Warning lights
Signals from the annual accounts, the CBE and the Official Gazette, each with its threshold and source. No score, no verdict.
-
Two loss years in a row NBB
Negative result in 2024 and 2025.
-
Tight liquidity NBB
Cash and receivables cover 31 % of short-term debt in 2025; threshold 65 %.
Financials
Financial year 2025
HOME & GARDEN from Leuven, company number BE0468876620, closed financial year 2025 with a result of € -30,643 after tax. For that financial year HOME & GARDEN recorded a gross margin of € 13,697 and equity of € 12,556. Compared with financial year 2024, the result moved from € -93,755 to € -30,643. The company made a loss. The buffer is growing. High debts against a small own buffer. The most recent annual accounts were filed with the National Bank of Belgium on May 7, 2026.
€ 12,556
▲ € 100,760 vs 2024
Assets minus debts, by the books. What is left if everything were sold and paid today.
€ -30,643
▲ 67 % less loss than in 2024
Profit after tax over the fiscal year.
€ 47,488
▲ 78% vs 2024
Cash and bank balances on the last day of the fiscal year.
Loss, nothing to pay out
Reserves fell to € -136,200.
People and assets in 2025
€ 1,693
▼ 89% vs 2024
Payroll staff only. What the director pays themselves is already netted into the gross margin and is not shown separately in the accounts.
€ 2,437
▼ 33% vs 2024
Book value of vehicles, furniture and equipment.
Debts at end 2025
€ 208,471
▼ 19% vs 2024
€ 89,206 is repaid this year. At this pace the long-term loan is gone in ≈ 2 years.
€ 81,179
▲ 89% vs 2024
Supplier invoices still open on the last day of the fiscal year.
€ 17,251
▼ 40% vs 2024
Corporate tax and VAT still to pay. No wage debt: nothing outstanding to staff or social security.
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| 2022 | 2023 | 2024 | 2025 | Change 2024 → 2025 | |
|---|---|---|---|---|---|
| Gross margin | € 210,003 | € 190,212 | € -31,508 | € 13,697 | ▲ € 45,205 |
| Profit after taxes | € -55,490 | € -26,688 | € -93,755 | € -30,643 | ▲ € 63,113 |
| Equity | € 32,238 | € 5,551 | € -88,205 | € 12,556 | ▲ € 100,760 |
| Total debts | € 789,860 | € 679,277 | € 587,849 | € 471,922 | ▼ 20% |
| Cash | € 22,765 | € 17,715 | € 26,748 | € 47,488 | ▲ 78% |
| Retained profit | € 14,886 | € -11,802 | € -105,557 | € -136,200 | ▼ € 30,643 |
| Bank debt | € 342,528 | € 301,582 | € 256,898 | € 208,471 | ▼ 19% |
| Balance sheet total | € 822,098 | € 684,828 | € 499,644 | € 484,478 | ▼ 3% |
| Employees (FTE) | 2.1 | - | - | - |
Key figures of HOME & GARDEN, fiscal years 2022 to 2025, from the annual accounts filed with the National Bank of Belgium.Next annual account (fiscal year 2026) expected before 30 April 2027.
What happened to HOME & GARDEN?
What happened at HOME & GARDEN in recent years, according to the Belgian Official Gazette, the CBE and the National Bank:
- New annual accounts for financial year 2025: loss of € 30,643. filed late Source: NBB ↗
- STANDARD AHZ RETAIL BV became a director. NBB
- New establishment in Leuven. KBO
- Start of the company according to the CBE. KBO
In short
From € 55,490 loss in 2022 to € 30,643 loss in 2025.
On average € 100,000 of value added per employee in 2022.
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De Lijn 8 June 2026 New annual account 2025
filed on 8 June 2026
What was left
€ 20 k ▼ 91%
Money in the bank
€ 178 k ▼ 98%
Open the dossier →
NMBS 8 June 2026 New annual account 2025 What was left ▼ 80%
bpost 18 May 2026 New annual account 2025 What was left from loss to profit
Management
Behind HOME & GARDEN is STANDARD AHZ RETAIL BV.
Directors
According to the 2025 annual accounts
Director · represented by Mellaerts Matias, Coralie Rosseels
since 2023
Establishments
Establishment units
Physical locations of this company
Tiensesteenweg 386
3000 Leuven
Who else lives here?
A building full of entrepreneurs or one very busy letterbox? Another 6 companies are registered at this address.
All companies at this address →Standard Ahz
€ 651,203 gross margin · 2025
WATHE
€ -1,053 gross margin · 2025
Standard AHZ Retail same network
€ 356,737 gross margin · 2025
Groep Standard AHZ
AMNOTRIM
€ 240,591 gross margin · 2021
+1 more
What is an establishment unit? An establishment unit is a geographically identifiable place where activities of the enterprise are carried out.
Website
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Details
- Company number
- 0468.876.620
- VAT number
- BE 0468.876.620
- Registered office
- Tiensesteenweg 386, 3000 Leuven
- Names & denominations
- HOME & GARDEN
- Enterprise type
- Rechtspersoon
- Legal form
- Private limited company
- Legal situation
- Normale toestand
- Start date
- 28 December 1999
- Peppol
- Active · Active since 1 Jan 2001
- Contact
- homegarden.be
- Activities · NACE
Detailhandel in huismeubilair
Detailhandel in meubels
Detailhandel in huismeubilair in gespecialiseerde winkels