Warning lights
Signals from the annual accounts, the CBE and the Official Gazette, each with its threshold and source. No score, no verdict.
-
Tight liquidity NBB
Cash and receivables cover 52 % of short-term debt in 2025; threshold 65 %.
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Shrinking team NBB
FTE fell two years in a row, from 16.3 to 8.7.
Financials
Financial year 2025
TRAVAUX DIVERS NAMUROIS from Jemeppe-sur-Sambre, company number BE0474171038, closed financial year 2025 with a result of € -140,468 after tax. For that financial year TRAVAUX DIVERS NAMUROIS recorded a gross margin of € 620,399 and equity of € 570,672. Compared with financial year 2024, the result moved from € 48,579 to € -140,468. The company made a loss. The company holds a healthy buffer. A strong own buffer against the debts. The most recent annual accounts were filed with the National Bank of Belgium on August 6, 2026.
€ 570,672
▼ 20% vs 2024
Assets minus debts, by the books. What is left if everything were sold and paid today.
€ -140,468
▼ still € 48,579 profit in 2024
Profit after tax over the fiscal year.
€ 257,461
▲ € 207,045 vs 2024
Cash and bank balances on the last day of the fiscal year.
Loss, nothing to pay out
Reserves fell to € 549,772.
People and assets in 2025
8.7
▼ 5 vs 2024
Average over the fiscal year, from the social balance sheet.
€ 629,291
▼ 36% vs 2024
€ 72,300 per full-time equivalent. Payroll staff only. What the director pays themselves is already netted into the gross margin and is not shown separately in the accounts.
€ 166,675
▼ 39% vs 2024
Of which on lease € 144,106.
Debts at end 2025
€ 265,410
▼ 48% vs 2024
€ 170,177 is repaid this year. At this pace the long-term loan is gone in ≈ 1 years.
€ 373,099
▲ 21% vs 2024
Supplier invoices still open on the last day of the fiscal year.
€ 21,493
▼ 8% vs 2024
Wages, holiday pay and social contributions still to pay. No outstanding taxes.
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| 2022 | 2023 | 2024 | 2025 | Change 2024 → 2025 | |
|---|---|---|---|---|---|
| Gross margin | € 1,237,863 | € 1,224,700 | € 1,192,397 | € 620,399 | ▼ 48% |
| Profit after taxes | € 67,175 | € 65,127 | € 48,579 | € -140,468 | ▼ € 189,048 |
| Equity | € 597,434 | € 662,561 | € 711,141 | € 570,672 | ▼ 20% |
| Total debts | € 1,200,193 | € 1,180,799 | € 1,031,755 | € 891,140 | ▼ 14% |
| Cash | € 42,513 | € 103,084 | € 50,415 | € 257,461 | ▲ € 207,045 |
| Retained profit | € 576,534 | € 641,661 | € 690,241 | € 549,772 | ▼ 20% |
| Bank debt | € 536,777 | € 560,758 | € 509,616 | € 265,410 | ▼ 48% |
| Balance sheet total | € 1,797,627 | € 1,843,360 | € 1,742,896 | € 1,461,812 | ▼ 16% |
| Employees (FTE) | 16.1 | 16.3 | 13.7 | 8.7 | ▼ 5 |
Key figures of TRAVAUX DIVERS NAMUROIS, fiscal years 2022 to 2025, from the annual accounts filed with the National Bank of Belgium.Next annual account (fiscal year 2026) expected before 31 July 2027.
What happened to TRAVAUX DIVERS NAMUROIS?
What happened at TRAVAUX DIVERS NAMUROIS in recent years, according to the Belgian Official Gazette, the CBE and the National Bank:
- New annual accounts for financial year 2025: loss of € 140,469 (▼ € 189,048 vs 2024). filed late Source: NBB ↗
- SEVERINE LECERTUA became a director. NBB
- New establishment in Jemeppe-sur-Sambre. KBO
- Start of the company according to the CBE. KBO
In short
From € 67,175 profit in 2022 to € 140,469 loss in 2025.
Paid € 72,298 in corporate taxes since 2022.
Best year ever: 2022, with € 67,175 profit.
On average € 71,300 of value added per employee in 2025.
A new publication or filing at TRAVAUX DIVERS NAMUROIS? We notify you, reason included.
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De Lijn 8 June 2026 New annual account 2025
filed on 8 June 2026
What was left
€ 20 k ▼ 91%
Money in the bank
€ 178 k ▼ 98%
Open the dossier →
NMBS 8 June 2026 New annual account 2025 What was left ▼ 80%
bpost 18 May 2026 New annual account 2025 What was left from loss to profit
Management
Behind TRAVAUX DIVERS NAMUROIS are LUIS LECERTUA and SEVERINE LECERTUA. It owns 99% of REMACA itself.
Directors
According to the 2025 annual accounts
since 2021
Establishments
Establishment units
Physical locations of this company
Rue Isidore-Derèse,Mornimont 122
5190 Jemeppe-sur-Sambre
Rue Isidore-Derèse,Mornimont 5 B
5190 Jemeppe-sur-Sambre
Active since 26 March 2001
What is an establishment unit? An establishment unit is a geographically identifiable place where activities of the enterprise are carried out.
Website
Technologies
Hosting & Email
Email provider
Hostinger Mail
Hosting
AS-HOSTINGER, CY
Website info
Features
Security
Network
Details
- Company number
- 0474.171.038
- VAT number
- BE 0474.171.038
- Registered office
- Rue Isidore-Derèse,Mornimont 122, 5190 Jemeppe-sur-Sambre
- Names & denominations
- TRAVAUX DIVERS NAMUROIS · T.D.N.
- Enterprise type
- Rechtspersoon
- Legal form
- Private limited company
- Legal situation
- Normale toestand
- Start date
- 5 March 2001
- Peppol
- Active · Active since 22 Sept 2025
- Contact
- travauxdiversnamurois.be
- Activities · NACE
Installatie van isolatie
Overige gespecialiseerde bouwactiviteiten, neg
Overige gespecialiseerde werkzaamheden in de bouw
Isolatiewerkzaamheden
Overige gespecialiseerde bouwwerkzaamheden
Overige reiniging van gebouwen; industriële reiniging
Schrijnwerk
Algemene elektrotechnische installatiewerken
+3