Warning lights
Signals from the annual accounts, the CBE and the Official Gazette, each with its threshold and source. No score, no verdict.
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Tight liquidity NBB
Cash and receivables cover 53 % of short-term debt in 2025; threshold 65 %.
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Busy address KBO
17 other companies have their registered office at the same address; threshold 10.
Financials
Financial year 2025
Bamps-Laevers Verzekeringen from Genk, company number BE0471650820, closed financial year 2025 with a result of € -23,851 after tax. For that financial year Bamps-Laevers Verzekeringen recorded a gross margin of € 4.5 million and equity of € 2.1 million. Compared with financial year 2024, the result moved from € 1.2 million to € -23,851. The company made a loss. The company holds a healthy buffer. Debts are under control. The most recent annual accounts were filed with the National Bank of Belgium on July 3, 2026.
€ 2.1 million
▼ 1% vs 2024
Assets minus debts, by the books. What is left if everything were sold and paid today.
€ -23,851
▼ still € 1.2 million profit in 2024
Profit after tax over the fiscal year.
€ 2.4 million
▼ 32% vs 2024
Cash and bank balances on the last day of the fiscal year.
Loss, nothing to pay out
Reserves fell to € 2 million.
People and assets in 2025
39.3
▼ 2.8 vs 2024
Average over the fiscal year, from the social balance sheet.
€ 2.9 million
▲ 7% vs 2024
€ 74,200 per full-time equivalent. Payroll staff only. What the director pays themselves is already netted into the gross margin and is not shown separately in the accounts.
€ 270,441
▲ 36% vs 2024
Of which on lease € 135,519.
Debts at end 2025
None
No bank loans on the last day of the fiscal year.
€ 4.9 million
▲ 24% vs 2024
Supplier invoices still open on the last day of the fiscal year.
€ 289,219
▲ 16% vs 2024
Wages, holiday pay and social contributions still to pay. No outstanding taxes.
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| 2022 | 2023 | 2024 | 2025 | Change 2024 → 2025 | |
|---|---|---|---|---|---|
| Gross margin | € 2,571,837 | € 2,967,624 | € 5,663,110 | € 4,501,200 | ▼ 21% |
| Profit after taxes | € 62,869 | € 362,772 | € 1,221,789 | € -23,851 | ▼ € 1.2 million |
| Equity | € 737,188 | € 949,960 | € 2,171,749 | € 2,147,898 | ▼ 1% |
| Total debts | € 2,837,906 | € 3,259,091 | € 12,145,366 | € 10,475,722 | ▼ 14% |
| Cash | € 1,341,400 | € 1,404,868 | € 3,465,297 | € 2,371,098 | ▼ 32% |
| Land & buildings | € 353,641 | € 311,711 | - | - | |
| Retained profit | € 550,741 | € 763,514 | € 1,985,302 | € 1,961,452 | ▼ 1% |
| Dividend | € 350,000 | € 150,000 | € 0 | € 0 | |
| Bank debt | € 248,840 | € 158,117 | € 0 | € 0 | |
| Balance sheet total | € 3,575,094 | € 4,209,051 | € 14,431,558 | € 12,725,347 | ▼ 12% |
| Employees (FTE) | 28.9 | 28.5 | 42.1 | 39.3 | ▼ 2.8 |
Key figures of Bamps-Laevers Verzekeringen, fiscal years 2022 to 2025, from the annual accounts filed with the National Bank of Belgium.Next annual account (fiscal year 2026) expected before 31 July 2027.
What happened to Bamps-Laevers Verzekeringen?
What happened at Bamps-Laevers Verzekeringen in recent years, according to the Belgian Official Gazette, the CBE and the National Bank:
- Joan Bamps stepped down as director. NBB
- Peter Laevers stepped down as director. NBB
- Caroline Laevers stepped down as director. NBB
- Geert Keymis stepped down as director. NBB
- Johan Mandervelt stepped down as director. NBB
- Annemie Bamps stepped down as director. NBB
- Serema II BV stepped down as director. NBB
- New annual accounts for financial year 2025: loss of € 23,851 (▼ € 1.2 million vs 2024). Source: NBB ↗
In short
From € 62,869 profit in 2022 to € 23,851 loss in 2025.
Paid € 687,680 in corporate taxes since 2022.
Best year ever: 2024, with € 1.2 million profit.
On average € 114,500 of value added per employee in 2025.
A new publication or filing at Bamps-Laevers Verzekeringen? We notify you, reason included.
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De Lijn 8 June 2026 New annual account 2025
filed on 8 June 2026
What was left
€ 20 k ▼ 91%
Money in the bank
€ 178 k ▼ 98%
Open the dossier →
NMBS 8 June 2026 New annual account 2025 What was left ▼ 80%
bpost 18 May 2026 New annual account 2025 What was left from loss to profit
Management
The stake of ICC Holding, Group induver, B-HOLD GROUP comes from that shareholder’s own annual accounts; small companies do not report their shareholders themselves.
Bamps-Laevers VerzekeringenThe shares are held by ICC Holding (100%), Group induver (100%) and B-HOLD GROUP (99.9%).
Directors
According to the 2025 annual accounts
Joan Bamps
Director
Also active at: Algemene Industriele Onderneming, B-REAL, JOAN BAMPS, B-HOLD GROUP
since 2024 · until 2030
Peter Laevers
Director
Also active at: Algemene Industriele Onderneming, DAPELO, Laevers Verzekeringen, LAKE Investments
since 2024 · until 2030
since 2024 · until 2030
Geert Keymis
Persoon belast met dagelijks bestuur
Also active at: GP Mobility, GEDI, GEERT KEYMIS, ReThink-IT, B-REAL, B-HOLD GROUP, STONE MOUNTAIN 401, LAKE Investments
since 2024 · until 2030
since 2024 · until 2030
since 2024 · until 2030
Director · represented by Sijmons Seppe
Also active at: INDUVER GENT, Group induver, INDUVER GROUP
since 2024 · until 2030
Shareholders
Participations
No participations in other companies reported.
Establishments
Establishment units
Physical locations of this company
Jaarbeurslaan 21 box 1
3600 Genk
Koning Albertstraat 63
3290 Diest
Active since 10 September 2024
Who else lives here?
A building full of entrepreneurs or one very busy letterbox? Another 17 companies are registered at this address.
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€ 818,343 gross margin · 2025
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€ 2.9 million gross margin · 2025
SVP DIENSTENCENTRUM
€ 126,454 gross margin · 2025
Vereniging van de Extramurale Radiologen van Belgïe
+12 more
What is an establishment unit? An establishment unit is a geographically identifiable place where activities of the enterprise are carried out.
Details
- Company number
- 0471.650.820
- VAT number
- BE 0471.650.820
- Registered office
- Jaarbeurslaan 21 bus 1, 3600 Genk
- Names & denominations
- Bamps-Laevers Verzekeringen
- Enterprise type
- Rechtspersoon
- Legal form
- Public limited company
- Legal situation
- Normale toestand
- Start date
- 7 April 2000
- Peppol
- Active · Active since 3 Aug 2026
- Activities · NACE
Activiteiten van verzekeringsagenten en -makelaars
Verzekeringsmakelaars en -agenten
Activiteiten van gemengde verzekeringsondernemingen, overwegend leven