Warning lights
Signals from the annual accounts, the CBE and the Official Gazette, each with its threshold and source. No score, no verdict.
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Negative equity NBB
More debt than assets in 4 of the last 4 fiscal years.
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Two loss years in a row NBB
Negative result in 2024 and 2025.
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Tight liquidity NBB
Cash and receivables cover 1 % of short-term debt in 2025; threshold 65 %.
Financials
Financial year 2025
IMMOBILIERE DES CINQ VALLEES from Schilde, company number BE0464924463, closed financial year 2025 with a result of € -32,965 after tax. For that financial year IMMOBILIERE DES CINQ VALLEES recorded a gross margin of € 44,577 and equity of € -178,434. Compared with financial year 2024, the result moved from € -75,727 to € -32,965. The company made a loss. More debts than assets. High debts against a small own buffer. The most recent annual accounts were filed with the National Bank of Belgium on August 28, 2026.
€ -178,434
▼ € 32,965 vs 2024
Assets minus debts, by the books. What is left if everything were sold and paid today.
€ -32,965
▲ 56 % less loss than in 2024
Profit after tax over the fiscal year.
Loss, nothing to pay out
Reserves fell to € -240,407.
People and assets in 2025
€ 7,135
▼ 38% vs 2024
Book value of vehicles, furniture and equipment.
Debts at end 2025
€ 233,741
▼ 12% vs 2024
€ 36,867 is repaid this year. At this pace the long-term loan is gone in ≈ 6 years.
€ 21,043
▲ 47% vs 2024
Supplier invoices still open on the last day of the fiscal year.
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| 2022 | 2023 | 2024 | 2025 | Change 2024 → 2025 | |
|---|---|---|---|---|---|
| Revenue | € 165,184 | - | - | - | |
| Gross margin | € 61,884 | € 72,986 | € 1,601 | € 44,577 | ▲ € 42,976 |
| Profit after taxes | € -33,576 | € 6,191 | € -75,727 | € -32,965 | ▲ € 42,761 |
| Equity | € -73,005 | € -69,742 | € -145,469 | € -178,434 | ▼ € 32,965 |
| Total debts | € 848,622 | € 620,669 | € 555,446 | € 556,516 | |
| Cash | € 3,045 | € 4,617 | € 32 | - | |
| Land & buildings | € 681,353 | € 378,695 | € 332,063 | € 305,134 | ▼ 8% |
| Retained profit | € -137,906 | € -131,715 | € -207,442 | € -240,407 | ▼ € 32,965 |
| Bank debt | € 329,296 | € 295,143 | € 265,062 | € 233,741 | ▼ 12% |
| Balance sheet total | € 775,617 | € 550,927 | € 409,978 | € 378,082 | ▼ 8% |
Key figures of IMMOBILIERE DES CINQ VALLEES, fiscal years 2022 to 2025, from the annual accounts filed with the National Bank of Belgium.Next annual account (fiscal year 2026) expected before 31 July 2027.
What happened to IMMOBILIERE DES CINQ VALLEES?
What happened at IMMOBILIERE DES CINQ VALLEES in recent years, according to the Belgian Official Gazette, the CBE and the National Bank:
- Marc CREPEL stepped down as director. NBB
- Luca DRIJVERS stepped down as director. NBB
- Serge DRIJVERS stepped down as director. NBB
- New annual accounts for financial year 2025: loss of € 32,965. filed late Source: NBB ↗
- New establishment in Schilde. KBO
- Marc CREPEL became a director. NBB
- Luca DRIJVERS became a director. NBB
- Serge DRIJVERS became a director. NBB
In short
From € 33,576 loss in 2022 to € 32,965 loss in 2025.
Paid € 6 in corporate taxes since 2022.
Best year ever: 2023, with € 6,191 profit.
A new publication or filing at IMMOBILIERE DES CINQ VALLEES? We notify you, reason included.
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De Lijn 8 June 2026 New annual account 2025
filed on 8 June 2026
What was left
€ 20 k ▼ 91%
Money in the bank
€ 178 k ▼ 98%
Open the dossier →
NMBS 8 June 2026 New annual account 2025 What was left ▼ 80%
bpost 18 May 2026 New annual account 2025 What was left from loss to profit
Management
The stake of TOF Belgium Real Estate comes from that shareholder’s own annual accounts; small companies do not report their shareholders themselves.
IMMOBILIERE DES CINQ VALLEESThe shares are held by TOF Belgium Real Estate (100%).
Directors
According to the 2025 annual accounts
since 2021 · until 2027
Luca DRIJVERS
Director
Also active at: EGLANTIER, DE WEER, DES, GRANY, ALBINO, IMMOVAP, NORTH TRADE BUILDING, GROND NTB +1 more
since 2021 · until 2027
Serge DRIJVERS
Director
Also active at: EGLANTIER, DE WEER, DE AFSLUITER, DES, GRANY, ALBINO, TOF Belgium Real Estate, I.NA - IMMOBILIERE NAMUROISE +9 more
since 2021 · until 2027
Shareholders
Participations
No participations in other companies reported.
Establishments
Establishment units
Physical locations of this company
Begonialaan 17
2970 Schilde
Who else lives here?
A building full of entrepreneurs or one very busy letterbox? Another 6 companies are registered at this address.
All companies at this address →DE AFSLUITER same network
€ -5,922 gross margin · 2025
DES same network
€ 6.5 million gross margin · 2025
GRANY same network
€ 13,545 gross margin · 2025
ALBINO same network
€ 1.1 million gross margin · 2025
IMMOVAP same network
€ 44,701 gross margin · 2025
+1 more
What is an establishment unit? An establishment unit is a geographically identifiable place where activities of the enterprise are carried out.
Details
- Company number
- 0464.924.463
- VAT number
- BE 0464.924.463
- Registered office
- Begonialaan 17, 2970 Schilde
- Names & denominations
- IMMOBILIERE DES CINQ VALLEES · I.C. Val
- Enterprise type
- Rechtspersoon
- Legal form
- Public limited company
- Legal situation
- Normale toestand
- Start date
- 21 December 1998
- Peppol
- Active · Active since 15 May 2026