Warning lights
Signals from the annual accounts, the CBE and the Official Gazette, each with its threshold and source. No score, no verdict.
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Two loss years in a row NBB
Negative result in 2024 and 2025.
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Shrinking team NBB
FTE fell two years in a row, from 7.2 to 5.5.
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Legal situation KBO
Vrijwillige ontbinding – vereffening according to the CBE.
Financials
Financial year 2025
F. CONSTRUCT - FLEMISH CONSTRUCT COMPANY from Antwerpen, company number BE0423796265, closed financial year 2025 with a result of € -348,915 after tax. For that financial year F. CONSTRUCT - FLEMISH CONSTRUCT COMPANY recorded revenue of € 1.5 million and equity of € 161,518. Compared with financial year 2024, the result moved from € -555,928 to € -348,915. The company made a loss. The buffer shrank hard: equity is 68 % below last year. High debts against a small own buffer. The most recent annual accounts were filed with the National Bank of Belgium on July 3, 2026.
€ 161,518
▼ 68% vs 2024
Assets minus debts, by the books. What is left if everything were sold and paid today.
€ -348,915
▲ 37 % less loss than in 2024
Profit after tax over the fiscal year.
€ 831,105
▲ € 725,454 vs 2024
Cash and bank balances on the last day of the fiscal year.
Loss, nothing to pay out
Reserves fell to € -730,899.
People and assets in 2025
5.5
▼ 1 vs 2024
Average over the fiscal year, from the social balance sheet.
€ 527,933
▼ 9% vs 2024
€ 96,000 per full-time equivalent. Payroll staff only. What the director pays themselves is already netted into the gross margin and is not shown separately in the accounts.
Debts at end 2025
None
No bank loans on the last day of the fiscal year.
€ 153,643
▼ 21% vs 2024
Supplier invoices still open on the last day of the fiscal year. Pays suppliers within 51 days on average.
€ 126,991
▲ 138% vs 2024
Taxes, VAT and social contributions still to pay.
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| 2022 | 2023 | 2024 | 2025 | Change 2024 → 2025 | |
|---|---|---|---|---|---|
| Revenue | € 4,185,911 | € 2,152,618 | € 792,935 | € 1,469,588 | ▲ 85% |
| Profit after taxes | € -276,550 | € -94,298 | € -555,928 | € -348,915 | ▲ € 207,013 |
| Equity | € 6,560,659 | € 2,366,361 | € 510,433 | € 161,518 | ▼ 68% |
| Total debts | € 1,569,808 | € 4,521,480 | € 1,396,583 | € 1,211,548 | ▼ 13% |
| Cash | € 4,041,295 | € 40,606 | € 105,651 | € 831,105 | ▲ € 725,454 |
| Retained profit | € 5,668,243 | € 1,473,944 | € -381,984 | € -730,899 | ▼ € 348,915 |
| Dividend | € 0 | € 4,100,000 | € 1,300,000 | € 0 | ▼ 100% |
| Balance sheet total | € 8,130,467 | € 6,887,841 | € 1,907,016 | € 1,573,066 | ▼ 18% |
| Employees (FTE) | 10.2 | 7.2 | 6.5 | 5.5 | ▼ 1 |
Key figures of F. CONSTRUCT - FLEMISH CONSTRUCT COMPANY, fiscal years 2022 to 2025, from the annual accounts filed with the National Bank of Belgium.Next annual account (fiscal year 2026) expected before 31 July 2027.
What happened to F. CONSTRUCT - FLEMISH CONSTRUCT COMPANY?
What happened at F. CONSTRUCT - FLEMISH CONSTRUCT COMPANY in recent years, according to the Belgian Official Gazette, the CBE and the National Bank:
F. CONSTRUCT - FLEMISH CONSTRUCT COMPANY is active according to the CBE. Legal situation: Vrijwillige ontbinding – vereffening.
- Naftali Holzer stepped down as director. NBB
- Talia Werner stepped down as director. NBB
- Olivia Werner stepped down as director. NBB
- David Gotlib stepped down as director. NBB
- New annual accounts for financial year 2025: loss of € 348,915. Source: NBB ↗
- Naftali Holzer became a director. NBB
- Talia Werner became a director. NBB
- Olivia Werner became a director. NBB
In short
From € 276,550 loss in 2022 to € 348,915 loss in 2025.
Paid € 203,669 in corporate taxes since 2022.
Paid out € 5.4 million in dividends to the owners in total.
Pays suppliers within 51 days on average.
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De Lijn 8 June 2026 New annual account 2025
filed on 8 June 2026
What was left
€ 20 k ▼ 91%
Money in the bank
€ 178 k ▼ 98%
Open the dossier →
NMBS 8 June 2026 New annual account 2025 What was left ▼ 80%
bpost 18 May 2026 New annual account 2025 What was left from loss to profit
Management
The stake of FINSPICO comes from that shareholder’s own annual accounts; small companies do not report their shareholders themselves.
F. CONSTRUCT - FLEMISH CONSTRUCT COMPANYThe shares are held by FINSPICO (90%).
Directors
According to the 2025 annual accounts
since 2025 · until 2031
since 2025 · until 2031
since 2025 · until 2031
David Gotlib
Director
Also active at: FINSPICO, Beurs Voor Diamanthandel, Gofimo, FINSPICO m, AVANIM, AV Bouw
since 2025 · until 2031
Shareholders
90%
Participations
No participations in other companies reported.
Establishments
Establishment units
Physical locations of this company
Quinten Matsijslei 36
2018 Antwerpen
Who else lives here?
A building full of entrepreneurs or one very busy letterbox? Another 2 companies are registered at this address.
All companies at this address →What is an establishment unit? An establishment unit is a geographically identifiable place where activities of the enterprise are carried out.
Details
- Company number
- 0423.796.265
- VAT number
- BE 0423.796.265
- Registered office
- Quinten Matsijslei 36, 2018 Antwerpen
- Names & denominations
- F. CONSTRUCT - FLEMISH CONSTRUCT COMPANY
- Enterprise type
- Rechtspersoon
- Legal form
- Public limited company
- Legal situation
- Vrijwillige ontbinding – vereffening
- Start date
- 10 February 1983
- Peppol
- Active · Active since 27 Mar 2026
- Activities · NACE
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