What does Fiducre do?

Fiducre is a credit provider in Brussel. Public Limited, started on 12 May 1965, 2 establishments.

What is the address of Fiducre?

The registered office of Fiducre is located at Marnixlaan 24, 1000 Brussel.

Is Fiducre still active?

Yes. According to the CBE (29 October 2026) Fiducre is active, legal situation “Normale toestand”, started on 12 May 1965.

Is Fiducre registered on Peppol?

Yes, Fiducre is registered on the Peppol network with ID 0208:0403173372.

What is the enterprise number of Fiducre?

The enterprise number of Fiducre is BE0403173372.

When was Fiducre founded?

Fiducre was founded on 12 May 1965.

The shares are held by ING Belgium.

Is Fiducre a reliable company?

Databakkes does not pass judgement; this is what the sources say: Active according to the CBE since 12 May 1965; 5 annual accounts filed, latest fiscal year 2025; 2 establishments in the CBE.

How much profit did Fiducre make in 2025?

Fiducre posted a profit after taxes of € 26,461,553 in financial year 2025.

What is the revenue of Fiducre?

In its most recent annual accounts (2025), Fiducre reported revenue of € 56,378,638.

How much does an employee at Fiducre earn?

The average wage cost per full-time employee at Fiducre was € 97,900 in 2025: staff costs of € 18.8 million for 192.5 FTE, according to the annual account at the National Bank. That is the employer's cost, not net pay.

How many employees does Fiducre have?

According to the 2025 annual accounts, Fiducre has 192.5 full-time equivalents (FTE).

Fiducre (Public Limited) - Brussel - BE0403173372

Dossier Fiducre, printed on 29 October 2026 from databakkes.be/en/0403173372/fiducre. Sources: CBE, National Bank of Belgium, Belgian Official Gazette.

Warning lights

Signals from the annual accounts, the CBE and the Official Gazette, each with its threshold and source. No score, no verdict.

Busy address KBO

49 other companies have their registered office at the same address; threshold 10.

Financials

Financial year 2025

Fiducre from Brussel, company number BE0403173372, closed financial year 2025 with a result of € 26.5 million after tax. For that financial year Fiducre recorded revenue of € 56.4 million and equity of € 9.9 million. Compared with financial year 2024, the result moved from € 28.1 million to € 26.5 million. The company is profitable. The company holds a healthy buffer. High debts against a small own buffer. The most recent annual accounts were filed with the National Bank of Belgium on April 22, 2026.

What it is worth Healthy

€ 9.9 million

Assets minus debts, by the books. What is left if everything were sold and paid today.

Profit Healthy

€ 26.5 million

▼ 6% vs 2024

Profit after tax over the fiscal year.

Cash in the bank

€ 3.8 million

▲ 24% vs 2024

Cash and bank balances on the last day of the fiscal year.

Where the profit goes Pays out

€ 26 million paid out

98 % of the profit went to the shareholders, the rest stayed in the company.

People and assets in 2025

Full-time equivalents

192.5

▼ 3.8 vs 2024

Average over the fiscal year, from the social balance sheet.

Wage cost Staff costs are payroll only. Director pay sits with services and miscellaneous goods: € 15.6 million in 2025, together with rent, insurance, accountants and other services. The accounts do not split that further.

€ 18.8 million

▲ 5% vs 2024

€ 97,900 per full-time equivalent. Payroll staff only. What the director pays themselves is already netted into the gross margin and is not shown separately in the accounts.

Debts at end 2025

Bank debt

€ 118.8 million

▲ 25% vs 2024

Loans from banks and other lenders, long and short.

Owed to suppliers

€ 3.3 million

▼ 50% vs 2024

Supplier invoices still open on the last day of the fiscal year. Pays suppliers within 76 days on average.

Taxes and wages

€ 2.6 million

▼ 15% vs 2024

Taxes, VAT and social contributions still to pay.

Key figures per fiscal year Download key figures (CSV)
	2022	2023	2024	2025	Change 2024 → 2025
Revenue	€ 63,388,493 Revenue 2022: € 63,388,493 First fiscal year in the series	€ 57,221,739 Revenue 2023: € 57,221,739 ▼ 10% vs 2022 (€ 63,388,493) Unfavourable step	€ 58,327,713 Revenue 2024: € 58,327,713 ▲ 2% vs 2023 (€ 57,221,739) Favourable step	€ 56,378,638 Revenue 2025: € 56,378,638 ▼ 3% vs 2024 (€ 58,327,713) Unfavourable step	▼ 3%
Profit after taxes	€ 34,615,030 Profit after taxes 2022: € 34,615,030 First fiscal year in the series	€ 27,344,214 Profit after taxes 2023: € 27,344,214 ▼ 21% vs 2022 (€ 34,615,030) Unfavourable step	€ 28,108,087 Profit after taxes 2024: € 28,108,087 ▲ 3% vs 2023 (€ 27,344,214) Favourable step	€ 26,461,553 Profit after taxes 2025: € 26,461,553 ▼ 6% vs 2024 (€ 28,108,087) Unfavourable step	▼ 6%
Equity	€ 13,394,557 Equity 2022: € 13,394,557 First fiscal year in the series	€ 10,496,074 Equity 2023: € 10,496,074 ▼ 22% vs 2022 (€ 13,394,557) Unfavourable step	€ 9,880,657 Equity 2024: € 9,880,657 ▼ 6% vs 2023 (€ 10,496,074) Unfavourable step	€ 9,880,657 Equity 2025: € 9,880,657 Unchanged (€ 9,880,657) Unchanged
Total debts	€ 110,897,530 Total debts 2022: € 110,897,530 First fiscal year in the series	€ 119,935,547 Total debts 2023: € 119,935,547 ▲ 8% vs 2022 (€ 110,897,530) Unfavourable step	€ 135,032,801 Total debts 2024: € 135,032,801 ▲ 13% vs 2023 (€ 119,935,547) Unfavourable step	€ 152,998,605 Total debts 2025: € 152,998,605 ▲ 13% vs 2024 (€ 135,032,801) Unfavourable step	▲ 13%
Cash	€ 3,121,726 Cash 2022: € 3,121,726 First fiscal year in the series	€ 2,313,215 Cash 2023: € 2,313,215 ▼ 26% vs 2022 (€ 3,121,726) Unfavourable step	€ 3,072,388 Cash 2024: € 3,072,388 ▲ 33% vs 2023 (€ 2,313,215) Favourable step	€ 3,816,535 Cash 2025: € 3,816,535 ▲ 24% vs 2024 (€ 3,072,388) Favourable step	▲ 24%
Retained profit	€ 10,655,334 Retained profit 2022: € 10,655,334 First fiscal year in the series	€ 7,756,850 Retained profit 2023: € 7,756,850 ▼ 27% vs 2022 (€ 10,655,334) Unfavourable step	€ 7,141,434 Retained profit 2024: € 7,141,434 ▼ 8% vs 2023 (€ 7,756,850) Unfavourable step	€ 7,141,434 Retained profit 2025: € 7,141,434 Unchanged (€ 7,141,434) Unchanged
Dividend	€ 32,669,829 Dividend 2022: € 32,669,829 First fiscal year in the series	€ 29,942,790 Dividend 2023: € 29,942,790 ▼ 8% vs 2022 (€ 32,669,829) Unchanged	€ 28,379,150 Dividend 2024: € 28,379,150 ▼ 5% vs 2023 (€ 29,942,790) Unchanged	€ 26,039,272 Dividend 2025: € 26,039,272 ▼ 8% vs 2024 (€ 28,379,150) Unchanged	▼ 8%
Bank debt	€ 64,188,654 Bank debt 2022: € 64,188,654 First fiscal year in the series	€ 79,368,431 Bank debt 2023: € 79,368,431 ▲ 24% vs 2022 (€ 64,188,654) Unfavourable step	€ 95,275,257 Bank debt 2024: € 95,275,257 ▲ 20% vs 2023 (€ 79,368,431) Unfavourable step	€ 118,812,872 Bank debt 2025: € 118,812,872 ▲ 25% vs 2024 (€ 95,275,257) Unfavourable step	▲ 25%
Balance sheet total	€ 124,292,087 Balance sheet total 2022: € 124,292,087 First fiscal year in the series	€ 130,431,620 Balance sheet total 2023: € 130,431,620 ▲ 5% vs 2022 (€ 124,292,087) Unchanged	€ 144,913,458 Balance sheet total 2024: € 144,913,458 ▲ 11% vs 2023 (€ 130,431,620) Unchanged	€ 162,879,262 Balance sheet total 2025: € 162,879,262 ▲ 12% vs 2024 (€ 144,913,458) Unchanged	▲ 12%
Employees (FTE)	193.7 Employees (FTE) 2022: 193.7 First fiscal year in the series	201.9 Employees (FTE) 2023: 201.9 ▲ 8.2 vs 2022 (193.7) Unchanged	196.3 Employees (FTE) 2024: 196.3 ▼ 5.6 vs 2023 (201.9) Unchanged	192.5 Employees (FTE) 2025: 192.5 ▼ 3.8 vs 2024 (196.3) Unchanged	▼ 3.8

Key figures of Fiducre, fiscal years 2022 to 2025, from the annual accounts filed with the National Bank of Belgium.Next annual account (fiscal year 2026) expected before 31 July 2027.

What happened to Fiducre?

What happened at Fiducre in recent years, according to the Belgian Official Gazette, the CBE and the National Bank:

Apr 22, 2026 New annual accounts for financial year 2025: profit of € 26.5 million (▼ 6% vs 2024). Source: NBB ↗
Oct 1, 2017 New establishment in Brussel. KBO
Oct 1, 2017 New establishment in Gent. KBO
May 12, 1965 Start of the company according to the CBE. KBO

In short

From € 34.6 million profit in 2022 to € 26.5 million profit in 2025.

Paid € 39.5 million in corporate taxes since 2022.

Best year ever: 2022, with € 34.6 million profit.

Paid out € 117 million in dividends to the owners in total.

Original PDFs at the National Bank ↗

Establishments

Establishment units

Physical locations of this company

Registered office

Marnixlaan 24

1000 Brussel

2.265.426.585

Koningin Fabiolalaan 190

9000 Gent

Active since 1 October 2017

Who else lives here?

A building full of entrepreneurs or one very busy letterbox? Another 49 companies are registered at this address.

All companies at this address →

Propriétés et Immeubles

ING LEASE BELGIUM

€ 133.9 million revenue · 2025

ING BELGIE same network

Sagerpar

Caisse Générale de Reports et de Dépots

+44 more

What is an establishment unit? An establishment unit is a geographically identifiable place where activities of the enterprise are carried out.

Details

Company number

0403.173.372

VAT number

BE 0403.173.372

Registered office

Marnixlaan 24, 1000 Brussel

Names & denominations

Fiducre

Enterprise type

Rechtspersoon

Legal form

Public limited company

Legal situation

Normale toestand

Start date

12 May 1965

Peppol

Active · Active since 20 Nov 2025

Activities · NACE

Verstrekken van verbruikskrediet

Verbruikskrediet

Activiteiten van incasso- en kredietbureaus

Incassobureaus en onderzoek naar de kredietwaardigheid

View on CBE Public ↗ Annual accounts (NBB) ↗