Warning lights
Signals from the annual accounts, the CBE and the Official Gazette, each with its threshold and source. No score, no verdict.
-
Tight liquidity NBB
Cash and receivables cover 7 % of short-term debt in 2026; threshold 65 %.
Financials
Financial year 2026
'T KLAVERTJE VIER from Kalmthout, company number BE0465111040, closed financial year 2026 with a result of € -496,681 after tax. For that financial year 'T KLAVERTJE VIER recorded a gross margin of € 523,118 and equity of € 2.6 million. Compared with financial year 2025, the result moved from € 350 to € -496,681. The company made a loss. The company holds a healthy buffer. A strong own buffer against the debts. The most recent annual accounts were filed with the National Bank of Belgium on October 2, 2026.
€ 2.6 million
▼ 16% vs 2025
Assets minus debts, by the books. What is left if everything were sold and paid today.
€ -496,681
▼ still € 350 profit in 2025
Profit after tax over the fiscal year.
€ 53,385
▼ 11% vs 2025
Cash and bank balances on the last day of the fiscal year.
Loss, nothing to pay out
Reserves fell to € 2.6 million.
People and assets in 2026
21.9
▼ 3.5 vs 2025
Average over the fiscal year, from the social balance sheet.
€ 818,513
▼ 7% vs 2025
€ 37,400 per full-time equivalent. Payroll staff only. What the director pays themselves is already netted into the gross margin and is not shown separately in the accounts.
€ 169,993
▼ 27% vs 2025
Of which on lease € 134,358.
Debts at end 2026
€ 1.1 million
▼ 16% vs 2025
€ 122,710 is repaid this year. At this pace the long-term loan is gone in ≈ 3 years.
€ 697,292
▲ 51% vs 2025
Supplier invoices still open on the last day of the fiscal year.
€ 156,632
▼ 13% vs 2025
Taxes, VAT and social contributions still to pay.
| 2023 | 2024 | 2025 | 2026 | Change 2025 → 2026 | |
|---|---|---|---|---|---|
| Gross margin | € 912,634 | € 1,031,635 | € 1,075,098 | € 523,118 | ▼ 51% |
| Profit after taxes | € 16,752 | € 36,359 | € 350 | € -496,681 | ▼ € 497,031 |
| Equity | € 3,033,985 | € 3,070,344 | € 3,070,694 | € 2,574,013 | ▼ 16% |
| Total debts | € 2,598,984 | € 2,546,518 | € 2,459,307 | € 2,448,794 | |
| Cash | € 46,403 | € 96,416 | € 59,701 | € 53,385 | ▼ 11% |
| Land & buildings | € 141,704 | € 118,212 | € 113,017 | € 89,655 | ▼ 21% |
| Retained profit | € 3,013,985 | € 3,050,344 | € 3,050,694 | € 2,554,013 | ▼ 16% |
| Bank debt | € 1,099,010 | € 944,280 | € 1,255,477 | € 1,059,203 | ▼ 16% |
| Balance sheet total | € 5,632,969 | € 5,616,862 | € 5,530,001 | € 5,022,807 | ▼ 9% |
| Employees (FTE) | 22.4 | 21.8 | 25.4 | 21.9 | ▼ 3.5 |
By gross margin, 'T KLAVERTJE VIER ranks 3rd of 11 companies with main activity “Gespecialiseerde detailhandel in spellen en speelgoed” in the province of Antwerp that publish figures (fiscal year 2026).
Key figures of 'T KLAVERTJE VIER, fiscal years 2023 to 2026, from the annual accounts filed with the National Bank of Belgium.Next annual account (fiscal year 2027) expected before 31 October 2027.
Ask about 'T KLAVERTJE VIER the way you would ask their accountant.
Answers from the filed annual accounts, the Belgian Official Gazette and the CBE register.
Connect ChatGPT or Claude for free- ChatGPT
- Claude
Free account, no payment card. Key figures unlimited, the annual accounts and deeds of 10 companies a month. Need more? Get in touch, we are looking for our first pilot users.
What happened to 'T KLAVERTJE VIER?
What happened at 'T KLAVERTJE VIER in recent years, according to the Belgian Official Gazette, the CBE and the National Bank:
- New annual accounts for financial year 2026: loss of € 496,681 (▼ € 497,031 vs 2025). Source: NBB ↗
- New establishment in Kapellen. KBO
- Ward Van den Bergh became a director. NBB
- Wallie CommV became a director. NBB
- New establishment in Hoogstraten. KBO
- New establishment in Kalmthout. KBO
- New establishment in Wuustwezel. KBO
- Start of the company according to the CBE. KBO
In short
From € 16,752 profit in 2023 to € 496,681 loss in 2026.
Paid € 17,104 in corporate taxes since 2023.
Best year ever: 2024, with € 36,359 profit.
On average € 23,900 of value added per employee in 2026.
Management
Behind 'T KLAVERTJE VIER are Wallie CommV and Ward Van den Bergh. The same people are also behind IMMO KLAVERTJE VIER.
Directors
According to the 2026 annual accounts
since 2016
since 2017
Establishments
Establishment units
Physical locations of this company
Achterbroeksteenweg (Dp) 184
2920 Kalmthout
Dorpsstraat 49
2990 Wuustwezel
Active since 29 January 1999
Van Aertselaerstraat 22 2
2320 Hoogstraten
Active since 31 July 2000
Antwerpsesteenweg 39 box B32
2950 Kapellen
Active since 3 July 2021
Who else lives here?
A building full of entrepreneurs or one very busy letterbox? Another 2 companies are registered at this address.
All companies at this address →What is an establishment unit? An establishment unit is a geographically identifiable place where activities of the enterprise are carried out.
Similar companies in the province of Antwerp
Same main activity (Gespecialiseerde detailhandel in spellen en speelgoed), 10 active companies in the province of Antwerp, largest first.
€ 1.5 million gross margin · 2025 · Malle
€ 1.1 million gross margin · 2025 · Grobbendonk
€ 277,799 gross margin · 2025 · Antwerpen
€ 166,348 gross margin · 2025 · Antwerpen
€ 43,335 gross margin · 2025 · Mortsel
€ 42,415 gross margin · 2025 · Balen
Details
- Company number
- 0465.111.040
- VAT number
- BE 0465.111.040
- Registered office
- Achterbroeksteenweg (Dp) 184, 2920 Kalmthout
- Names & denominations
- 'T KLAVERTJE VIER
- Enterprise type
- Rechtspersoon
- Legal form
- Private limited company
- Legal situation
- Normale toestand
- Start date
- 6 January 1999
- Peppol
- Active · Active since 11 Dec 2025
- Activities · NACE
Gespecialiseerde detailhandel in spellen en speelgoed
Detailhandel in spellen en speelgoed
Detailhandel in spellen en speelgoed in gespecialiseerde winkels
Detailhandel in ICT-apparatuur
Gespecialiseerde detailhandel in kantoormachines en -meubelen, computers en standaardprogrammatuur en telecommunicatieapparatuur
Detailhandel in computers, randapparatuur en software in gespecialiseerde winkels