Warning lights
Signals from the annual accounts, the CBE and the Official Gazette, each with its threshold and source. No score, no verdict.
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Negative equity NBB
More debt than assets in 1 of the last 4 fiscal years.
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Two loss years in a row NBB
Negative result in 2023 and 2025.
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Tight liquidity NBB
Cash and receivables cover 43 % of short-term debt in 2025; threshold 65 %.
Financials
Financial year 2025
BROKERAGE CONSILIUM from Genk, company number BE0504872924, closed financial year 2025 with a result of € -304,425 after tax. For that financial year BROKERAGE CONSILIUM recorded a gross margin of € 902,396 and equity of € -123,173. Compared with financial year 2023, the result moved from € -14,590 to € -304,425. The company made a loss. More debts than assets. High debts against a small own buffer. The most recent annual accounts were filed with the National Bank of Belgium on July 10, 2026.
€ -123,173
▼ € 304,425 vs 2023
Assets minus debts, by the books. What is left if everything were sold and paid today.
€ -304,425
▼ 1987 % more loss than in 2023
Profit after tax over the fiscal year.
€ 130
▲ € 102 vs 2023
Cash and bank balances on the last day of the fiscal year.
Loss, nothing to pay out
Reserves fell to € -141,773.
People and assets in 2025
4
▼ 6.6 vs 2023
Average over the fiscal year, from the social balance sheet.
€ 496,451
▲ 2% vs 2023
€ 124,100 per full-time equivalent. Payroll staff only. What the director pays themselves is already netted into the gross margin and is not shown separately in the accounts.
€ 148,009
▲ € 146,574 vs 2023
Book value of vehicles, furniture and equipment.
Debts at end 2025
€ 529,255
▼ 35% vs 2023
€ 109,018 is repaid this year. At this pace the long-term loan is gone in ≈ 4 years.
€ 108,161
▼ 4% vs 2023
Supplier invoices still open on the last day of the fiscal year.
€ 55,091
▼ 69% vs 2023
Taxes, VAT and social contributions still to pay.
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| 2021 | 2022 | 2023 | 2025 | Change 2023 → 2025 | |
|---|---|---|---|---|---|
| Gross margin | € 300,742 | € 545,031 | € 509,733 | € 902,396 | ▲ 77% |
| Profit after taxes | € 26,343 | € 4,951 | € -14,590 | € -304,425 | ▼ € 289,835 |
| Equity | € 190,891 | € 195,842 | € 181,252 | € -123,173 | ▼ € 304,425 |
| Total debts | € 583,708 | € 1,324,921 | € 1,206,897 | € 888,903 | ▼ 26% |
| Cash | € 91 | € 101 | € 28 | € 130 | ▲ € 102 |
| Land & buildings | € 334,253 | € 306,199 | € 278,382 | € 232,289 | ▼ 17% |
| Retained profit | € 172,291 | € 177,242 | € 162,652 | € -141,773 | ▼ € 304,425 |
| Bank debt | € 454,554 | € 1,063,560 | € 811,496 | € 529,255 | ▼ 35% |
| Balance sheet total | € 774,598 | € 1,520,762 | € 1,388,149 | € 765,730 | ▼ 45% |
| Employees (FTE) | - | 8.9 | 10.6 | 4 | ▼ 6.6 |
Key figures of BROKERAGE CONSILIUM, fiscal years 2021 to 2025, from the annual accounts filed with the National Bank of Belgium.Next annual account (fiscal year 2026) expected before 30 July 2027.
What happened to BROKERAGE CONSILIUM?
What happened at BROKERAGE CONSILIUM in recent years, according to the Belgian Official Gazette, the CBE and the National Bank:
- New annual accounts for financial year 2025: loss of € 304,425. Source: NBB ↗
- Silvio Moscato became a director. NBB
- New establishment in Genk. KBO
- Start of the company according to the CBE. KBO
In short
From € 26,343 profit in 2021 to € 304,425 loss in 2025.
Paid € 69,147 in corporate taxes since 2021.
Best year ever: 2021, with € 26,343 profit.
On average € 225,600 of value added per employee in 2025.
A new publication or filing at BROKERAGE CONSILIUM? We notify you, reason included.
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De Lijn 8 June 2026 New annual account 2025
filed on 8 June 2026
What was left
€ 20 k ▼ 91%
Money in the bank
€ 178 k ▼ 98%
Open the dossier →
NMBS 8 June 2026 New annual account 2025 What was left ▼ 80%
bpost 18 May 2026 New annual account 2025 What was left from loss to profit
Management
Behind BROKERAGE CONSILIUM is Silvio Moscato. It owns 79.2% of Carrosserie Next Bv itself.
Directors
According to the 2025 annual accounts
since 2024
Establishments
Establishment units
Physical locations of this company
Emile Van Dorenlaan 76
3600 Genk
Who else lives here?
A building full of entrepreneurs or one very busy letterbox? Another 2 companies are registered at this address.
All companies at this address →What is an establishment unit? An establishment unit is a geographically identifiable place where activities of the enterprise are carried out.
Details
- Company number
- 0504.872.924
- VAT number
- BE 0504.872.924
- Registered office
- Emile Van Dorenlaan 76, 3600 Genk
- Names & denominations
- BROKERAGE CONSILIUM
- Enterprise type
- Rechtspersoon
- Legal form
- Private limited company
- Legal situation
- Normale toestand
- Start date
- 11 February 2013
- Peppol
- Active · Active since 1 Feb 2026
- Activities · NACE
Activiteiten van verzekeringsagenten en -makelaars