Warning lights
Signals from the annual accounts, the CBE and the Official Gazette, each with its threshold and source. No score, no verdict.
-
Tight liquidity NBB
Cash and receivables cover 27 % of short-term debt in 2025; threshold 65 %.
Financials
Financial year 2025
F.M.G. from Namur, company number BE0472829666, closed financial year 2025 with a result of € 12,897 after tax. For that financial year F.M.G. recorded a gross margin of € 96,778 and equity of € 390,262. Compared with financial year 2024, the result moved from € 42,010 to € 12,897. The company is profitable. The buffer is growing. Debts are under control. The most recent annual accounts were filed with the National Bank of Belgium on August 17, 2026.
€ 390,262
▲ 3% vs 2024
Assets minus debts, by the books. What is left if everything were sold and paid today.
€ 12,897
▼ 69% vs 2024
Profit after tax over the fiscal year.
€ 1
▼ € 34,270 vs 2024
Cash and bank balances on the last day of the fiscal year.
Stays in the company
No dividend for 2025. Retained profit grew to € 273,262.
People and assets in 2025
€ 83,008
▼ 23% vs 2024
Book value of vehicles, furniture and equipment.
Debts at end 2025
€ 731,765
▲ 29% vs 2024
€ 43,062 is repaid this year. At this pace the long-term loan is gone in ≈ 12 years.
€ 98,409
▲ € 74,552 vs 2024
Supplier invoices still open on the last day of the fiscal year.
€ 20,559
▲ 145% vs 2024
Corporate tax and VAT still to pay. No wage debt: nothing outstanding to staff or social security.
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| 2022 | 2023 | 2024 | 2025 | Change 2024 → 2025 | |
|---|---|---|---|---|---|
| Gross margin | € 158,894 | € 124,001 | € 126,556 | € 96,778 | ▼ 24% |
| Profit after taxes | € 113,749 | € 57,319 | € 42,010 | € 12,897 | ▼ 69% |
| Equity | € 278,036 | € 335,355 | € 377,365 | € 390,262 | ▲ 3% |
| Total debts | € 1,150,146 | € 778,140 | € 798,089 | € 1,038,990 | ▲ 30% |
| Cash | € 168,639 | € 2,239 | € 34,271 | € 1 | ▼ € 34,270 |
| Land & buildings | € 511,054 | € 500,460 | € 491,417 | € 478,321 | ▼ 3% |
| Retained profit | € 161,036 | € 218,355 | € 260,365 | € 273,262 | ▲ 5% |
| Bank debt | € 526,754 | € 540,983 | € 568,743 | € 731,765 | ▲ 29% |
| Balance sheet total | € 1,428,182 | € 1,113,495 | € 1,175,454 | € 1,429,252 | ▲ 22% |
| Employees (FTE) | - | 0.3 | - | - |
Key figures of F.M.G., fiscal years 2022 to 2025, from the annual accounts filed with the National Bank of Belgium.Next annual account (fiscal year 2026) expected before 31 July 2027.
What happened to F.M.G.?
What happened at F.M.G. in recent years, according to the Belgian Official Gazette, the CBE and the National Bank:
- New annual accounts for financial year 2025: profit of € 12,897 (▼ 69% vs 2024). filed late Source: NBB ↗
- New establishment in Mettet. KBO
- Start of the company according to the CBE. KBO
In short
From € 113,749 profit in 2022 to € 12,897 profit in 2025.
Paid € 65,408 in corporate taxes since 2022.
Best year ever: 2022, with € 113,749 profit.
A new publication or filing at F.M.G.? We notify you, reason included.
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De Lijn 8 June 2026 New annual account 2025
filed on 8 June 2026
What was left
€ 20 k ▼ 91%
Money in the bank
€ 178 k ▼ 98%
Open the dossier →
NMBS 8 June 2026 New annual account 2025 What was left ▼ 80%
bpost 18 May 2026 New annual account 2025 What was left from loss to profit
Management
Directors
According to the 2025 annual accounts
Stéphane Grandjean
Managing director
Establishments
Establishment units
Physical locations of this company
Rue Henri Evenepoel(WP) 11
5100 Namur
Rue Hennevauche 11
5640 Mettet
Active since 27 November 2000
What is an establishment unit? An establishment unit is a geographically identifiable place where activities of the enterprise are carried out.
Details
- Company number
- 0472.829.666
- VAT number
- BE 0472.829.666
- Registered office
- Rue Henri Evenepoel(WP) 11, 5100 Namur
- Names & denominations
- F.M.G.
- Enterprise type
- Rechtspersoon
- Legal form
- Public limited company
- Legal situation
- Normale toestand
- Start date
- 22 September 2000
- Peppol
- Active · Active since 21 Nov 2025
- Activities · NACE
Groothandel in auto's en lichte bestelwagens (<= 3,5 ton)
Groothandel in motorvoertuigen
Groothandel in auto's en lichte bestelwagens (= 3,5 ton)
Activiteiten van eetgelegenheden met beperkte bediening, muv mobiele eetgelegenheden
Algemeen onderhoud en reparatie van auto's en lichte bestelwagens (<= 3,5 ton)
Detailhandel in auto's en lichte bestelwagens (<= 3,5 ton)
Detailhandel in motorrijwielen, delen en toebehoren van motorrijwielen
Onderhoud en reparatie van auto's
+7