Warning lights
Signals from the annual accounts, the CBE and the Official Gazette, each with its threshold and source. No score, no verdict.
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Tight liquidity NBB
Cash and receivables cover 17 % of short-term debt in 2025; threshold 65 %.
Financials
Financial year 2025
SAFLOS from Erpe-Mere, company number BE0500601360, closed financial year 2025 with a result of € 113,212 after tax. For that financial year SAFLOS recorded a gross margin of € 47,459 and equity of € 915,116. Compared with financial year 2024, the result moved from € 124,813 to € 113,212. The company is profitable. The company holds a healthy buffer. A strong own buffer against the debts. The most recent annual accounts were filed with the National Bank of Belgium on July 1, 2026.
€ 915,116
▼ 3% vs 2024
Assets minus debts, by the books. What is left if everything were sold and paid today.
€ 113,212
▼ 9% vs 2024
Profit after tax over the fiscal year.
€ 8,144
▼ 89% vs 2024
Cash and bank balances on the last day of the fiscal year.
€ 139,854 paid out
More than the year’s profit went to the shareholders; reserves fell.
People and assets in 2025
€ 9,618
▲ 96% vs 2024
Book value of vehicles, furniture and equipment.
Debts at end 2025
€ 355,852
▼ 3% vs 2024
€ 39,475 is repaid this year. At this pace the long-term loan is gone in ≈ 9 years.
€ 990
▼ 81% vs 2024
Supplier invoices still open on the last day of the fiscal year.
€ 26,127
▲ 96% vs 2024
Corporate tax and VAT still to pay. No wage debt: nothing outstanding to staff or social security.
| 2022 | 2023 | 2024 | 2025 | Change 2024 → 2025 | |
|---|---|---|---|---|---|
| Gross margin | € 20,488 | € 42,834 | € 52,352 | € 47,459 | ▼ 9% |
| Profit after taxes | € 140,507 | € 130,914 | € 124,813 | € 113,212 | ▼ 9% |
| Equity | € 826,142 | € 915,015 | € 941,758 | € 915,116 | ▼ 3% |
| Total debts | € 337,493 | € 289,043 | € 386,423 | € 390,348 | ▲ 1% |
| Cash | € 259,254 | € 183,109 | € 75,772 | € 8,144 | ▼ 89% |
| Land & buildings | € 324,462 | € 430,954 | € 664,490 | € 716,843 | ▲ 8% |
| Retained profit | € 807,542 | € 896,415 | € 923,158 | € 896,516 | ▼ 3% |
| Dividend | € 0 | € 42,040 | € 98,071 | € 139,854 | ▲ 43% |
| Bank debt | € 313,242 | € 269,796 | € 365,564 | € 355,852 | ▼ 3% |
| Balance sheet total | € 1,163,635 | € 1,204,059 | € 1,328,180 | € 1,305,464 | ▼ 2% |
Key figures of SAFLOS, fiscal years 2022 to 2025, from the annual accounts filed with the National Bank of Belgium.Next annual account (fiscal year 2026) expected before 31 July 2027.
What happened to SAFLOS?
What happened at SAFLOS in recent years, according to the Belgian Official Gazette, the CBE and the National Bank:
- New annual accounts for financial year 2025: profit of € 113,212 (▼ 9% vs 2024). Source: NBB ↗
- New establishment in Erpe-Mere. KBO
- Start of the company according to the CBE. KBO
In short
From € 140,507 profit in 2022 to € 113,212 profit in 2025.
Paid € 54,322 in corporate taxes since 2022.
Best year ever: 2022, with € 140,507 profit.
Paid out € 279,965 in dividends to the owners in total.
Management
Behind SAFLOS is Stijn De Smet. It owns 100% of Affliesur itself.
Directors
According to the 2025 annual accounts
Establishments
Establishment units
Physical locations of this company
Gentsesteenweg 295
9420 Erpe-Mere
Who else lives here?
A building full of entrepreneurs or one very busy letterbox? Another 1 companies are registered at this address.
All companies at this address →What is an establishment unit? An establishment unit is a geographically identifiable place where activities of the enterprise are carried out.
Details
- Company number
- 0500.601.360
- VAT number
- BE 0500.601.360
- Registered office
- Gentsesteenweg 295, 9420 Erpe-Mere
- Names & denominations
- SAFLOS
- Enterprise type
- Rechtspersoon
- Legal form
- Private limited company
- Legal situation
- Normale toestand
- Start date
- 7 November 2012
- Peppol
- Active · Active since 28 Oct 2024
- Activities · NACE
Activiteiten van verzekeringsagenten en -makelaars