What does Assurmer do?

Assurmer is an insurance broker in Oostende. Private Limited, started on 4 January 2022, 3 establishments.

What is the address of Assurmer?

The registered office of Assurmer is located at Bosweg 8, 8400 Oostende.

Is Assurmer still active?

Yes. According to the CBE (30 October 2026) Assurmer is active, legal situation “Normale toestand”, started on 4 January 2022.

Is Assurmer registered on Peppol?

Yes, Assurmer is registered on the Peppol network with ID 0208:0779625325.

What is the enterprise number of Assurmer?

The enterprise number of Assurmer is BE0779625325.

When was Assurmer founded?

Assurmer was founded on 4 January 2022.

Who are the directors of Assurmer?

According to the 2025 annual accounts, the directors of Assurmer are: Calla COMMV, Arvic COMMV.

Is Assurmer a reliable company?

Databakkes does not pass judgement; this is what the sources say: Active according to the CBE since 4 January 2022; 3 annual accounts filed, latest fiscal year 2025; 2 directors known from the annual account; 3 establishments in the CBE.

How much profit did Assurmer make in 2025?

Assurmer posted a profit after taxes of € 51,144 in financial year 2025.

What is the revenue of Assurmer?

As a small company, Assurmer is not required to publish revenue in its annual accounts. In financial year 2025, its added value was € 1,073,353.

How much does an employee at Assurmer earn?

The average wage cost per full-time employee at Assurmer was € 68,900 in 2025: staff costs of € 647,738 for 9.4 FTE, according to the annual account at the National Bank. That is the employer's cost, not net pay.

How many employees does Assurmer have?

According to the 2025 annual accounts, Assurmer has 9.4 full-time equivalents (FTE).

Does Assurmer have a website?

Yes, Assurmer has a website at assurmer.be.

Assurmer (Private Limited) - Oostende - BE0779625325

Dossier Assurmer, printed on 30 October 2026 from databakkes.be/en/0779625325/assurmer. Sources: CBE, National Bank of Belgium, Belgian Official Gazette.

Warning lights

Signals from the annual accounts, the CBE and the Official Gazette, each with its threshold and source. No score, no verdict.

Tight liquidity NBB

Cash and receivables cover 39 % of short-term debt in 2025; threshold 65 %.

Financials

Financial year 2025

Assurmer from Oostende, company number BE0779625325, closed financial year 2025 with a result of € 51,144 after tax. For that financial year Assurmer recorded a gross margin of € 1.1 million and equity of € 109,774. Compared with financial year 2024, the result moved from € -59,702 to € 51,144. Profitable, and profit is growing. The buffer is growing. High debts against a small own buffer. The most recent annual accounts were filed with the National Bank of Belgium on May 29, 2026.

What it is worth Growing

€ 109,774

▲ 87% vs 2024

Assets minus debts, by the books. What is left if everything were sold and paid today.

Profit Growing

€ 51,144

▲ still € 59,702 loss in 2024

Profit after tax over the fiscal year.

Cash in the bank

€ 57,115

▼ 65% vs 2024

Cash and bank balances on the last day of the fiscal year.

Where the profit goes Growing

Stays in the company

No dividend for 2025. Retained profit grew to € 9,774.

People and assets in 2025

Full-time equivalents

9.4

▲ 1.7 vs 2024

Average over the fiscal year, from the social balance sheet.

Wage cost

€ 647,738

▲ 17% vs 2024

€ 68,900 per full-time equivalent. Payroll staff only. What the director pays themselves is already netted into the gross margin and is not shown separately in the accounts.

Vehicles and equipment

€ 35,961

▼ 40% vs 2024

Book value of vehicles, furniture and equipment.

Debts at end 2025

Bank debt ≈ 7 years to go The accounts give the long-term loan and the part due within the year. The remainder divided by that part is the number of years at an equal pace; a new loan or early repayment changes it.

€ 1.5 million

▼ 15% vs 2024

€ 214,274 is repaid this year. At this pace the long-term loan is gone in ≈ 7 years.

Owed to suppliers

€ 57,157

▼ 16% vs 2024

Supplier invoices still open on the last day of the fiscal year.

Taxes and wages

€ 133,962

▲ 11% vs 2024

Taxes, VAT and social contributions still to pay.

Key figures per fiscal year Download key figures (CSV)
	2023	2024	2025	Change 2024 → 2025
Gross margin	€ 852,240 Gross margin 2023: € 852,240 First fiscal year in the series	€ 898,551 Gross margin 2024: € 898,551 ▲ 5% vs 2023 (€ 852,240) Favourable step	€ 1,073,353 Gross margin 2025: € 1,073,353 ▲ 19% vs 2024 (€ 898,551) Favourable step	▲ 19%
Profit after taxes	€ 48,332 Profit after taxes 2023: € 48,332 First fiscal year in the series	€ -59,702 Profit after taxes 2024: € -59,702 ▼ € 108,034 vs 2023 (€ 48,332) Unfavourable step	€ 51,144 Profit after taxes 2025: € 51,144 ▲ € 110,847 vs 2024 (€ -59,702) Favourable step	▲ € 110,847
Equity	€ 118,332 Equity 2023: € 118,332 First fiscal year in the series	€ 58,629 Equity 2024: € 58,629 ▼ 50% vs 2023 (€ 118,332) Unfavourable step	€ 109,774 Equity 2025: € 109,774 ▲ 87% vs 2024 (€ 58,629) Favourable step	▲ 87%
Total debts	€ 2,212,861 Total debts 2023: € 2,212,861 First fiscal year in the series	€ 2,335,709 Total debts 2024: € 2,335,709 ▲ 6% vs 2023 (€ 2,212,861) Unfavourable step	€ 2,052,627 Total debts 2025: € 2,052,627 ▼ 12% vs 2024 (€ 2,335,709) Favourable step	▼ 12%
Cash	€ 134,566 Cash 2023: € 134,566 First fiscal year in the series	€ 162,294 Cash 2024: € 162,294 ▲ 21% vs 2023 (€ 134,566) Favourable step	€ 57,115 Cash 2025: € 57,115 ▼ 65% vs 2024 (€ 162,294) Unfavourable step	▼ 65%
Retained profit	€ 18,332 Retained profit 2023: € 18,332 First fiscal year in the series	€ -41,371 Retained profit 2024: € -41,371 ▼ € 59,702 vs 2023 (€ 18,332) Unfavourable step	€ 9,774 Retained profit 2025: € 9,774 ▲ € 51,144 vs 2024 (€ -41,371) Favourable step	▲ € 51,144
Dividend	€ 30,000 Dividend 2023: € 30,000 First fiscal year in the series	€ 0 Dividend 2024: € 0 ▼ 100% vs 2023 (€ 30,000) Unchanged	€ 0 Dividend 2025: € 0 Unchanged (€ 0) Unchanged
Bank debt	€ 1,648,600 Bank debt 2023: € 1,648,600 First fiscal year in the series	€ 1,762,821 Bank debt 2024: € 1,762,821 ▲ 7% vs 2023 (€ 1,648,600) Unfavourable step	€ 1,493,608 Bank debt 2025: € 1,493,608 ▼ 15% vs 2024 (€ 1,762,821) Favourable step	▼ 15%
Balance sheet total	€ 2,331,192 Balance sheet total 2023: € 2,331,192 First fiscal year in the series	€ 2,394,338 Balance sheet total 2024: € 2,394,338 ▲ 3% vs 2023 (€ 2,331,192) Unchanged	€ 2,162,401 Balance sheet total 2025: € 2,162,401 ▼ 10% vs 2024 (€ 2,394,338) Unchanged	▼ 10%
Employees (FTE)	6.4 Employees (FTE) 2023: 6.4 First fiscal year in the series	7.7 Employees (FTE) 2024: 7.7 ▲ 1.3 vs 2023 (6.4) Unchanged	9.4 Employees (FTE) 2025: 9.4 ▲ 1.7 vs 2024 (7.7) Unchanged	▲ 1.7

Key figures of Assurmer, fiscal years 2023 to 2025, from the annual accounts filed with the National Bank of Belgium.Next annual account (fiscal year 2026) expected before 31 July 2027.

What happened to Assurmer?

What happened at Assurmer in recent years, according to the Belgian Official Gazette, the CBE and the National Bank:

May 29, 2026 New annual accounts for financial year 2025: profit of € 51,144. Source: NBB ↗
2026 Calla COMMV became a director. NBB
Jan 1, 2023 New establishment in Gistel. KBO
Jan 1, 2023 New establishment in Middelkerke. KBO
2022 Arvic COMMV became a director. NBB
Jan 4, 2022 New establishment in Oostende. KBO
Jan 4, 2022 Start of the company according to the CBE. KBO

In short

From € 48,332 profit in 2023 to € 51,144 profit in 2025.

Paid € 16,722 in corporate taxes since 2023.

Best year ever: 2025, with € 51,144 profit.

On average € 114,200 of value added per employee in 2025.

Original PDFs at the National Bank ↗

Management

Calla COMMV Arvic COMMV

Assurmer

Behind Assurmer are Calla COMMV and Arvic COMMV.

Directors

According to the 2025 annual accounts

Calla COMMV

Director · represented by Coenen Pieter

since 2026

Arvic COMMV

Director · represented by Schramme Lieven

since 2022

Establishments

Establishment units

Physical locations of this company

Registered office

Bosweg 8

8400 Oostende

2.340.344.041

Nieuwpoortse Steenweg 72 box A

8470 Gistel

Active since 1 January 2023

2.341.133.503

Meeuwenlaan 24

8434 Middelkerke

Active since 1 January 2023

Who else lives here?

A building full of entrepreneurs or one very busy letterbox? Another 3 companies are registered at this address.

All companies at this address →

Vereniging Van Mede-Eigenaars Residentie Le Lac Oostende Bosweg 8

Amaras

Vereniging van Mede-eigenaars Residentie De Lac te Oostende, Bosweg 8

What is an establishment unit? An establishment unit is a geographically identifiable place where activities of the enterprise are carried out.

Website

HTTPS assurmer.be

Canonical: https://www.assurmer.be/

Technologies

Alpine.jsBootstrapCloudflare CDNJSCookie ConsentFont AwesomeNginxPHPPWAPlausiblejQueryjsDelivr

Certifications & Partners

FEB/VBO

Hosting & Email

Email provider

Self-hosted

Hosting

AKAMAI-LINODE-AP Akamai Connected Cloud, SG

Website info

HTTPS Ja

Languages NL

Features

Webshop

Security

✓ HTTPS

✓ SPF

✓ DMARC

Details

Company number: 0779.625.325
VAT number: BE 0779.625.325
Registered office: Bosweg 8, 8400 Oostende
Names & denominations: Assurmer
Enterprise type: Rechtspersoon
Legal form: Private limited company
Legal situation: Normale toestand
Start date: 4 January 2022
Peppol: Active · Active since 21 Oct 2026
Contact: assurmer.be +32 59 30 48 72
Activities · NACE: Activiteiten van verzekeringsagenten en -makelaars

View on CBE Public ↗ Annual accounts (NBB) ↗