ & CO in recent years, according to the Belgian Official Gazette, the CBE and the National Bank:
- New annual accounts for financial year 2025: profit of € 362,105 (▼ 13% vs 2024). filed late Source: NBB ↗
- Sophie Cambier became a director. NBB
- New establishment in Braine-le-Comte. KBO
- New establishment in Ecaussinnes. KBO
- Start of the company according to the CBE. KBO
In short
From € 563,702 profit in 2022 to € 362,105 profit in 2025.
Paid € 701,545 in corporate taxes since 2022.
Best year ever: 2022, with € 563,702 profit.
On average € 120,500 of value added per employee in 2025.
Management
Behind VANDERBECQ & CO are Sophie Cambier and SRL Hugues Vanderbecq. It owns 29.3% of FINANCES ET COURTAGE SRL, 28.8% of HECQ - ASSUR SRL, 20% of BALTHAZAR & FADEMA SPRL and 15% of ASS. DESCARTES-DUBOIS SPRL itself.
Directors
According to the 2025 annual accounts
Sophie Cambier
Director
since 2022
Director · represented by Hugues Vanderbecq
Also active at: Assurances, Gestion et Conseils, BOUGARD- LA LOUVIERE
Establishments
Establishment units
Physical locations of this company
Rue Lefort 21
7190 Ecaussinnes
Place Cousin 19
7190 Ecaussinnes
Active since 22 January 2003
Rue de la Station 9
7090 Braine-le-Comte
Active since 1 January 2020
Who else lives here?
A building full of entrepreneurs or one very busy letterbox? Another 4 companies are registered at this address.
All companies at this address →What is an establishment unit? An establishment unit is a geographically identifiable place where activities of the enterprise are carried out.
Details
- Company number
- 0475.663.650
- VAT number
- BE 0475.663.650
- Registered office
- Rue Lefort 21, 7190 Ecaussinnes
- Names & denominations
- VANDERBECQ & CO · BOUGARD FINANCES
- Enterprise type
- Rechtspersoon
- Legal form
- Private limited company
- Legal situation
- Normale toestand
- Start date
- 19 September 2001
- Peppol
- Not registered
- Activities · NACE
Agenten en makelaars in bankdiensten
Overige ondersteunende activiteiten in verband met financiële diensten, neg, exclusief verzekeringen en pensioenfondsen
Ondersteunende activiteiten i.v.m. financiële instellingen, n.e.g.