What does MAKELAARSKANTOOR LIEVEN BERNAERS do?

MAKELAARSKANTOOR LIEVEN BERNAERS is an insurance broker in Beveren-Kruibeke-Zwijndrecht. Private Limited, started on 1 March 1999, 1 establishment.

What is the address of MAKELAARSKANTOOR LIEVEN BERNAERS?

The registered office of MAKELAARSKANTOOR LIEVEN BERNAERS is located at Polderstraat 22, 2070 Beveren-Kruibeke-Zwijndrecht.

Is MAKELAARSKANTOOR LIEVEN BERNAERS still active?

Yes. According to the CBE (19 September 2026) MAKELAARSKANTOOR LIEVEN BERNAERS is active, legal situation “Normale toestand”, started on 1 March 1999.

Is MAKELAARSKANTOOR LIEVEN BERNAERS registered on Peppol?

Yes, MAKELAARSKANTOOR LIEVEN BERNAERS is registered on the Peppol network with ID 0208:0465545956.

What is the enterprise number of MAKELAARSKANTOOR LIEVEN BERNAERS?

The enterprise number of MAKELAARSKANTOOR LIEVEN BERNAERS is BE0465545956.

When was MAKELAARSKANTOOR LIEVEN BERNAERS founded?

MAKELAARSKANTOOR LIEVEN BERNAERS was founded on 1 March 1999.

Who are the directors of MAKELAARSKANTOOR LIEVEN BERNAERS?

According to the 2025 annual accounts, the directors of MAKELAARSKANTOOR LIEVEN BERNAERS are: Lieven Bernaers.

Is MAKELAARSKANTOOR LIEVEN BERNAERS a reliable company?

Databakkes does not pass judgement; this is what the sources say: Active according to the CBE since 1 March 1999; 4 annual accounts filed, latest fiscal year 2025; 1 directors known from the annual account.

How much profit did MAKELAARSKANTOOR LIEVEN BERNAERS make in 2025?

MAKELAARSKANTOOR LIEVEN BERNAERS posted a profit after taxes of € 12,223 in financial year 2025.

What is the revenue of MAKELAARSKANTOOR LIEVEN BERNAERS?

As a small company, MAKELAARSKANTOOR LIEVEN BERNAERS is not required to publish revenue in its annual accounts. In financial year 2025, its added value was € 76,998.

MAKELAARSKANTOOR LIEVEN BERNAERS (Private Limited)

Dossier MAKELAARSKANTOOR LIEVEN BERNAERS, printed on 19 September 2026 from databakkes.be/en/0465545956/makelaarskantoor-lieven-bernaers. Sources: CBE, National Bank of Belgium, Belgian Official Gazette.

Warning lights

Signals from the annual accounts, the CBE and the Official Gazette, each with its threshold and source. No score, no verdict.

Tight liquidity NBB

Cash and receivables cover 47 % of short-term debt in 2025; threshold 65 %.

Financials

Financial year 2025

MAKELAARSKANTOOR LIEVEN BERNAERS from Beveren-Kruibeke-Zwijndrecht, company number BE0465545956, closed financial year 2025 with a result of € 12,223 after tax. For that financial year MAKELAARSKANTOOR LIEVEN BERNAERS recorded a gross margin of € 76,998 and equity of € 525,267. Compared with financial year 2024, the result moved from € 10,320 to € 12,223. Profitable, and profit is growing. The company holds a healthy buffer. A strong own buffer against the debts. The most recent annual accounts were filed with the National Bank of Belgium on January 30, 2026.

What it is worth Healthy

€ 525,267

▼ 3% vs 2024

Assets minus debts, by the books. What is left if everything were sold and paid today.

Profit Growing

€ 12,223

▲ 18% vs 2024

Profit after tax over the fiscal year.

Cash in the bank

€ 25,305

▼ 6% vs 2024

Cash and bank balances on the last day of the fiscal year.

Where the profit goes Pays out

€ 30,000 paid out

More than the year’s profit went to the shareholders; reserves fell.

People and assets in 2025

Vehicles and equipment

€ 4,352

▼ 59% vs 2024

Book value of vehicles, furniture and equipment.

Debts at end 2025

Bank debt ≈ 6 years to go The accounts give the long-term loan and the part due within the year. The remainder divided by that part is the number of years at an equal pace; a new loan or early repayment changes it.

€ 145,470

▼ 25% vs 2024

€ 26,445 is repaid this year. At this pace the long-term loan is gone in ≈ 6 years.

Owed to suppliers

€ 252

▼ 92% vs 2024

Supplier invoices still open on the last day of the fiscal year.

Taxes

€ 6,800

▲ 39% vs 2024

Corporate tax and VAT still to pay. No wage debt: nothing outstanding to staff or social security.

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Key figures per fiscal year Download key figures (CSV)
	2021	2022	2024	2025	Change 2024 → 2025
Gross margin	€ 337,366 Gross margin 2021: € 337,366 First fiscal year in the series	€ 80,409 Gross margin 2022: € 80,409 ▼ 76% vs 2021 (€ 337,366) Unfavourable step	€ 106,373 Gross margin 2024: € 106,373 ▲ 32% vs 2022 (€ 80,409) Favourable step	€ 76,998 Gross margin 2025: € 76,998 ▼ 28% vs 2024 (€ 106,373) Unfavourable step	▼ 28%
Profit after taxes	€ 245,385 Profit after taxes 2021: € 245,385 First fiscal year in the series	€ 4,903 Profit after taxes 2022: € 4,903 ▼ 98% vs 2021 (€ 245,385) Unfavourable step	€ 10,320 Profit after taxes 2024: € 10,320 ▲ 111% vs 2022 (€ 4,903) Favourable step	€ 12,223 Profit after taxes 2025: € 12,223 ▲ 18% vs 2024 (€ 10,320) Favourable step	▲ 18%
Equity	€ 585,803 Equity 2021: € 585,803 First fiscal year in the series	€ 546,710 Equity 2022: € 546,710 ▼ 7% vs 2021 (€ 585,803) Unfavourable step	€ 543,044 Equity 2024: € 543,044 ▼ 1% vs 2022 (€ 546,710) Unfavourable step	€ 525,267 Equity 2025: € 525,267 ▼ 3% vs 2024 (€ 543,044) Unfavourable step	▼ 3%
Total debts	€ 199,480 Total debts 2021: € 199,480 First fiscal year in the series	€ 336,394 Total debts 2022: € 336,394 ▲ 69% vs 2021 (€ 199,480) Unfavourable step	€ 215,198 Total debts 2024: € 215,198 ▼ 36% vs 2022 (€ 336,394) Favourable step	€ 183,656 Total debts 2025: € 183,656 ▼ 15% vs 2024 (€ 215,198) Favourable step	▼ 15%
Cash	€ 184,642 Cash 2021: € 184,642 First fiscal year in the series	€ 83,603 Cash 2022: € 83,603 ▼ 55% vs 2021 (€ 184,642) Unfavourable step	€ 26,789 Cash 2024: € 26,789 ▼ 68% vs 2022 (€ 83,603) Unfavourable step	€ 25,305 Cash 2025: € 25,305 ▼ 6% vs 2024 (€ 26,789) Unfavourable step	▼ 6%
Land & buildings	€ 277,214 Land & buildings 2021: € 277,214 First fiscal year in the series	€ 480,551 Land & buildings 2022: € 480,551 ▲ 73% vs 2021 (€ 277,214) Unchanged	€ 427,606 Land & buildings 2024: € 427,606 ▼ 11% vs 2022 (€ 480,551) Unchanged	€ 410,578 Land & buildings 2025: € 410,578 ▼ 4% vs 2024 (€ 427,606) Unchanged	▼ 4%
Retained profit	€ 510,803 Retained profit 2021: € 510,803 First fiscal year in the series	€ 471,710 Retained profit 2022: € 471,710 ▼ 8% vs 2021 (€ 510,803) Unfavourable step	€ 468,044 Retained profit 2024: € 468,044 ▼ 1% vs 2022 (€ 471,710) Unfavourable step	€ 450,267 Retained profit 2025: € 450,267 ▼ 4% vs 2024 (€ 468,044) Unfavourable step	▼ 4%
Dividend	€ 24,928 Dividend 2021: € 24,928 First fiscal year in the series	€ 43,995 Dividend 2022: € 43,995 ▲ 76% vs 2021 (€ 24,928) Unchanged	€ 13,986 Dividend 2024: € 13,986 ▼ 68% vs 2022 (€ 43,995) Unchanged	€ 30,000 Dividend 2025: € 30,000 ▲ 114% vs 2024 (€ 13,986) Unchanged	▲ 114%
Bank debt	€ 139,992 Bank debt 2021: € 139,992 First fiscal year in the series	€ 266,355 Bank debt 2022: € 266,355 ▲ 90% vs 2021 (€ 139,992) Unfavourable step	€ 193,026 Bank debt 2024: € 193,026 ▼ 28% vs 2022 (€ 266,355) Favourable step	€ 145,470 Bank debt 2025: € 145,470 ▼ 25% vs 2024 (€ 193,026) Favourable step	▼ 25%
Balance sheet total	€ 794,605 Balance sheet total 2021: € 794,605 First fiscal year in the series	€ 891,649 Balance sheet total 2022: € 891,649 ▲ 12% vs 2021 (€ 794,605) Unchanged	€ 765,621 Balance sheet total 2024: € 765,621 ▼ 14% vs 2022 (€ 891,649) Unchanged	€ 715,526 Balance sheet total 2025: € 715,526 ▼ 7% vs 2024 (€ 765,621) Unchanged	▼ 7%

Key figures of MAKELAARSKANTOOR LIEVEN BERNAERS, fiscal years 2021 to 2025, from the annual accounts filed with the National Bank of Belgium.Next annual account (fiscal year 2026) expected before 30 January 2027.

What happened to MAKELAARSKANTOOR LIEVEN BERNAERS?

What happened at MAKELAARSKANTOOR LIEVEN BERNAERS in recent years, according to the Belgian Official Gazette, the CBE and the National Bank:

Jan 30, 2026 New annual accounts for financial year 2025: profit of € 12,223 (▲ 18% vs 2024). Source: NBB ↗
Jan 20, 2000 New establishment in Beveren-Kruibeke-Zwijndrecht. KBO
Mar 1, 1999 Start of the company according to the CBE. KBO

In short

From € 245,385 profit in 2021 to € 12,223 profit in 2025.

Paid € 93,726 in corporate taxes since 2021.

Best year ever: 2021, with € 245,385 profit.

Paid out € 112,909 in dividends to the owners in total.

Original PDFs at the National Bank ↗

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My folder 3 companies

De Lijn 8 June 2026 New annual account 2025

filed on 8 June 2026

What was left

€ 20 k ▼ 91%
Money in the bank

€ 178 k ▼ 98%

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