Warning lights
Signals from the annual accounts, the CBE and the Official Gazette, each with its threshold and source. No score, no verdict.
-
Tight liquidity NBB
Cash and receivables cover 28 % of short-term debt in 2025; threshold 65 %.
Financials
Financial year 2025
PICARD BELGIQUE - BELGIE from Elsene, company number BE0843804780, closed financial year 2025 with a result of € -113,659 after tax. For that financial year PICARD BELGIQUE - BELGIE recorded revenue of € 19.8 million and equity of € 1.2 million. Compared with financial year 2024, the result moved from € 81,543 to € -113,659. The company made a loss. The company holds a healthy buffer. Debts are under control. The most recent annual accounts were filed with the National Bank of Belgium on November 28, 2025.
€ 1.2 million
▼ 9% vs 2024
Assets minus debts, by the books. What is left if everything were sold and paid today.
€ -113,659
▼ still € 81,543 profit in 2024
Profit after tax over the fiscal year.
€ 866,904
▼ 51% vs 2024
Cash and bank balances on the last day of the fiscal year.
Loss, nothing to pay out
Reserves fell to € -683,987.
People and assets in 2025
62.4
▲ 9.9 vs 2024
Average over the fiscal year, from the social balance sheet.
€ 2.8 million
▲ 11% vs 2024
€ 45,500 per full-time equivalent. Payroll staff only. What the director pays themselves is already netted into the gross margin and is not shown separately in the accounts.
€ 87,438
▲ 54% vs 2024
Book value of vehicles, furniture and equipment.
Debts at end 2025
None
No bank loans on the last day of the fiscal year.
€ 2.3 million
▼ 8% vs 2024
Supplier invoices still open on the last day of the fiscal year. Pays suppliers within 52 days on average.
€ 676,385
▲ 46% vs 2024
Taxes, VAT and social contributions still to pay.
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| 2022 | 2023 | 2024 | 2025 | Change 2024 → 2025 | |
|---|---|---|---|---|---|
| Revenue | € 17,386,415 | € 17,899,800 | € 19,779,964 | € 19,826,464 | |
| Profit after taxes | € 54,822 | € 55,326 | € 81,543 | € -113,659 | ▼ € 195,202 |
| Equity | € 1,193,078 | € 1,248,404 | € 1,329,948 | € 1,216,288 | ▼ 9% |
| Total debts | € 3,219,137 | € 2,945,744 | € 3,775,479 | € 3,850,836 | ▲ 2% |
| Cash | € 389,648 | € 621,062 | € 1,753,571 | € 866,904 | ▼ 51% |
| Retained profit | € -707,197 | € -651,871 | € -570,327 | € -683,987 | ▼ € 113,659 |
| Balance sheet total | € 4,412,215 | € 4,211,458 | € 5,139,563 | € 5,078,424 | ▼ 1% |
| Employees (FTE) | 51.9 | 49.4 | 52.5 | 62.4 | ▲ 9.9 |
Key figures of PICARD BELGIQUE - BELGIE, fiscal years 2022 to 2025, from the annual accounts filed with the National Bank of Belgium.Next annual account (fiscal year 2026) expected before 31 October 2026.
What happened to PICARD BELGIQUE - BELGIE?
What happened at PICARD BELGIQUE - BELGIE in recent years, according to the Belgian Official Gazette, the CBE and the National Bank:
- Cécile Guillou stepped down as director. NBB
- Guillaume DEGAUQUE stepped down as director. NBB
- Philippe MAITRE stepped down as director. NBB
- New annual accounts for financial year 2025: loss of € 113,659 (▼ € 195,202 vs 2024). filed late Source: NBB ↗
- New establishment in Seraing. KBO
- New establishment in Soumagne. KBO
- New establishment in Elsene. KBO
- Cécile Guillou became a director. NBB
In short
From € 54,822 profit in 2022 to € 113,659 loss in 2025.
Paid € 121,926 in corporate taxes since 2022.
Best year ever: 2024, with € 81,543 profit.
Pays suppliers within 52 days on average.
A new publication or filing at PICARD BELGIQUE - BELGIE? We notify you, reason included.
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De Lijn 8 June 2026 New annual account 2025
filed on 8 June 2026
What was left
€ 20 k ▼ 91%
Money in the bank
€ 178 k ▼ 98%
Open the dossier →
NMBS 8 June 2026 New annual account 2025 What was left ▼ 80%
bpost 18 May 2026 New annual account 2025 What was left from loss to profit
Management
The shares are held by PICARD INTERNATIONAL SAS (100%) and PICARD GROUPE SAS (0%).
Directors
According to the 2025 annual accounts
Guillaume DEGAUQUE
Director
since 2021 · until 2027
Philippe MAITRE
Managing director
since 2021 · until 2027
Cécile Guillou
Chairman of the board
since 2023 · until 2029
Shareholders
PICARD INTERNATIONAL SAS
100%
PICARD GROUPE SAS
0%
Participations
No participations in other companies reported.
Establishments
Establishment units
Physical locations of this company
Louizalaan 523
1050 Elsene
Chaussée de Bruxelles 120
1410 Waterloo
Active since 15 June 2012
Georges Henrilaan 170
1200 Sint-Lambrechts-Woluwe
Active since 7 September 2012
Waterloosesteenweg 670
1180 Ukkel
Active since 23 November 2012
de Hinnisdaellaan 14
1150 Sint-Pieters-Woluwe
Active since 7 December 2012
Elsense Steenweg 135
1050 Elsene
Active since 10 May 2013
Alsembergsesteenweg 646
1180 Ukkel
Active since 14 June 2013
Avenue des Princes 58
1300 Wavre
Active since 26 September 2013
Leopold I straat 525
1090 Jette
Active since 16 May 2013
Waterloosesteenweg 1345
1180 Ukkel
Active since 5 June 2014
Vanderkinderestraat 162
1180 Ukkel
Active since 1 September 2014
Leuvensesteenweg 7
1932 Zaventem
Active since 4 December 2014
Louis Mettewielaan 21 box A
1080 Sint-Jans-Molenbeek
Active since 6 November 2014
Square des Papeteries 41
1332 Rixensart
Active since 20 August 2015
Rue d'Ans 178
4000 Liège
Active since 1 June 2015
Chaussée de Marche(EP) 489
5101 Namur
Active since 10 May 2021
Kroonlaan 447
1050 Elsene
Active since 25 November 2024
Avenue de la Résistance 360
4630 Soumagne
Active since 1 April 2025
Route du Condroz 57
4100 Seraing
Active since 1 September 2025
What is an establishment unit? An establishment unit is a geographically identifiable place where activities of the enterprise are carried out.
Details
- Company number
- 0843.804.780
- VAT number
- BE 0843.804.780
- Registered office
- Louizalaan 523, 1050 Elsene
- Names & denominations
- PICARD BELGIQUE - BELGIE · P.B.B..
- Enterprise type
- Rechtspersoon
- Legal form
- Public limited company
- Legal situation
- Normale toestand
- Start date
- 20 February 2012
- Peppol
- Active · Active since 14 Oct 2025
- Activities · NACE
Niet-gespecialiseerde detailhandel waarbij voedings- en genotmiddelen overheersen
Detailhandel in niet-gespecialiseerde winkels waarbij voedings- en genotmiddelen overheersen (verkoopsoppervlakte tussen 100 m² en minder dan 400 m²)
Detailhandel in wijnen en geestrijke dranken