Warning lights
Signals from the annual accounts, the CBE and the Official Gazette, each with its threshold and source. No score, no verdict.
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Tight liquidity NBB
Cash and receivables cover 2 % of short-term debt in 2026; threshold 65 %.
Financials
Financial year 2026
IMMO KLAVERTJE VIER from Kalmthout, company number BE0809775596, closed financial year 2026 with a result of € 62,724 after tax. For that financial year IMMO KLAVERTJE VIER recorded a gross margin of € 285,161 and equity of € 352,256. Compared with financial year 2025, the result moved from € -72,734 to € 62,724. Profitable, and profit is growing. The buffer is growing. High debts against a small own buffer. The most recent annual accounts were filed with the National Bank of Belgium on October 7, 2026.
€ 352,256
▲ 22% vs 2025
Assets minus debts, by the books. What is left if everything were sold and paid today.
€ 62,724
▲ still € 72,734 loss in 2025
Profit after tax over the fiscal year.
€ 10,141
▲ 111% vs 2025
Cash and bank balances on the last day of the fiscal year.
Stays in the company
No dividend for 2026. Retained profit grew to € 144,632.
Debts at end 2026
€ 2.1 million
▼ 8% vs 2025
€ 181,838 is repaid this year. At this pace the long-term loan is gone in ≈ 7 years.
€ 5,969
▲ € 5,210 vs 2025
Supplier invoices still open on the last day of the fiscal year.
| 2023 | 2024 | 2025 | 2026 | Change 2025 → 2026 | |
|---|---|---|---|---|---|
| Gross margin | € 229,577 | € 248,758 | € 219,111 | € 285,161 | ▲ 30% |
| Profit after taxes | € -11,338 | € 30,729 | € -72,734 | € 62,724 | ▲ € 135,458 |
| Equity | € 331,537 | € 362,266 | € 289,532 | € 352,256 | ▲ 22% |
| Total debts | € 2,760,031 | € 2,615,511 | € 3,011,627 | € 2,833,497 | ▼ 6% |
| Cash | € 3,860 | € 6,192 | € 4,809 | € 10,141 | ▲ 111% |
| Land & buildings | € 2,573,967 | € 2,460,028 | € 2,781,156 | € 2,658,600 | ▼ 4% |
| Retained profit | € 123,913 | € 154,642 | € 81,908 | € 144,632 | ▲ 77% |
| Bank debt | € 2,268,182 | € 2,090,933 | € 2,308,187 | € 2,127,913 | ▼ 8% |
| Balance sheet total | € 3,091,569 | € 2,977,777 | € 3,301,159 | € 3,185,753 | ▼ 3% |
By gross margin, IMMO KLAVERTJE VIER ranks 2nd of 13 companies with main activity “Handel in eigen onroerend goed” in Kalmthout that publish figures (fiscal year 2026).
Key figures of IMMO KLAVERTJE VIER, fiscal years 2023 to 2026, from the annual accounts filed with the National Bank of Belgium.Next annual account (fiscal year 2027) expected before 31 October 2027.
Ask about IMMO KLAVERTJE VIER the way you would ask their accountant.
Answers from the filed annual accounts, the Belgian Official Gazette and the CBE register.
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What happened to IMMO KLAVERTJE VIER?
What happened at IMMO KLAVERTJE VIER in recent years, according to the Belgian Official Gazette, the CBE and the National Bank:
- New annual accounts for financial year 2026: profit of € 62,724. Source: NBB ↗
- Ward Van den Bergh became a director. NBB
- Wallie CommV became a director. NBB
- Capital increase of € 200,000, published in the Gazette. Source: Staatsblad ↗
- Incorporation, published in the Gazette. Source: Staatsblad ↗
- New establishment in Kalmthout. KBO
In short
From € 11,338 loss in 2023 to € 62,724 profit in 2026.
Best year ever: 2026, with € 62,724 profit.
Management
Behind IMMO KLAVERTJE VIER are Wallie CommV and Ward Van den Bergh. The same people are also behind 'T KLAVERTJE VIER.
Directors
According to the 2026 annual accounts
since 2016
since 2017
Establishments
Establishment units
Physical locations of this company
Achterbroeksteenweg (Dp) 184
2920 Kalmthout
Achterbroeksteenweg (Ab) 184
2920 Kalmthout
Active since 10 February 2009
Who else lives here?
A building full of entrepreneurs or one very busy letterbox? Another 2 companies are registered at this address.
All companies at this address →What is an establishment unit? An establishment unit is a geographically identifiable place where activities of the enterprise are carried out.
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€ 335,169 gross margin · 2025
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Website
Technologies
Certifications & Partners
Hosting & Email
Email provider
Google Workspace
Hosting
OVH, FR
Website info
Features
Security
Shareholders according to the Official Gazette deeds
Who contributed at incorporation and at capital increases, with the deed as source. Later share transfers are not published in the Gazette.
Capital increase
Source: Deed ↗- van den Bergh Roger René Josepha(inbrenger) 55.8%
Incorporation
Source: Deed ↗- Roger René Joanna VAN DEN BERGH(oprichter) 50%
- Brigitte Paulina Petronella MEEUSEN(oprichter) 50%
Details
- Company number
- 0809.775.596
- VAT number
- BE 0809.775.596
- Registered office
- Achterbroeksteenweg (Dp) 184, 2920 Kalmthout
- Names & denominations
- IMMO KLAVERTJE VIER
- Enterprise type
- Rechtspersoon
- Legal form
- Private limited company
- Legal situation
- Normale toestand
- Start date
- 12 February 2009
- Peppol
- Active · Active since 12 Feb 2025
- Contact
- tklavertje-vier.be
- Activities · NACE
Handel in eigen onroerend goed
Verhuur en exploitatie van eigen of geleased residentieel onroerend goed, exclusief sociale woningen
Verhuur en exploitatie van eigen of geleased niet-residentieel onroerend goed, exclusief terreinen