Warning lights
Signals from the annual accounts, the CBE and the Official Gazette, each with its threshold and source. No score, no verdict.
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Figures corrected NBB
Corrected annual account filed for 2022.
Financials
Financial year 2025
DE SMEDT & DE SMEDT from Erpe-Mere, company number BE0473603983, closed financial year 2025 with a result of € 185,562 after tax. For that financial year DE SMEDT & DE SMEDT recorded a gross margin of € 419,968 and equity of € 941,803. Compared with financial year 2024, the result moved from € 163,877 to € 185,562. Profitable, and profit is growing. The buffer is growing. A strong own buffer against the debts. The most recent annual accounts were filed with the National Bank of Belgium on August 19, 2026.
€ 941,803
▲ 10% vs 2024
Assets minus debts, by the books. What is left if everything were sold and paid today.
€ 185,562
▲ 13% vs 2024
Profit after tax over the fiscal year.
€ 674,104
▼ 7% vs 2024
Cash and bank balances on the last day of the fiscal year.
€ 101,337 paid out
55 % of the profit went to the shareholders, the rest stayed in the company.
People and assets in 2025
1.7
Average over the fiscal year, from the social balance sheet.
€ 114,493
▲ 1% vs 2024
€ 67,300 per full-time equivalent. Payroll staff only. What the director pays themselves is already netted into the gross margin and is not shown separately in the accounts.
€ 40,250
▼ 24% vs 2024
Book value of vehicles, furniture and equipment.
Debts at end 2025
€ 27,912
▼ 37% vs 2024
Loans from banks and other lenders, long and short.
€ 5,494
▼ 49% vs 2024
Supplier invoices still open on the last day of the fiscal year.
€ 85,024
▲ 4% vs 2024
Taxes, VAT and social contributions still to pay.
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| 2022 | 2023 | 2024 | 2025 | Change 2024 → 2025 | |
|---|---|---|---|---|---|
| Revenue | € 616,320 | - | - | - | |
| Gross margin | € 328,874 | € 385,661 | € 405,930 | € 419,968 | ▲ 3% |
| Profit after taxes | € 137,285 | € 196,198 | € 163,877 | € 185,562 | ▲ 13% |
| Equity | € 725,730 | € 846,141 | € 857,579 | € 941,803 | ▲ 10% |
| Total debts | € 197,139 | € 194,468 | € 261,903 | € 190,618 | ▼ 27% |
| Cash | € 697,365 | € 863,793 | € 724,649 | € 674,104 | ▼ 7% |
| Land & buildings | € 143,021 | € 135,110 | € 114,466 | € 95,355 | ▼ 17% |
| Retained profit | € 717,864 | € 838,274 | € 849,712 | € 933,937 | ▲ 10% |
| Dividend | € 145,179 | € 75,787 | € 152,439 | € 101,337 | ▼ 34% |
| Bank debt | € 16,734 | € 61,307 | € 44,641 | € 27,912 | ▼ 37% |
| Balance sheet total | € 956,181 | € 1,073,921 | € 1,152,794 | € 1,165,733 | ▲ 1% |
| Employees (FTE) | 1.7 | 1.7 | 1.7 | 1.7 |
Key figures of DE SMEDT & DE SMEDT, fiscal years 2022 to 2025, from the annual accounts filed with the National Bank of Belgium.Next annual account (fiscal year 2026) expected before 31 July 2027.
What happened to DE SMEDT & DE SMEDT?
What happened at DE SMEDT & DE SMEDT in recent years, according to the Belgian Official Gazette, the CBE and the National Bank:
- New annual accounts for financial year 2025: profit of € 185,562 (▲ 13% vs 2024). filed late Source: NBB ↗
- HERMAN DE SMEDT became a director. NBB
- KATRIEN DE SMEDT became a director. NBB
- MARC DE SMEDT became a director. NBB
- New establishment in Erpe-Mere. KBO
- Start of the company according to the CBE. KBO
In short
From € 137,285 profit in 2022 to € 185,562 profit in 2025.
Paid € 308,964 in corporate taxes since 2022.
Best year ever: 2023, with € 196,198 profit.
On average € 247,000 of value added per employee in 2025.
A new publication or filing at DE SMEDT & DE SMEDT? We notify you, reason included.
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De Lijn 8 June 2026 New annual account 2025
filed on 8 June 2026
What was left
€ 20 k ▼ 91%
Money in the bank
€ 178 k ▼ 98%
Open the dossier →
NMBS 8 June 2026 New annual account 2025 What was left ▼ 80%
bpost 18 May 2026 New annual account 2025 What was left from loss to profit
Management
Behind DE SMEDT & DE SMEDT are HERMAN DE SMEDT, KATRIEN DE SMEDT and MARC DE SMEDT. The shares are held by KATRIEN DE SMEDT (48.8%), MARC DE SMEDT (48.8%) and HERMAN DE SMEDT (2.4%).
Directors
According to the 2025 annual accounts
HERMAN DE SMEDT
Director
Owns 2.4% directly
since 2023
KATRIEN DE SMEDT
Director
Owns 48.8% directly
since 2023
MARC DE SMEDT
Director
Owns 48.8% directly
since 2023
Shareholders
KATRIEN DE SMEDT · director
48.8%
MARC DE SMEDT · director
48.8%
HERMAN DE SMEDT · director
2.4%
Participations
No participations in other companies reported.
Establishments
Establishment units
Physical locations of this company
Kleine Ommegangweg 4
9420 Erpe-Mere
Grote Zadelweg 33
9420 Erpe-Mere
Active since 22 February 2001
Who else lives here?
A building full of entrepreneurs or one very busy letterbox? Another 1 companies are registered at this address.
All companies at this address →What is an establishment unit? An establishment unit is a geographically identifiable place where activities of the enterprise are carried out.
Details
- Company number
- 0473.603.983
- VAT number
- BE 0473.603.983
- Registered office
- Kleine Ommegangweg 4, 9420 Erpe-Mere
- Names & denominations
- DE SMEDT & DE SMEDT
- Enterprise type
- Rechtspersoon
- Legal form
- Private limited company
- Legal situation
- Normale toestand
- Start date
- 22 December 2000
- Peppol
- Active · Active since 5 Nov 2025
- Activities · NACE
Activiteiten van verzekeringsagenten en -makelaars