Financials
Financial year 2025
CERA BEHEERSMAATSCHAPPIJ - CERA SOCIETE DE GESTION from Leuven, company number BE0463489061, closed financial year 2025 with a result of € 820,437 after tax. For that financial year CERA BEHEERSMAATSCHAPPIJ - CERA SOCIETE DE GESTION recorded a gross margin of € 255,932 and equity of € 12.1 million. Compared with financial year 2024, the result moved from € 822,979 to € 820,437. The company is profitable. The buffer is growing. A strong own buffer against the debts. The most recent annual accounts were filed with the National Bank of Belgium on April 27, 2026.
€ 12.1 million
▲ 7% vs 2024
Assets minus debts, by the books. What is left if everything were sold and paid today.
€ 820,437
Profit after tax over the fiscal year.
€ 94,974
▲ 31% vs 2024
Cash and bank balances on the last day of the fiscal year.
Stays in the company
No dividend for 2025. Retained profit grew to € 12 million.
Debts at end 2025
€ 13.4 million
▼ 4% vs 2024
€ 560,000 is repaid this year. At this pace the long-term loan is gone in ≈ 24 years.
€ 514
▲ 2% vs 2024
Supplier invoices still open on the last day of the fiscal year.
€ 25,353
▲ 28% vs 2024
Corporate tax and VAT still to pay. No wage debt: nothing outstanding to staff or social security.
| 2022 | 2023 | 2024 | 2025 | Change 2024 → 2025 | |
|---|---|---|---|---|---|
| Gross margin | € 147,800 | € 210,991 | € 265,962 | € 255,932 | ▼ 4% |
| Profit after taxes | € 1,116,527 | € 1,311,009 | € 822,979 | € 820,437 | |
| Equity | € 9,139,367 | € 10,450,376 | € 11,273,355 | € 12,093,792 | ▲ 7% |
| Total debts | € 51,123,015 | € 51,123,375 | € 14,375,945 | € 13,705,590 | ▼ 5% |
| Cash | € 28,958,930 | € 29,344,451 | € 72,247 | € 94,974 | ▲ 31% |
| Retained profit | € 9,077,394 | € 10,388,403 | € 11,211,381 | € 12,031,818 | ▲ 7% |
| Bank debt | € 50,400,000 | € 50,400,000 | € 14,000,000 | € 13,440,000 | ▼ 4% |
| Balance sheet total | € 60,262,382 | € 61,573,751 | € 25,649,300 | € 25,799,382 | ▲ 1% |
Key figures of CERA BEHEERSMAATSCHAPPIJ - CERA SOCIETE DE GESTION, fiscal years 2022 to 2025, from the annual accounts filed with the National Bank of Belgium.Next annual account (fiscal year 2026) expected before 31 July 2027.
What happened to CERA BEHEERSMAATSCHAPPIJ - CERA SOCIETE DE GESTION?
What happened at CERA BEHEERSMAATSCHAPPIJ - CERA SOCIETE DE GESTION in recent years, according to the Belgian Official Gazette, the CBE and the National Bank:
- Sven Stevens stepped down as director. NBB
- Nele Smets stepped down as director. NBB
- Peter Ortmanns stepped down as director. NBB
- Daniel Jacquet stepped down as director. NBB
- Mattias Dessein stepped down as director. NBB
- Koen Albers stepped down as director. NBB
- Herman Meynen stepped down as director. NBB
- Frederik Vandepitte stepped down as director. NBB
In short
From € 1.1 million profit in 2022 to € 820,437 profit in 2025.
Best year ever: 2023, with € 1.3 million profit.
Management
The shares are held by Cera Ancora VZW (100%). It owns 100% of Cera itself.
Directors
According to the 2025 annual accounts
Liesbeth Fransen
Director
Also active at: VLAAMSE LANDMAATSCHAPPIJ, VASTGOED FRANSEN, VASTGOED FRANSEN & CO.
since 2022 · until 2026
Peter Ortmanns
Director
since 2024 · until 2028
Franky Depickere
Managing director
Also active at: BRS, ALMANCORA BEHEERSMAATSCHAPPIJ, BRS MICROFINANCE COOP
since 2022 · until 2026
since 2024 · until 2025
since 2022 · until 2026
Sven Stevens
Director
Also active at: VOKA - Kamer van Koophandel Vlaams-Brabant, Sociaal SecretariaatEASYPAY VZW-Secrétariat social EASYPAY ASBL
since 2025 · until 2029
since 2023 · until 2027
since 2023 · until 2027
Daniel Jacquet
Director
since 2024 · until 2028
since 2023 · until 2027
Stefaan Vanhoutte
Director
Also active at: ALMANCORA BEHEERSMAATSCHAPPIJ, Pathmakers, ProFinance Consult
since 2023 · until 2027
Mattias Dessein
Director
since 2024 · until 2028
Koen Albers
Director
since 2024 · until 2028
Herman Meynen
Director
since 2024 · until 2028
Frederik Vandepitte
Managing director
Also active at: BRS, KBC ANCORA, ALMANCORA BEHEERSMAATSCHAPPIJ, BRS MICROFINANCE COOP
since 2024 · until 2028
Erik Clinck
Director
Also active at: VANBREDA RISK & BENEFITS, OLO-ROTONDE, Thomas More Kempen, Thomas More Mechelen-Antwerpen, Preventieve Kinderzorg Brasschaat, PRIEEL 18, DA VINCI, INCLUSIEF
since 2023 · until 2027
Nele Smets
Director
since 2025 · until 2029
Lieven Demolder
Director
since 2024 · until 2028
Henri Vandermeulen
Vice-chairman of the board
since 2024 · until 2028
since 2024 · until 2028
since 2024 · until 2028
Shareholders
100%
Participations
100%
Establishments
Establishment units
Physical locations of this company
Muntstraat 1
3000 Leuven
Who else lives here?
A building full of entrepreneurs or one very busy letterbox? Another 7 companies are registered at this address.
All companies at this address →Cera same network
€ 19.7 million revenue · 2025
BRS same network
€ -105,869 gross margin · 2025
Cera Ancora same network
KBC ANCORA same network
ALMANCORA BEHEERSMAATSCHAPPIJ same network
€ 1,365 gross margin · 2025
+2 more
What is an establishment unit? An establishment unit is a geographically identifiable place where activities of the enterprise are carried out.
Details
- Company number
- 0463.489.061
- VAT number
- BE 0463.489.061
- Registered office
- Muntstraat 1, 3000 Leuven
- Names & denominations
- CERA BEHEERSMAATSCHAPPIJ - CERA SOCIETE DE GESTION
- Enterprise type
- Rechtspersoon
- Legal form
- Public limited company
- Legal situation
- Normale toestand
- Start date
- 2 June 1998
- Peppol
- Active · Active since 16 Jan 2025