Warning lights
Signals from the annual accounts, the CBE and the Official Gazette, each with its threshold and source. No score, no verdict.
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Tight liquidity NBB
Cash and receivables cover 43 % of short-term debt in 2025; threshold 65 %.
Financials
Financial year 2025
REFRINAM EXPORT from Jemeppe-sur-Sambre, company number BE0453521718, closed financial year 2025 with a result of € -27,643 after tax. For that financial year REFRINAM EXPORT recorded a gross margin of € 408,759 and equity of € 679,310. Compared with financial year 2024, the result moved from € 66,933 to € -27,643. The company made a loss. The company holds a healthy buffer. A strong own buffer against the debts. The most recent annual accounts were filed with the National Bank of Belgium on August 6, 2026.
€ 679,310
▼ 4% vs 2024
Assets minus debts, by the books. What is left if everything were sold and paid today.
€ -27,643
▼ still € 66,933 profit in 2024
Profit after tax over the fiscal year.
€ 40,745
▼ 7% vs 2024
Cash and bank balances on the last day of the fiscal year.
Loss, nothing to pay out
Reserves fell to € 479,310.
People and assets in 2025
4.5
▼ 1.2 vs 2024
Average over the fiscal year, from the social balance sheet.
€ 220,742
▼ 7% vs 2024
€ 49,100 per full-time equivalent. Payroll staff only. What the director pays themselves is already netted into the gross margin and is not shown separately in the accounts.
€ 205,614
▲ 48% vs 2024
Of which on lease € 190,639.
Debts at end 2025
€ 478,435
▼ 9% vs 2024
€ 196,859 is repaid this year. At this pace the long-term loan is gone in ≈ 2 years.
€ 279,788
▼ 8% vs 2024
Supplier invoices still open on the last day of the fiscal year.
€ 36,735
▼ 30% vs 2024
Taxes, VAT and social contributions still to pay.
| 2022 | 2023 | 2024 | 2025 | Change 2024 → 2025 | |
|---|---|---|---|---|---|
| Gross margin | € 348,857 | € 536,131 | € 493,917 | € 408,759 | ▼ 17% |
| Profit after taxes | € -11,612 | € 120,489 | € 66,933 | € -27,643 | ▼ € 94,575 |
| Equity | € 519,531 | € 640,020 | € 706,953 | € 679,310 | ▼ 4% |
| Total debts | € 1,127,657 | € 991,143 | € 894,976 | € 802,588 | ▼ 10% |
| Cash | € 62,167 | € 122,864 | € 44,021 | € 40,745 | ▼ 7% |
| Land & buildings | € 1,179,059 | € 1,071,683 | € 980,657 | € 887,874 | ▼ 9% |
| Retained profit | € 319,531 | € 440,020 | € 506,953 | € 479,310 | ▼ 5% |
| Bank debt | € 755,443 | € 635,779 | € 523,285 | € 478,435 | ▼ 9% |
| Balance sheet total | € 1,647,189 | € 1,631,163 | € 1,601,928 | € 1,481,898 | ▼ 7% |
| Employees (FTE) | 4.3 | 4.3 | 5.7 | 4.5 | ▼ 1.2 |
Key figures of REFRINAM EXPORT, fiscal years 2022 to 2025, from the annual accounts filed with the National Bank of Belgium.Next annual account (fiscal year 2026) expected before 31 July 2027.
What happened to REFRINAM EXPORT?
What happened at REFRINAM EXPORT in recent years, according to the Belgian Official Gazette, the CBE and the National Bank:
- Severine LECERTUA stepped down as director. NBB
- New annual accounts for financial year 2025: loss of € 27,643 (▼ € 94,575 vs 2024). filed late Source: NBB ↗
- Christelle LECERTUA stepped down as director. NBB
- LUIS LECERTUA stepped down as director. NBB
- Severine LECERTUA became a director. NBB
- Christelle LECERTUA became a director. NBB
- LUIS LECERTUA became a director. NBB
- New establishment in Ouffet. KBO
In short
From € 11,612 loss in 2022 to € 27,643 loss in 2025.
Paid € 104,696 in corporate taxes since 2022.
Best year ever: 2023, with € 120,489 profit.
On average € 90,800 of value added per employee in 2025.
Management
Directors
According to the 2025 annual accounts
since 2020 · until 2026
since 2020 · until 2026
since 2021 · until 2027
Establishments
Establishment units
Physical locations of this company
Rue Isidore-Derèse,Mornimont 124
5190 Jemeppe-sur-Sambre
Rue Isidore-Derèse,Mornimont 5 B
5190 Jemeppe-sur-Sambre
Active since 18 October 1994
Tige de Fairon 8
4590 Ouffet
Active since 16 October 2007
Who else lives here?
A building full of entrepreneurs or one very busy letterbox? Another 1 companies are registered at this address.
All companies at this address →What is an establishment unit? An establishment unit is a geographically identifiable place where activities of the enterprise are carried out.
Details
- Company number
- 0453.521.718
- VAT number
- BE 0453.521.718
- Registered office
- Rue Isidore-Derèse,Mornimont 124, 5190 Jemeppe-sur-Sambre
- Names & denominations
- REFRINAM EXPORT
- Enterprise type
- Rechtspersoon
- Legal form
- Public limited company
- Legal situation
- Normale toestand
- Start date
- 3 October 1994
- Peppol
- Active · Active since 22 Sept 2025
- Activities · NACE
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