What does Assurances, Gestion et Conseils do?

Assurances, Gestion et Conseils is an insurance broker in La Louvière. Private Limited, started on 10 September 1990, 1 establishment.

What is the address of Assurances, Gestion et Conseils?

The registered office of Assurances, Gestion et Conseils is located at Place Jules Mansart(L.L) 11, 7100 La Louvière.

Is Assurances, Gestion et Conseils still active?

Yes. According to the CBE (30 October 2026) Assurances, Gestion et Conseils is active, legal situation “Normale toestand”, started on 10 September 1990.

Is Assurances, Gestion et Conseils registered on Peppol?

Yes, Assurances, Gestion et Conseils is registered on the Peppol network with ID 0208:0442042460.

What is the enterprise number of Assurances, Gestion et Conseils?

The enterprise number of Assurances, Gestion et Conseils is BE0442042460.

When was Assurances, Gestion et Conseils founded?

Assurances, Gestion et Conseils was founded on 10 September 1990.

Is Assurances, Gestion et Conseils a reliable company?

Databakkes does not pass judgement; this is what the sources say: Active according to the CBE since 10 September 1990; 5 annual accounts filed, latest fiscal year 2025; 6 directors known from the annual account.

How much profit did Assurances, Gestion et Conseils make in 2025?

Assurances, Gestion et Conseils posted a profit after taxes of € 179,518 in financial year 2025.

What is the revenue of Assurances, Gestion et Conseils?

As a small company, Assurances, Gestion et Conseils is not required to publish revenue in its annual accounts. In financial year 2025, its added value was € 342,559.

Assurances, Gestion et Conseils (Private Limited)

Q: Who are the directors of Assurances, Gestion et Conseils?

According to the 2025 annual accounts, the directors of Assurances, Gestion et Conseils are: Gaylord MANGIACOTTI, ASL SRL, PARGESFIN SRL, SOCIETE FINANCIERE ET ECONOMIQUE SRL, HUGUES VANDERBECQ SRL, SF SERVICES SRL.

Dossier Assurances, Gestion et Conseils, printed on 30 October 2026 from databakkes.be/en/0442042460/assurances-gestion-et-conseils. Sources: CBE, National Bank of Belgium, Belgian Official Gazette.

Financials

Financial year 2025

Assurances, Gestion et Conseils from La Louvière, company number BE0442042460, closed financial year 2025 with a result of € 179,518 after tax. For that financial year Assurances, Gestion et Conseils recorded a gross margin of € 342,559 and equity of € 26,292. Compared with financial year 2024, the result moved from € 190,585 to € 179,518. The company is profitable. The buffer is growing. High debts against a small own buffer. The most recent annual accounts were filed with the National Bank of Belgium on August 28, 2026.

What it is worth Growing

€ 26,292

▲ 57% vs 2024

Assets minus debts, by the books. What is left if everything were sold and paid today.

Profit Healthy

€ 179,518

▼ 6% vs 2024

Profit after tax over the fiscal year.

Cash in the bank

€ 139,211

▼ 14% vs 2024

Cash and bank balances on the last day of the fiscal year.

Where the profit goes Pays out

€ 170,000 paid out

95 % of the profit went to the shareholders, mostly to D-MET (80 % of the shares). That is where the money ends up.

People and assets in 2025

Wage cost

€ 92,431

▼ 22% vs 2024

Payroll staff only. What the director pays themselves is already netted into the gross margin and is not shown separately in the accounts.

Vehicles and equipment

€ 8,197

▼ 36% vs 2024

Book value of vehicles, furniture and equipment.

Debts at end 2025

Bank debt

€ 23,152

▲ 156% vs 2024

Loans from banks and other lenders, long and short.

Owed to suppliers

€ 14,429

▲ € 11,603 vs 2024

Supplier invoices still open on the last day of the fiscal year.

Wages and social charges

€ 12,552

▼ 62% vs 2024

Wages, holiday pay and social contributions still to pay. No outstanding taxes.

Key figures per fiscal year Download key figures (CSV)
	2022	2023	2024	2025	Change 2024 → 2025
Gross margin	€ 302,273 Gross margin 2022: € 302,273 First fiscal year in the series	€ 193,134 Gross margin 2023: € 193,134 ▼ 36% vs 2022 (€ 302,273) Unfavourable step	€ 388,472 Gross margin 2024: € 388,472 ▲ 101% vs 2023 (€ 193,134) Favourable step	€ 342,559 Gross margin 2025: € 342,559 ▼ 12% vs 2024 (€ 388,472) Unfavourable step	▼ 12%
Profit after taxes	€ 113,319 Profit after taxes 2022: € 113,319 First fiscal year in the series	€ 513 Profit after taxes 2023: € 513 ▼ € 112,806 vs 2022 (€ 113,319) Unfavourable step	€ 190,585 Profit after taxes 2024: € 190,585 ▲ € 190,073 vs 2023 (€ 513) Favourable step	€ 179,518 Profit after taxes 2025: € 179,518 ▼ 6% vs 2024 (€ 190,585) Unfavourable step	▼ 6%
Equity	€ 40,129 Equity 2022: € 40,129 First fiscal year in the series	€ 16,188 Equity 2023: € 16,188 ▼ 60% vs 2022 (€ 40,129) Unfavourable step	€ 16,774 Equity 2024: € 16,774 ▲ 4% vs 2023 (€ 16,188) Favourable step	€ 26,292 Equity 2025: € 26,292 ▲ 57% vs 2024 (€ 16,774) Favourable step	▲ 57%
Total debts	€ 300,498 Total debts 2022: € 300,498 First fiscal year in the series	€ 166,151 Total debts 2023: € 166,151 ▼ 45% vs 2022 (€ 300,498) Favourable step	€ 229,901 Total debts 2024: € 229,901 ▲ 38% vs 2023 (€ 166,151) Unfavourable step	€ 197,449 Total debts 2025: € 197,449 ▼ 14% vs 2024 (€ 229,901) Favourable step	▼ 14%
Cash	€ 41,994 Cash 2022: € 41,994 First fiscal year in the series	€ 2,610 Cash 2023: € 2,610 ▼ 94% vs 2022 (€ 41,994) Unfavourable step	€ 162,105 Cash 2024: € 162,105 ▲ € 159,495 vs 2023 (€ 2,610) Favourable step	€ 139,211 Cash 2025: € 139,211 ▼ 14% vs 2024 (€ 162,105) Unfavourable step	▼ 14%
Retained profit	€ 33,462 Retained profit 2022: € 33,462 First fiscal year in the series	€ 9,521 Retained profit 2023: € 9,521 ▼ 72% vs 2022 (€ 33,462) Unfavourable step	€ 10,107 Retained profit 2024: € 10,107 ▲ 6% vs 2023 (€ 9,521) Favourable step	€ 19,625 Retained profit 2025: € 19,625 ▲ 94% vs 2024 (€ 10,107) Favourable step	▲ 94%
Dividend	€ 113,319 Dividend 2022: € 113,319 First fiscal year in the series	€ 24,454 Dividend 2023: € 24,454 ▼ 78% vs 2022 (€ 113,319) Unchanged	€ 190,000 Dividend 2024: € 190,000 ▲ € 165,546 vs 2023 (€ 24,454) Unchanged	€ 170,000 Dividend 2025: € 170,000 ▼ 11% vs 2024 (€ 190,000) Unchanged	▼ 11%
Bank debt	€ 46,052 Bank debt 2022: € 46,052 First fiscal year in the series	€ 41,403 Bank debt 2023: € 41,403 ▼ 10% vs 2022 (€ 46,052) Favourable step	€ 9,034 Bank debt 2024: € 9,034 ▼ 78% vs 2023 (€ 41,403) Favourable step	€ 23,152 Bank debt 2025: € 23,152 ▲ 156% vs 2024 (€ 9,034) Unfavourable step	▲ 156%
Balance sheet total	€ 340,627 Balance sheet total 2022: € 340,627 First fiscal year in the series	€ 182,339 Balance sheet total 2023: € 182,339 ▼ 46% vs 2022 (€ 340,627) Unchanged	€ 246,675 Balance sheet total 2024: € 246,675 ▲ 35% vs 2023 (€ 182,339) Unchanged	€ 223,741 Balance sheet total 2025: € 223,741 ▼ 9% vs 2024 (€ 246,675) Unchanged	▼ 9%

Key figures of Assurances, Gestion et Conseils, fiscal years 2022 to 2025, from the annual accounts filed with the National Bank of Belgium.Next annual account (fiscal year 2026) expected before 31 July 2027.

What happened to Assurances, Gestion et Conseils?

What happened at Assurances, Gestion et Conseils in recent years, according to the Belgian Official Gazette, the CBE and the National Bank:

Aug 28, 2026 New annual accounts for financial year 2025: profit of € 179,518 (▼ 6% vs 2024). filed late Source: NBB ↗
2024 Gaylord MANGIACOTTI became a director. NBB
2024 PARGESFIN SRL became a director. NBB
2024 SOCIETE FINANCIERE ET ECONOMIQUE SRL became a director. NBB
2024 HUGUES VANDERBECQ SRL became a director. NBB
2024 SF SERVICES SRL became a director. NBB
2021 ASL SRL became a director. NBB
Oct 1, 1990 New establishment in La Louvière. KBO

In short

From € 113,319 profit in 2022 to € 179,518 profit in 2025.

Paid € 180,632 in corporate taxes since 2022.

Best year ever: 2024, with € 190,585 profit.

Paid out € 497,773 in dividends to the owners in total.

Original PDFs at the National Bank ↗

Management

D-MET 80%

BOUGARD- LA LOUVIERE 80%

ASL 20%

The stake of D-MET, BOUGARD- LA LOUVIERE, ASL comes from that shareholder’s own annual accounts; small companies do not report their shareholders themselves.

Assurances, Gestion et Conseils

Behind Assurances, Gestion et Conseils are Gaylord MANGIACOTTI, ASL SRL, PARGESFIN SRL, SOCIETE FINANCIERE ET ECONOMIQUE SRL, HUGUES VANDERBECQ SRL and SF SERVICES SRL. The shares are held by D-MET (80%), BOUGARD- LA LOUVIERE (80%) and ASL (20%).