Warning lights
Signals from the annual accounts, the CBE and the Official Gazette, each with its threshold and source. No score, no verdict.
-
Tight liquidity NBB
Cash and receivables cover 17 % of short-term debt in 2025; threshold 65 %.
Financials
Financial year 2025
ALBINO from Schilde, company number BE0442887449, closed financial year 2025 with a result of € 972,202 after tax. For that financial year ALBINO recorded a gross margin of € 1.1 million and equity of € 4.8 million. Compared with financial year 2024, the result moved from € 792,442 to € 972,202. Profitable, and profit is growing. The buffer is growing. A strong own buffer against the debts. The most recent annual accounts were filed with the National Bank of Belgium on July 30, 2026.
€ 4.8 million
▲ 11% vs 2024
Assets minus debts, by the books. What is left if everything were sold and paid today.
€ 972,202
▲ 23% vs 2024
Profit after tax over the fiscal year.
€ 2,179
▲ € 1,774 vs 2024
Cash and bank balances on the last day of the fiscal year.
€ 500,000 paid out
51 % of the profit went to the shareholders, mostly to TOF Belgium Real Estate (100 % of the shares). That is where the money ends up.
Debts at end 2025
€ 4.3 million
▼ 8% vs 2024
€ 508,904 is repaid this year. At this pace the long-term loan is gone in ≈ 9 years.
€ 71,912
▼ 20% vs 2024
Supplier invoices still open on the last day of the fiscal year.
€ 161,650
▲ 284% vs 2024
Corporate tax and VAT still to pay. No wage debt: nothing outstanding to staff or social security.
| 2022 | 2023 | 2024 | 2025 | Change 2024 → 2025 | |
|---|---|---|---|---|---|
| Revenue | € 866,249 | - | - | - | |
| Gross margin | € 772,141 | € 898,267 | € 970,262 | € 1,139,854 | ▲ 17% |
| Profit after taxes | € 141,146 | € 674,149 | € 792,442 | € 972,202 | ▲ 23% |
| Equity | € 2,876,739 | € 3,552,032 | € 4,344,473 | € 4,816,675 | ▲ 11% |
| Total debts | € 7,817,351 | € 6,730,553 | € 5,723,407 | € 5,127,062 | ▼ 10% |
| Cash | € 23,726 | € 1,411 | € 405 | € 2,179 | ▲ € 1,774 |
| Land & buildings | € 1,526,877 | € 1,695,195 | € 1,563,503 | € 1,444,781 | ▼ 8% |
| Retained profit | € 2,296,739 | € 2,972,032 | € 3,764,473 | € 4,236,675 | ▲ 13% |
| Dividend | € 163 | € 0 | € 0 | € 500,000 | |
| Bank debt | € 5,845,667 | € 5,265,544 | € 4,746,696 | € 4,347,932 | ▼ 8% |
| Balance sheet total | € 10,694,090 | € 10,282,584 | € 10,201,214 | € 10,210,404 | |
| Employees (FTE) | 1 | 1 | 0.5 | - |
Key figures of ALBINO, fiscal years 2022 to 2025, from the annual accounts filed with the National Bank of Belgium.Next annual account (fiscal year 2026) expected before 31 July 2027.
What happened to ALBINO?
What happened at ALBINO in recent years, according to the Belgian Official Gazette, the CBE and the National Bank:
- Luca DRIJVERS stepped down as director. NBB
- Marc CREPEL stepped down as director. NBB
- Serge DRIJVERS stepped down as director. NBB
- New annual accounts for financial year 2025: profit of € 972,202 (▲ 23% vs 2024). Source: NBB ↗
- Marc CREPEL became a director. NBB
- Luca DRIJVERS became a director. NBB
- Serge DRIJVERS became a director. NBB
- New establishment in Schilde. KBO
In short
From € 141,146 profit in 2022 to € 972,202 profit in 2025.
Paid € 411,510 in corporate taxes since 2022.
Best year ever: 2025, with € 972,202 profit.
On average € 898,300 of value added per employee in 2023.
Management
The stake of TOF Belgium Real Estate comes from that shareholder’s own annual accounts; small companies do not report their shareholders themselves.
ALBINOThe shares are held by TOF Belgium Real Estate (100%). It owns 100% of IMMOVAP BV and 80% of CAMPUS LUITENANT COPPENS itself.
Directors
According to the 2025 annual accounts
Marc CREPEL
Director
Also active at: DE WEER, IMMOBILIERE DES CINQ VALLEES, ANDIVI, Campus Luitenant Coppens
since 2024 · until 2030
Luca DRIJVERS
Director
Also active at: EGLANTIER, DE WEER, DES, GRANY, IMMOVAP, IMMOBILIERE DES CINQ VALLEES, NORTH TRADE BUILDING, GROND NTB +1 more
since 2024 · until 2030
Serge DRIJVERS
Director
Also active at: EGLANTIER, DE WEER, DE AFSLUITER, DES, GRANY, TOF Belgium Real Estate, I.NA - IMMOBILIERE NAMUROISE, IMMOVAP +9 more
since 2024 · until 2030
Shareholders
Participations
100%
Establishments
Establishment units
Physical locations of this company
Begonialaan 17
2970 Schilde
Who else lives here?
A building full of entrepreneurs or one very busy letterbox? Another 6 companies are registered at this address.
All companies at this address →DE AFSLUITER same network
€ -5,922 gross margin · 2025
DES same network
€ 6.5 million gross margin · 2025
GRANY same network
€ 13,545 gross margin · 2025
IMMOVAP same network
€ 44,701 gross margin · 2025
IMMOBILIERE DES CINQ VALLEES same network
€ 44,577 gross margin · 2025
+1 more
What is an establishment unit? An establishment unit is a geographically identifiable place where activities of the enterprise are carried out.
Details
- Company number
- 0442.887.449
- VAT number
- BE 0442.887.449
- Registered office
- Begonialaan 17, 2970 Schilde
- Names & denominations
- ALBINO
- Enterprise type
- Rechtspersoon
- Legal form
- Public limited company
- Legal situation
- Normale toestand
- Start date
- 31 December 1990
- Peppol
- Active · Active since 7 Nov 2025
- Activities · NACE
Verhuur en exploitatie van eigen of geleased residentieel onroerend goed, exclusief sociale woningen