Warning lights
Signals from the annual accounts, the CBE and the Official Gazette, each with its threshold and source. No score, no verdict.
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Two loss years in a row NBB
Negative result in 2024 and 2025.
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Tight liquidity NBB
Cash and receivables cover 42 % of short-term debt in 2025; threshold 65 %.
Financials
Financial year 2025
FISCABEL of NAZAR of NAZAR CONSULTING from Oostende, company number BE0465619103, closed financial year 2025 with a result of € -63,711 after tax. For that financial year FISCABEL of NAZAR of NAZAR CONSULTING recorded a gross margin of € 123,511 and equity of € 563,476. Compared with financial year 2024, the result moved from € -247,423 to € -63,711. The company made a loss. The company holds a healthy buffer. A strong own buffer against the debts. The most recent annual accounts were filed with the National Bank of Belgium on April 29, 2026.
€ 563,476
▼ 10% vs 2024
Assets minus debts, by the books. What is left if everything were sold and paid today.
€ -63,711
▲ 74 % less loss than in 2024
Profit after tax over the fiscal year.
€ 972
▼ 46% vs 2024
Cash and bank balances on the last day of the fiscal year.
Loss, nothing to pay out
Reserves fell to € 544,476.
People and assets in 2025
0.2
▼ 0.3 vs 2024
Average over the fiscal year, from the social balance sheet.
€ 9,217
▼ 77% vs 2024
Payroll staff only. What the director pays themselves is already netted into the gross margin and is not shown separately in the accounts.
€ 34,446
▼ 3% vs 2024
Book value of vehicles, furniture and equipment.
Debts at end 2025
€ 734,470
▲ 24% vs 2024
€ 78,199 is repaid this year. At this pace the long-term loan is gone in ≈ 9 years.
€ 179,423
▲ 101% vs 2024
Supplier invoices still open on the last day of the fiscal year.
€ 4,574
▼ 77% vs 2024
Corporate tax and VAT still to pay. No wage debt: nothing outstanding to staff or social security.
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| 2021 | 2022 | 2024 | 2025 | Change 2024 → 2025 | |
|---|---|---|---|---|---|
| Gross margin | € 411,152 | € 437,412 | € 372,593 | € 123,511 | ▼ 67% |
| Profit after taxes | € 49,113 | € 59,783 | € -247,423 | € -63,711 | ▲ € 183,711 |
| Equity | € 814,419 | € 874,609 | € 627,187 | € 563,476 | ▼ 10% |
| Total debts | € 799,332 | € 742,420 | € 897,091 | € 1,041,947 | ▲ 16% |
| Cash | € 25,671 | € 32,241 | € 1,806 | € 972 | ▼ 46% |
| Land & buildings | € 886,649 | € 889,981 | € 1,266,419 | € 1,354,596 | ▲ 7% |
| Retained profit | € 795,827 | € 855,609 | € 608,187 | € 544,476 | ▼ 10% |
| Dividend | € 10,292 | € 0 | € 0 | € 0 | |
| Bank debt | € 511,119 | € 494,210 | € 594,585 | € 734,470 | ▲ 24% |
| Balance sheet total | € 1,650,521 | € 1,649,901 | € 1,550,328 | € 1,627,576 | ▲ 5% |
| Employees (FTE) | 1 | - | 0.5 | 0.2 | ▼ 0.3 |
Key figures of FISCABEL of NAZAR of NAZAR CONSULTING, fiscal years 2021 to 2025, from the annual accounts filed with the National Bank of Belgium.Next annual account (fiscal year 2026) expected before 30 April 2027.
What happened to FISCABEL of NAZAR of NAZAR CONSULTING?
What happened at FISCABEL of NAZAR of NAZAR CONSULTING in recent years, according to the Belgian Official Gazette, the CBE and the National Bank:
- New annual accounts for financial year 2025: loss of € 63,711. Source: NBB ↗
- New establishment in Oostende. KBO
- Start of the company according to the CBE. KBO
In short
From € 49,113 profit in 2021 to € 63,711 loss in 2025.
Paid € 176,265 in corporate taxes since 2021.
Best year ever: 2022, with € 59,783 profit.
On average € 411,200 of value added per employee in 2021.
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De Lijn 8 June 2026 New annual account 2025
filed on 8 June 2026
What was left
€ 20 k ▼ 91%
Money in the bank
€ 178 k ▼ 98%
Open the dossier →
NMBS 8 June 2026 New annual account 2025 What was left ▼ 80%
bpost 18 May 2026 New annual account 2025 What was left from loss to profit
Management
Behind FISCABEL of NAZAR of NAZAR CONSULTING is Benny LESAGE. Benny LESAGE is also behind ORGANIC VISION.
Directors
According to the 2025 annual accounts
Establishments
Establishment units
Physical locations of this company
Mercatorlaan 19 box 804
8400 Oostende
Who else lives here?
A building full of entrepreneurs or one very busy letterbox? Another 3 companies are registered at this address.
All companies at this address →What is an establishment unit? An establishment unit is a geographically identifiable place where activities of the enterprise are carried out.
Details
- Company number
- 0465.619.103
- VAT number
- BE 0465.619.103
- Registered office
- Mercatorlaan 19 bus 804, 8400 Oostende
- Names & denominations
- FISCABEL of NAZAR of NAZAR CONSULTING
- Enterprise type
- Rechtspersoon
- Legal form
- Private limited company
- Legal situation
- Normale toestand
- Start date
- 11 March 1999
- Peppol
- Active · Active since 20 Feb 2025
- Activities · NACE
Activiteiten van verzekeringsagenten en -makelaars
Hotels en dergelijke accommodatie
Verhuur en lease van andere huishoudelijke of persoonlijke artikelen, neg
Ondersteunende activiteiten in verband met verzekeringen en pensioenfondsen, neg
Gastenkamers
Vermogensbeheer
Handel in eigen onroerend goed
Verhuur en lease van andere consumentenartikelen, n.e.g.