Warning lights
Signals from the annual accounts, the CBE and the Official Gazette, each with its threshold and source. No score, no verdict.
-
Two loss years in a row NBB
Negative result in 2024 and 2025.
-
Tight liquidity NBB
Cash and receivables cover 23 % of short-term debt in 2025; threshold 65 %.
Financials
Financial year 2025
SVM CONSULTING from Beringen, company number BE0465497852, closed financial year 2025 with a result of € -248,046 after tax. For that financial year SVM CONSULTING recorded a gross margin of € 14,574 and equity of € 285,301. Compared with financial year 2024, the result moved from € -23,533 to € -248,046. The company made a loss. The company holds a healthy buffer. High debts against a small own buffer. The most recent annual accounts were filed with the National Bank of Belgium on January 30, 2026.
€ 285,301
▼ 47% vs 2024
Assets minus debts, by the books. What is left if everything were sold and paid today.
€ -248,046
▼ 954 % more loss than in 2024
Profit after tax over the fiscal year.
€ 37,151
▼ 78% vs 2024
Cash and bank balances on the last day of the fiscal year.
Loss, nothing to pay out
Reserves fell to € -402,899.
People and assets in 2025
€ 176,879
▼ 15% vs 2024
Book value of vehicles, furniture and equipment.
Debts at end 2025
€ 550,000
Loans from banks and other lenders, long and short.
€ 167,669
▲ 221% vs 2024
Supplier invoices still open on the last day of the fiscal year.
€ 48,813
▲ 93% vs 2024
Corporate tax and VAT still to pay. No wage debt: nothing outstanding to staff or social security.
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| 2022 | 2023 | 2024 | 2025 | Change 2024 → 2025 | |
|---|---|---|---|---|---|
| Gross margin | € -3,579 | € 14,994 | € 167,093 | € 14,574 | ▼ 91% |
| Profit after taxes | € -182,677 | € -148,161 | € -23,533 | € -248,046 | ▼ € 224,513 |
| Equity | € 205,041 | € 56,880 | € 533,347 | € 285,301 | ▼ 47% |
| Total debts | € 2,920,342 | € 2,947,251 | € 3,177,113 | € 4,016,853 | ▲ 26% |
| Cash | € 125,413 | € 53,821 | € 168,765 | € 37,151 | ▼ 78% |
| Land & buildings | € 2,229,930 | € 2,108,181 | € 2,348,026 | € 2,778,193 | ▲ 18% |
| Retained profit | € 16,841 | € -131,320 | € -154,853 | € -402,899 | ▼ € 248,046 |
| Bank debt | € 550,000 | € 550,000 | € 550,000 | € 550,000 | |
| Balance sheet total | € 3,125,383 | € 3,004,131 | € 3,710,460 | € 4,302,155 | ▲ 16% |
Key figures of SVM CONSULTING, fiscal years 2022 to 2025, from the annual accounts filed with the National Bank of Belgium.Next annual account (fiscal year 2026) expected before 30 January 2027.
What happened to SVM CONSULTING?
What happened at SVM CONSULTING in recent years, according to the Belgian Official Gazette, the CBE and the National Bank:
- New annual accounts for financial year 2025: loss of € 248,046. Source: NBB ↗
- Eline Heyligen became a director. NBB
- New establishment in Beringen. KBO
- Stephan Vanswartenbrouck became a director. NBB
- Start of the company according to the CBE. KBO
In short
From € 182,677 loss in 2022 to € 248,046 loss in 2025.
Paid € 3,412 in corporate taxes since 2022.
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De Lijn 8 June 2026 New annual account 2025
filed on 8 June 2026
What was left
€ 20 k ▼ 91%
Money in the bank
€ 178 k ▼ 98%
Open the dossier →
NMBS 8 June 2026 New annual account 2025 What was left ▼ 80%
bpost 18 May 2026 New annual account 2025 What was left from loss to profit
Management
Behind SVM CONSULTING are Eline Heyligen and Stephan Vanswartenbrouck. Stephan Vanswartenbrouck is also behind LIBRECO, ASBECO, Asbest Care, Care For Future Group and FireWise.
Directors
According to the 2025 annual accounts
Eline Heyligen
Director
since 2017
Stephan Vanswartenbrouck
Director
Also active at: LIBRECO, ASBECO, Asbest Care, Care For Future Group, FireWise, Maecenas Group
since 1999
Establishments
Establishment units
Physical locations of this company
Boskantstraat 103
3581 Beringen
What is an establishment unit? An establishment unit is a geographically identifiable place where activities of the enterprise are carried out.
Details
- Company number
- 0465.497.852
- VAT number
- BE 0465.497.852
- Registered office
- Boskantstraat 103, 3581 Beringen
- Names & denominations
- SVM CONSULTING
- Enterprise type
- Rechtspersoon
- Legal form
- Private limited company
- Legal situation
- Normale toestand
- Start date
- 19 February 1999
- Peppol
- Active · Active since 2 Oct 2024
- Activities · NACE
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