Warning lights
Signals from the annual accounts, the CBE and the Official Gazette, each with its threshold and source. No score, no verdict.
-
Two loss years in a row NBB
Negative result in 2024 and 2025.
Financials
Financial year 2025
INSUREX-GROEP from Beveren-Kruibeke-Zwijndrecht, company number BE0552570297, closed financial year 2025 with a result of € -20,082 after tax. For that financial year INSUREX-GROEP recorded a gross margin of € 440,916 and equity of € 346,564. Compared with financial year 2024, the result moved from € -7,876 to € -20,082. The company made a loss. The company holds a healthy buffer. A strong own buffer against the debts. The most recent annual accounts were filed with the National Bank of Belgium on August 31, 2026.
€ 346,564
▼ 5% vs 2024
Assets minus debts, by the books. What is left if everything were sold and paid today.
€ -20,082
▼ 155 % more loss than in 2024
Profit after tax over the fiscal year.
€ 320,230
▲ 41% vs 2024
Cash and bank balances on the last day of the fiscal year.
Loss, nothing to pay out
Reserves fell to € 327,352.
People and assets in 2025
4.2
▼ 0.4 vs 2024
Average over the fiscal year, from the social balance sheet.
€ 281,309
▼ 1% vs 2024
€ 67,000 per full-time equivalent. Payroll staff only. What the director pays themselves is already netted into the gross margin and is not shown separately in the accounts.
Debts at end 2025
€ 11,738
▼ 30% vs 2024
Loans from banks and other lenders, long and short.
€ 12,179
▲ € 9,219 vs 2024
Supplier invoices still open on the last day of the fiscal year.
€ 58,680
▲ 5% vs 2024
Taxes, VAT and social contributions still to pay.
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| 2022 | 2023 | 2024 | 2025 | Change 2024 → 2025 | |
|---|---|---|---|---|---|
| Gross margin | € 399,002 | € 400,155 | € 453,038 | € 440,916 | ▼ 3% |
| Profit after taxes | € 113,505 | € -195,246 | € -7,876 | € -20,082 | ▼ € 12,205 |
| Equity | € 569,768 | € 374,522 | € 366,645 | € 346,564 | ▼ 5% |
| Total debts | € 126,457 | € 158,854 | € 83,520 | € 94,692 | ▲ 13% |
| Cash | € 45,010 | € 203,293 | € 227,168 | € 320,230 | ▲ 41% |
| Land & buildings | € 3,925 | € 3,007 | € 2,089 | € 1,172 | ▼ 44% |
| Retained profit | € 550,557 | € 355,310 | € 347,434 | € 327,352 | ▼ 6% |
| Bank debt | € 73,087 | € 43,496 | € 16,719 | € 11,738 | ▼ 30% |
| Balance sheet total | € 696,225 | € 533,376 | € 450,165 | € 441,255 | ▼ 2% |
| Employees (FTE) | 3.7 | 3.8 | 4.6 | 4.2 | ▼ 0.4 |
Key figures of INSUREX-GROEP, fiscal years 2022 to 2025, from the annual accounts filed with the National Bank of Belgium.Next annual account (fiscal year 2026) expected before 31 July 2027.
What happened to INSUREX-GROEP?
What happened at INSUREX-GROEP in recent years, according to the Belgian Official Gazette, the CBE and the National Bank:
- New annual accounts for financial year 2025: loss of € 20,082. filed late Source: NBB ↗
- Beto Holding BV became a director. NBB
- New establishment in Beveren-Kruibeke-Zwijndrecht. KBO
- Start of the company according to the CBE. KBO
In short
From € 113,505 profit in 2022 to € 20,082 loss in 2025.
Paid € 170,273 in corporate taxes since 2022.
Best year ever: 2022, with € 113,505 profit.
On average € 105,000 of value added per employee in 2025.
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De Lijn 8 June 2026 New annual account 2025
filed on 8 June 2026
What was left
€ 20 k ▼ 91%
Money in the bank
€ 178 k ▼ 98%
Open the dossier →
NMBS 8 June 2026 New annual account 2025 What was left ▼ 80%
bpost 18 May 2026 New annual account 2025 What was left from loss to profit
Management
Behind INSUREX-GROEP is Beto Holding BV.
Directors
According to the 2025 annual accounts
Director · represented by Tom Vande Moortel
since 2026
Establishments
Establishment units
Physical locations of this company
Statiestraat 64
2070 Beveren-Kruibeke-Zwijndrecht
Who else lives here?
A building full of entrepreneurs or one very busy letterbox? Another 5 companies are registered at this address.
All companies at this address →What is an establishment unit? An establishment unit is a geographically identifiable place where activities of the enterprise are carried out.
Website
Technologies
Certifications & Partners
Hosting & Email
Email provider
Microsoft 365
Hosting
DSTNY-BACKBONE International Backbone, BE
Website info
Features
Security
Details
- Company number
- 0552.570.297
- VAT number
- BE 0552.570.297
- Registered office
- Statiestraat 64, 2070 Beveren-Kruibeke-Zwijndrecht
- Names & denominations
- INSUREX-GROEP
- Enterprise type
- Rechtspersoon
- Legal form
- Private limited company
- Legal situation
- Normale toestand
- Start date
- 29 April 2014
- Peppol
- Active · Active since 12 Dec 2025
- Contact
- insurex.be
- Activities · NACE
Activiteiten van verzekeringsagenten en -makelaars