Warning lights
Signals from the annual accounts, the CBE and the Official Gazette, each with its threshold and source. No score, no verdict.
-
Negative equity NBB
More debt than assets in 4 of the last 4 fiscal years.
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Tight liquidity NBB
Cash and receivables cover 7 % of short-term debt in 2025; threshold 65 %.
Financials
Financial year 2025
MONICA RAM from Elsene, company number BE0464196270, closed financial year 2025 with a result of € 21,281 after tax. For that financial year MONICA RAM recorded revenue of € 713,188 and equity of € -28,385. Compared with financial year 2024, the result moved from € 5,370 to € 21,281. Profitable, and profit is growing. More debts than assets. High debts against a small own buffer. The most recent annual accounts were filed with the National Bank of Belgium on July 22, 2026.
€ -28,385
▲ € 21,268 vs 2024
Assets minus debts, by the books. What is left if everything were sold and paid today.
€ 21,281
▲ 296% vs 2024
Profit after tax over the fiscal year.
€ 3,402
▼ 8% vs 2024
Cash and bank balances on the last day of the fiscal year.
Stays in the company
No dividend for 2025. Retained profit grew to € -46,977.
People and assets in 2025
€ 32,330
Payroll staff only. What the director pays themselves is already netted into the gross margin and is not shown separately in the accounts.
Debts at end 2025
€ 1,951
Loans from banks and other lenders, long and short.
€ 12,704
▲ € 11,911 vs 2024
Taxes, VAT and social contributions still to pay.
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| 2022 | 2023 | 2024 | 2025 | Change 2024 → 2025 | |
|---|---|---|---|---|---|
| Revenue | € 116,117 | € 213,535 | € 249,683 | € 713,188 | ▲ 186% |
| Gross margin | € 2,889 | € 4,226 | € 5,922 | € 53,919 | ▲ € 47,997 |
| Profit after taxes | € 1,888 | € 3,299 | € 5,370 | € 21,281 | ▲ 296% |
| Equity | € -58,322 | € -55,023 | € -49,653 | € -28,385 | ▲ € 21,268 |
| Total debts | € 141,231 | € 121,721 | € 62,875 | € 50,907 | ▼ 19% |
| Cash | € 10,492 | € 2,007 | € 3,686 | € 3,402 | ▼ 8% |
| Retained profit | € -76,914 | € -73,615 | € -68,245 | € -46,977 | ▲ € 21,268 |
| Bank debt | € 0 | € 0 | € 0 | € 1,951 | |
| Balance sheet total | € 82,909 | € 66,698 | € 13,222 | € 22,522 | ▲ 70% |
Key figures of MONICA RAM, fiscal years 2022 to 2025, from the annual accounts filed with the National Bank of Belgium.Next annual account (fiscal year 2026) expected before 31 July 2027.
What happened to MONICA RAM?
What happened at MONICA RAM in recent years, according to the Belgian Official Gazette, the CBE and the National Bank:
- New annual accounts for financial year 2025: profit of € 21,281 (▲ 296% vs 2024). Source: NBB ↗
- New establishment in Brussel. KBO
- New establishment in Elsene. KBO
- Start of the company according to the CBE. KBO
In short
From € 1,888 profit in 2022 to € 21,281 profit in 2025.
Best year ever: 2025, with € 21,281 profit.
A new publication or filing at MONICA RAM? We notify you, reason included.
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De Lijn 8 June 2026 New annual account 2025
filed on 8 June 2026
What was left
€ 20 k ▼ 91%
Money in the bank
€ 178 k ▼ 98%
Open the dossier →
NMBS 8 June 2026 New annual account 2025 What was left ▼ 80%
bpost 18 May 2026 New annual account 2025 What was left from loss to profit
Establishments
Establishment units
Physical locations of this company
Elsense Steenweg 297
1050 Elsene
Bloemenhofplein 7-8-9
1000 Brussel
Active since 14 January 2025
What is an establishment unit? An establishment unit is a geographically identifiable place where activities of the enterprise are carried out.
Details
- Company number
- 0464.196.270
- VAT number
- BE 0464.196.270
- Registered office
- Elsense Steenweg 297, 1050 Elsene
- Names & denominations
- MONICA RAM
- Enterprise type
- Rechtspersoon
- Legal form
- Private limited company
- Legal situation
- Normale toestand
- Start date
- 22 September 1998
- Peppol
- Active · Active since 19 Feb 2026
- Activities · NACE
Niet-gespecialiseerde detailhandel waarbij voedings- en genotmiddelen overheersen
Niet-gespecialiseerde groothandel in niet-diepgevroren voedingsmiddelen, dranken en genotmiddelen
Overige niet-gespecialiseerde groothandel in voedings- en genotmiddelen
Niet-gespecialiseerde groothandel
Overige groothandel