Warning lights
Signals from the annual accounts, the CBE and the Official Gazette, each with its threshold and source. No score, no verdict.
-
Legal situation KBO
Vrijwillige ontbinding – vereffening according to the CBE.
Financials
Financial year 2026
FINSPICO m from Antwerpen, company number BE0472246181, closed financial year 2026 with a result of € -3,749 after tax. For that financial year FINSPICO m recorded a gross margin of € -3,746 and equity of € 1.7 million. Compared with financial year 2025, the result moved from € 183,322 to € -3,749. The company made a loss. The company holds a healthy buffer. A strong own buffer against the debts. The most recent annual accounts were filed with the National Bank of Belgium on June 26, 2026.
€ 1.7 million
Assets minus debts, by the books. What is left if everything were sold and paid today.
€ -3,749
▼ still € 183,322 profit in 2025
Profit after tax over the fiscal year.
€ 235,757
▼ 2% vs 2025
Cash and bank balances on the last day of the fiscal year.
Loss, nothing to pay out
Reserves fell to € 1.6 million.
Debts at end 2026
None
No bank loans on the last day of the fiscal year.
€ 66,823
▼ 1% vs 2025
Corporate tax and VAT still to pay. No wage debt: nothing outstanding to staff or social security.
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| 2023 | 2024 | 2025 | 2026 | Change 2025 → 2026 | |
|---|---|---|---|---|---|
| Gross margin | € 510,732 | € 145,013 | € 263,801 | € -3,746 | ▼ € 267,547 |
| Profit after taxes | € 318,428 | € 77,136 | € 183,322 | € -3,749 | ▼ € 187,071 |
| Equity | € 1,427,277 | € 1,504,413 | € 1,687,735 | € 1,683,985 | |
| Total debts | € 916,165 | € 913,465 | € 667,248 | € 666,823 | |
| Cash | € 73,060 | € 94,908 | € 239,982 | € 235,757 | ▼ 2% |
| Retained profit | € 1,365,277 | € 1,442,413 | € 1,625,735 | € 1,621,985 | |
| Balance sheet total | € 2,343,442 | € 2,417,878 | € 2,354,982 | € 2,350,808 | |
| Employees (FTE) | 1 | 1 | 0.5 | - |
Key figures of FINSPICO m, fiscal years 2023 to 2026, from the annual accounts filed with the National Bank of Belgium.Next annual account (fiscal year 2027) expected before 26 October 2027.
What happened to FINSPICO m?
What happened at FINSPICO m in recent years, according to the Belgian Official Gazette, the CBE and the National Bank:
FINSPICO m is active according to the CBE. Legal situation: Vrijwillige ontbinding – vereffening.
- New annual accounts for financial year 2026: loss of € 3,749 (▼ € 187,071 vs 2025). Source: NBB ↗
- Naftali Holzer stepped down as director. NBB
- Talia Werner stepped down as director. NBB
- Olivia Werner stepped down as director. NBB
- David Gotlib stepped down as director. NBB
- Naftali Holzer became a director. NBB
- Talia Werner became a director. NBB
- Olivia Werner became a director. NBB
In short
From € 318,428 profit in 2023 to € 3,749 loss in 2026.
Paid € 203,753 in corporate taxes since 2023.
Best year ever: 2023, with € 318,428 profit.
On average € 145,000 of value added per employee in 2024.
A new publication or filing at FINSPICO m? We notify you, reason included.
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De Lijn 8 June 2026 New annual account 2025
filed on 8 June 2026
What was left
€ 20 k ▼ 91%
Money in the bank
€ 178 k ▼ 98%
Open the dossier →
NMBS 8 June 2026 New annual account 2025 What was left ▼ 80%
bpost 18 May 2026 New annual account 2025 What was left from loss to profit
Management
The stake of FINSPICO comes from that shareholder’s own annual accounts; small companies do not report their shareholders themselves.
FINSPICO mThe shares are held by FINSPICO (25%).
Directors
According to the 2026 annual accounts
since 2024 · until 2026
Talia Werner
Director
Also active at: Cobesco, FINSPICO, F. CONSTRUCT - FLEMISH CONSTRUCT COMPANY, FINBU - INVEST, NOAE
since 2024 · until 2026
since 2024 · until 2026
David Gotlib
Director
Also active at: FINSPICO, Beurs Voor Diamanthandel, Gofimo, F. CONSTRUCT - FLEMISH CONSTRUCT COMPANY, AVANIM, AV Bouw
since 2024 · until 2026
Shareholders
25%
Participations
No participations in other companies reported.
Establishments
Establishment units
Physical locations of this company
Quinten Matsijslei 36
2018 Antwerpen
Who else lives here?
A building full of entrepreneurs or one very busy letterbox? Another 2 companies are registered at this address.
All companies at this address →What is an establishment unit? An establishment unit is a geographically identifiable place where activities of the enterprise are carried out.
Details
- Company number
- 0472.246.181
- VAT number
- BE 0472.246.181
- Registered office
- Quinten Matsijslei 36, 2018 Antwerpen
- Names & denominations
- FINSPICO m · FINHIM
- Enterprise type
- Rechtspersoon
- Legal form
- Public limited company
- Legal situation
- Vrijwillige ontbinding – vereffening
- Start date
- 30 June 2000
- Peppol
- Active · Active since 27 Mar 2026
- Activities · NACE
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