Warning lights
Signals from the annual accounts, the CBE and the Official Gazette, each with its threshold and source. No score, no verdict.
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Busy address KBO
49 other companies have their registered office at the same address; threshold 10.
Financials
Financial year 2025
ING COMMERCIAL FINANCE BELUX from Brussel, company number BE0470131086, closed financial year 2025 with a result of € 14 million after tax. For that financial year ING COMMERCIAL FINANCE BELUX recorded revenue of € 17.3 million and equity of € 48.6 million. Compared with financial year 2024, the result moved from € 14.2 million to € 14 million. The company is profitable. The buffer is growing. High debts against a small own buffer. The most recent annual accounts were filed with the National Bank of Belgium on April 16, 2026.
€ 48.6 million
▲ 2% vs 2024
Assets minus debts, by the books. What is left if everything were sold and paid today.
€ 14 million
▼ 1% vs 2024
Profit after tax over the fiscal year.
€ 53.2 million
▲ 5% vs 2024
Cash and bank balances on the last day of the fiscal year.
€ 13.3 million paid out
95 % of the profit went to the shareholders, mostly to ING LEASE BELGIUM N.V. (100 % of the shares). That is where the money ends up.
Debts at end 2025
€ 2 billion
▲ 21% vs 2024
Loans from banks and other lenders, long and short.
€ 104.4 million
▼ 29% vs 2024
Supplier invoices still open on the last day of the fiscal year. Pays suppliers within 2158 days on average.
€ 1.1 million
▲ 49% vs 2024
Corporate tax and VAT still to pay. No wage debt: nothing outstanding to staff or social security.
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| 2022 | 2023 | 2024 | 2025 | Change 2024 → 2025 | |
|---|---|---|---|---|---|
| Revenue | € 16,511,705 | € 15,791,155 | € 16,867,945 | € 17,311,549 | ▲ 3% |
| Profit after taxes | € 17,825,097 | € 15,986,854 | € 14,196,022 | € 14,048,944 | ▼ 1% |
| Equity | € 47,764,546 | € 49,760,086 | € 47,916,106 | € 48,648,646 | ▲ 2% |
| Total debts | € 2,112,328,639 | € 1,838,897,411 | € 1,826,962,323 | € 2,126,061,362 | ▲ 16% |
| Cash | € 18,521,838 | € 23,453,412 | € 50,763,914 | € 53,241,546 | ▲ 5% |
| Retained profit | € 42,764,546 | € 44,760,086 | € 42,916,106 | € 43,648,646 | ▲ 2% |
| Dividend | € 13,825,597 | € 13,991,314 | € 16,040,002 | € 13,316,404 | ▼ 17% |
| Bank debt | € 1,969,596,728 | € 1,719,882,523 | € 1,656,346,131 | € 2,000,300,416 | ▲ 21% |
| Balance sheet total | € 2,160,197,950 | € 1,888,762,261 | € 1,874,878,429 | € 2,174,710,008 | ▲ 16% |
Key figures of ING COMMERCIAL FINANCE BELUX, fiscal years 2022 to 2025, from the annual accounts filed with the National Bank of Belgium.Next annual account (fiscal year 2026) expected before 31 July 2027.
What happened to ING COMMERCIAL FINANCE BELUX?
What happened at ING COMMERCIAL FINANCE BELUX in recent years, according to the Belgian Official Gazette, the CBE and the National Bank:
- GERT SONCK stepped down as director. NBB
- RUBEN COX stepped down as director. NBB
- ARNAUD SNYERS stepped down as director. NBB
- GEERT DECARNE stepped down as director. NBB
- New annual accounts for financial year 2025: profit of € 14 million (▼ 1% vs 2024). Source: NBB ↗
- GERT SONCK became a director. NBB
- RUBEN COX became a director. NBB
- ARNAUD SNYERS became a director. NBB
In short
From € 17.8 million profit in 2022 to € 14 million profit in 2025.
Paid € 20.6 million in corporate taxes since 2022.
Best year ever: 2022, with € 17.8 million profit.
Paid out € 57.2 million in dividends to the owners in total.
A new publication or filing at ING COMMERCIAL FINANCE BELUX? We notify you, reason included.
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De Lijn 8 June 2026 New annual account 2025
filed on 8 June 2026
What was left
€ 20 k ▼ 91%
Money in the bank
€ 178 k ▼ 98%
Open the dossier →
NMBS 8 June 2026 New annual account 2025 What was left ▼ 80%
bpost 18 May 2026 New annual account 2025 What was left from loss to profit
Management
The shares are held by ING LEASE BELGIUM N.V. (100%).
Directors
According to the 2025 annual accounts
GERT SONCK
Director
since 2024 · until 2029
RUBEN COX
Director
since 2024 · until 2029
since 2013 · until 2028
ARNAUD SNYERS
Director
since 2020 · until 2029
Shareholders
Participations
No participations in other companies reported.
Establishments
Establishment units
Physical locations of this company
Marnixlaan 24
1000 Brussel
Who else lives here?
A building full of entrepreneurs or one very busy letterbox? Another 49 companies are registered at this address.
All companies at this address →Propriétés et Immeubles
ING LEASE BELGIUM same network
€ 133.9 million revenue · 2025
Fiducre
€ 56.4 million revenue · 2025
ING BELGIE
Sagerpar
+44 more
What is an establishment unit? An establishment unit is a geographically identifiable place where activities of the enterprise are carried out.
Details
- Company number
- 0470.131.086
- VAT number
- BE 0470.131.086
- Registered office
- Marnixlaan 24, 1000 Brussel
- Names & denominations
- ING COMMERCIAL FINANCE BELUX
- Enterprise type
- Rechtspersoon
- Legal form
- Public limited company
- Legal situation
- Normale toestand
- Start date
- 26 January 2000
- Peppol
- Active · Active since 27 Apr 2026
- Activities · NACE
Factoring
Handelsbemiddeling in de niet-gespecialiseerde groothandel
Handelsbemiddeling in goederen, algemeen assortiment