Financials
Financial year 2025
Brouns en Van Keirsbilck Verzekeringen from Oostende, company number BE0473961596, closed financial year 2025 with a result of € 109,138 after tax. For that financial year Brouns en Van Keirsbilck Verzekeringen recorded a gross margin of € 323,521 and equity of € 466,629. Compared with financial year 2024, the result moved from € 128,887 to € 109,138. The company is profitable. The buffer is growing. A strong own buffer against the debts. The most recent annual accounts were filed with the National Bank of Belgium on August 25, 2026.
€ 466,629
▲ 31% vs 2024
Assets minus debts, by the books. What is left if everything were sold and paid today.
€ 109,138
▼ 15% vs 2024
Profit after tax over the fiscal year.
€ 18,036
▼ 44% vs 2024
Cash and bank balances on the last day of the fiscal year.
Stays in the company
No dividend for 2025. Retained profit grew to € 441,629.
People and assets in 2025
€ 109,129
▲ 1% vs 2024
Payroll staff only. What the director pays themselves is already netted into the gross margin and is not shown separately in the accounts.
Debts at end 2025
€ 20,541
▼ 52% vs 2024
Loans from banks and other lenders, long and short.
€ 14,124
▲ € 10,762 vs 2024
Supplier invoices still open on the last day of the fiscal year.
€ 22,338
▲ 91% vs 2024
Taxes, VAT and social contributions still to pay.
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| 2022 | 2023 | 2024 | 2025 | Change 2024 → 2025 | |
|---|---|---|---|---|---|
| Gross margin | € 206,551 | € 253,333 | € 317,409 | € 323,521 | ▲ 2% |
| Profit after taxes | € 21,169 | € 57,608 | € 128,887 | € 109,138 | ▼ 15% |
| Equity | € 194,996 | € 252,605 | € 357,491 | € 466,629 | ▲ 31% |
| Total debts | € 136,554 | € 62,475 | € 483,217 | € 459,314 | ▼ 5% |
| Cash | € 40,144 | € 26,138 | € 32,453 | € 18,036 | ▼ 44% |
| Land & buildings | € 97,122 | € 90,435 | € 82,248 | € 74,061 | ▼ 10% |
| Retained profit | € 169,996 | € 227,605 | € 332,491 | € 441,629 | ▲ 33% |
| Dividend | € 0 | € 0 | € 24,000 | € 0 | ▼ 100% |
| Bank debt | € 2,024 | € 618 | € 42,974 | € 20,541 | ▼ 52% |
| Balance sheet total | € 331,550 | € 315,079 | € 840,708 | € 925,944 | ▲ 10% |
| Employees (FTE) | - | - | 1 | - |
Key figures of Brouns en Van Keirsbilck Verzekeringen, fiscal years 2022 to 2025, from the annual accounts filed with the National Bank of Belgium.Next annual account (fiscal year 2026) expected before 31 July 2027.
What happened to Brouns en Van Keirsbilck Verzekeringen?
What happened at Brouns en Van Keirsbilck Verzekeringen in recent years, according to the Belgian Official Gazette, the CBE and the National Bank:
- New annual accounts for financial year 2025: profit of € 109,138 (▼ 15% vs 2024). filed late Source: NBB ↗
- BROUNS CHRIS BV became a director. NBB
- VAN KEIRSBILCK KRISTIAAN BV became a director. NBB
- New establishment in Oostende. KBO
- Start of the company according to the CBE. KBO
In short
From € 21,169 profit in 2022 to € 109,138 profit in 2025.
Paid € 97,553 in corporate taxes since 2022.
Best year ever: 2024, with € 128,887 profit.
On average € 317,400 of value added per employee in 2024.
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De Lijn 8 June 2026 New annual account 2025
filed on 8 June 2026
What was left
€ 20 k ▼ 91%
Money in the bank
€ 178 k ▼ 98%
Open the dossier →
NMBS 8 June 2026 New annual account 2025 What was left ▼ 80%
bpost 18 May 2026 New annual account 2025 What was left from loss to profit
Management
The stake of Brouns Chris, Van Keirsbilck Kristiaan comes from that shareholder’s own annual accounts; small companies do not report their shareholders themselves.
Brouns en Van Keirsbilck VerzekeringenBehind Brouns en Van Keirsbilck Verzekeringen are BROUNS CHRIS BV and VAN KEIRSBILCK KRISTIAAN BV. The shares are held by Brouns Chris (50%) and Van Keirsbilck Kristiaan (50%).
Directors
According to the 2025 annual accounts
Director · represented by CHRISTIAN BROUNS
Also active at: Kantoor Raes - Coene, Brouns en Van Keirsbilck Bank, BVC FINANCE & INSURANCE
since 2019
Director · represented by KRISTIAAN VAN KEIRSBILCK
Also active at: Kantoor Raes - Coene, Brouns en Van Keirsbilck Bank, BVC FINANCE & INSURANCE
since 2019
Shareholders
Participations
No participations in other companies reported.
Establishments
Establishment units
Physical locations of this company
Mariakerkelaan 268
8400 Oostende
Van Iseghemlaan 111
8400 Oostende
Active since 19 June 2001
Who else lives here?
A building full of entrepreneurs or one very busy letterbox? Another 4 companies are registered at this address.
All companies at this address →What is an establishment unit? An establishment unit is a geographically identifiable place where activities of the enterprise are carried out.
Details
- Company number
- 0473.961.596
- VAT number
- BE 0473.961.596
- Registered office
- Mariakerkelaan 268, 8400 Oostende
- Names & denominations
- Brouns en Van Keirsbilck Verzekeringen
- Enterprise type
- Rechtspersoon
- Legal form
- Private limited company
- Legal situation
- Normale toestand
- Start date
- 30 January 2001
- Peppol
- Active · Active since 29 Jul 2024
- Activities · NACE
Activiteiten van verzekeringsagenten en -makelaars
Verzekeringsmakelaars en -agenten