Warning lights
Signals from the annual accounts, the CBE and the Official Gazette, each with its threshold and source. No score, no verdict.
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Tight liquidity NBB
Cash and receivables cover 7 % of short-term debt in 2025; threshold 65 %.
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Not on Peppol Peppol
Not registered in the Peppol network, mandatory for VAT-liable companies since 1 January 2026.
Financials
Financial year 2025
VERZEKERINGEN - DE TOREN from Aalst, company number BE0464268229, closed financial year 2025 with a result of € 87,398 after tax. For that financial year VERZEKERINGEN - DE TOREN recorded a gross margin of € 120,267 and equity of € 326,692. Compared with financial year 2024, the result moved from € 54,400 to € 87,398. Profitable, and profit is growing. The buffer is growing. A strong own buffer against the debts. The most recent annual accounts were filed with the National Bank of Belgium on June 23, 2026.
€ 326,692
▲ 34% vs 2024
Assets minus debts, by the books. What is left if everything were sold and paid today.
€ 87,398
▲ 61% vs 2024
Profit after tax over the fiscal year.
€ 1,557
▼ 58% vs 2024
Cash and bank balances on the last day of the fiscal year.
€ 4,800 paid out
5 % of the profit went to the shareholders, the rest stayed in the company.
People and assets in 2025
€ 4,781
▼ 9% vs 2024
Book value of vehicles, furniture and equipment.
Debts at end 2025
None
No bank loans on the last day of the fiscal year.
€ 17,790
▲ 103% vs 2024
Corporate tax and VAT still to pay. No wage debt: nothing outstanding to staff or social security.
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| 2022 | 2023 | 2024 | 2025 | Change 2024 → 2025 | |
|---|---|---|---|---|---|
| Gross margin | € 39,416 | € 42,265 | € 71,937 | € 120,267 | ▲ 67% |
| Profit after taxes | € 28,020 | € 29,001 | € 54,400 | € 87,398 | ▲ 61% |
| Equity | € 170,293 | € 194,494 | € 244,094 | € 326,692 | ▲ 34% |
| Total debts | € 8,416 | € 4,671 | € 13,274 | € 25,427 | ▲ 92% |
| Cash | € 39,292 | € 5,991 | € 3,727 | € 1,557 | ▼ 58% |
| Retained profit | € 90,293 | € 114,494 | € 164,094 | € 246,692 | ▲ 50% |
| Dividend | € 4,800 | € 4,800 | € 4,800 | € 4,800 | |
| Balance sheet total | € 178,709 | € 199,165 | € 257,368 | € 352,119 | ▲ 37% |
Key figures of VERZEKERINGEN - DE TOREN, fiscal years 2022 to 2025, from the annual accounts filed with the National Bank of Belgium.Next annual account (fiscal year 2026) expected before 31 July 2027.
What happened to VERZEKERINGEN - DE TOREN?
What happened at VERZEKERINGEN - DE TOREN in recent years, according to the Belgian Official Gazette, the CBE and the National Bank:
- New annual accounts for financial year 2025: profit of € 87,398 (▲ 61% vs 2024). Source: NBB ↗
- New establishment in Aalst. KBO
- Start of the company according to the CBE. KBO
In short
From € 28,020 profit in 2022 to € 87,398 profit in 2025.
Paid € 71,522 in corporate taxes since 2022.
Best year ever: 2025, with € 87,398 profit.
Paid out € 19,200 in dividends to the owners in total.
A new publication or filing at VERZEKERINGEN - DE TOREN? We notify you, reason included.
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De Lijn 8 June 2026 New annual account 2025
filed on 8 June 2026
What was left
€ 20 k ▼ 91%
Money in the bank
€ 178 k ▼ 98%
Open the dossier →
NMBS 8 June 2026 New annual account 2025 What was left ▼ 80%
bpost 18 May 2026 New annual account 2025 What was left from loss to profit
Management
Behind VERZEKERINGEN - DE TOREN are MARK MISSIAEN, ERIC MEERSSEMAN, PETER BLANCKAERT, FRANS VERLEYSEN and HUGO DE WAELE. ERIC MEERSSEMAN is also behind Volkskrediet de Toren. PETER BLANCKAERT is also behind Volkskrediet de Toren. FRANS VERLEYSEN is also behind Volkskrediet de Toren and Denderstroom.
Directors
According to the 2025 annual accounts
MARK MISSIAEN
Managing director
Establishments
Establishment units
Physical locations of this company
Stationsstraat 18
9300 Aalst
Who else lives here?
A building full of entrepreneurs or one very busy letterbox? Another 1 companies are registered at this address.
All companies at this address →What is an establishment unit? An establishment unit is a geographically identifiable place where activities of the enterprise are carried out.
Details
- Company number
- 0464.268.229
- VAT number
- BE 0464.268.229
- Registered office
- Stationsstraat 18, 9300 Aalst
- Names & denominations
- VERZEKERINGEN - DE TOREN
- Enterprise type
- Rechtspersoon
- Legal form
- Private limited company
- Legal situation
- Normale toestand
- Start date
- 2 October 1998
- Peppol
- Not registered
- Activities · NACE
Activiteiten van verzekeringsagenten en -makelaars