Cera is registered with the CBE as active in: Activiteiten van holdings. Cooperative, started on 22 March 1935, 1 establishment.

What is the address of Cera?

The registered office of Cera is located at Muntstraat 1, 3000 Leuven.

Is Cera still active?

Yes. According to the CBE (29 October 2026) Cera is active, legal situation “Normale toestand”, started on 22 March 1935.

Is Cera registered on Peppol?

Yes, Cera is registered on the Peppol network with ID 0208:0403581960.

What is the enterprise number of Cera?

The enterprise number of Cera is BE0403581960.

When was Cera founded?

Cera was founded on 22 March 1935.

Who are the directors of Cera?

According to the 2025 annual accounts, the directors of Cera are: Cera Beheersmaatschappij NV.

Is Cera a reliable company?

Databakkes does not pass judgement; this is what the sources say: Active according to the CBE since 22 March 1935; 5 annual accounts filed, latest fiscal year 2025; 1 directors known from the annual account.

How much profit did Cera make in 2025?

Cera posted a profit after taxes of € 185,430,372 in financial year 2025.

What is the revenue of Cera?

In its most recent annual accounts (2025), Cera reported revenue of € 19,709,510.

How much does an employee at Cera earn?

The average wage cost per full-time employee at Cera was € 207,400 in 2025: staff costs of € 9.5 million for 45.9 FTE, according to the annual account at the National Bank. That is the employer's cost, not net pay.

How many employees does Cera have?

According to the 2025 annual accounts, Cera has 45.9 full-time equivalents (FTE).

Does Cera have a website?

Yes, Cera has a website at cera.coop.

Cera (Cooperative) - Leuven - BE0403581960

Dossier Cera, printed on 29 October 2026 from databakkes.be/en/0403581960/cera. Sources: CBE, National Bank of Belgium, Belgian Official Gazette.

Financials

Financial year 2025

Cera from Leuven, company number BE0403581960, closed financial year 2025 with a result of € 185.4 million after tax. For that financial year Cera recorded revenue of € 19.7 million and equity of € 3.3 billion. Compared with financial year 2024, the result moved from € 223 million to € 185.4 million. The company is profitable. The buffer is growing. A strong own buffer against the debts. The most recent annual accounts were filed with the National Bank of Belgium on June 8, 2026.

What it is worth Growing

€ 3.3 billion

▲ 4% vs 2024

Assets minus debts, by the books. What is left if everything were sold and paid today.

Profit Healthy

€ 185.4 million

▼ 17% vs 2024

Profit after tax over the fiscal year.

Cash in the bank

€ 2 million

▼ 31% vs 2024

Cash and bank balances on the last day of the fiscal year.

Where the profit goes Pays out

€ 28.2 million paid out

15 % of the profit went to the shareholders, mostly to CERA BEHEERSMAATSCHAPPIJ - CERA SOCIETE DE GESTION (100 % of the shares). That is where the money ends up.

People and assets in 2025

Full-time equivalents

45.9

▲ 0.7 vs 2024

Average over the fiscal year, from the social balance sheet.

Wage cost Staff costs are payroll only. Director pay sits with services and miscellaneous goods: € 48.9 million in 2025, together with rent, insurance, accountants and other services. The accounts do not split that further.

€ 9.5 million

▲ 3% vs 2024

€ 207,400 per full-time equivalent. Payroll staff only. What the director pays themselves is already netted into the gross margin and is not shown separately in the accounts.

Vehicles and equipment

€ 238,278

▼ 24% vs 2024

Book value of vehicles, furniture and equipment.

Debts at end 2025

Bank debt

None

No bank loans on the last day of the fiscal year.

Owed to suppliers

€ 5.8 million

▼ 11% vs 2024

Supplier invoices still open on the last day of the fiscal year. Pays suppliers within 43 days on average.

Taxes and wages

€ 2.4 million

▼ 3% vs 2024

Taxes, VAT and social contributions still to pay.

Key figures per fiscal year Download key figures (CSV)
	2022	2023	2024	2025	Change 2024 → 2025
Revenue	€ 13,006,314 Revenue 2022: € 13,006,314 First fiscal year in the series	€ 14,575,839 Revenue 2023: € 14,575,839 ▲ 12% vs 2022 (€ 13,006,314) Favourable step	€ 16,796,810 Revenue 2024: € 16,796,810 ▲ 15% vs 2023 (€ 14,575,839) Favourable step	€ 19,709,510 Revenue 2025: € 19,709,510 ▲ 17% vs 2024 (€ 16,796,810) Favourable step	▲ 17%
Profit after taxes	€ 340,224,422 Profit after taxes 2022: € 340,224,422 First fiscal year in the series	€ 172,228,382 Profit after taxes 2023: € 172,228,382 ▼ 49% vs 2022 (€ 340,224,422) Unfavourable step	€ 223,039,198 Profit after taxes 2024: € 223,039,198 ▲ 30% vs 2023 (€ 172,228,382) Favourable step	€ 185,430,372 Profit after taxes 2025: € 185,430,372 ▼ 17% vs 2024 (€ 223,039,198) Unfavourable step	▼ 17%
Equity	€ 2,840,731,098 Equity 2022: € 2,840,731,098 First fiscal year in the series	€ 2,968,381,206 Equity 2023: € 2,968,381,206 ▲ 4% vs 2022 (€ 2,840,731,098) Favourable step	€ 3,125,216,167 Equity 2024: € 3,125,216,167 ▲ 5% vs 2023 (€ 2,968,381,206) Favourable step	€ 3,251,604,836 Equity 2025: € 3,251,604,836 ▲ 4% vs 2024 (€ 3,125,216,167) Favourable step	▲ 4%
Total debts	€ 38,428,262 Total debts 2022: € 38,428,262 First fiscal year in the series	€ 37,779,763 Total debts 2023: € 37,779,763 ▼ 2% vs 2022 (€ 38,428,262) Favourable step	€ 39,575,706 Total debts 2024: € 39,575,706 ▲ 5% vs 2023 (€ 37,779,763) Unfavourable step	€ 39,226,909 Total debts 2025: € 39,226,909 ▼ 1% vs 2024 (€ 39,575,706) Favourable step	▼ 1%
Cash	€ 413,866,226 Cash 2022: € 413,866,226 First fiscal year in the series	€ 1,901,854 Cash 2023: € 1,901,854 ▼ € 412 million vs 2022 (€ 413,866,226) Unfavourable step	€ 2,942,281 Cash 2024: € 2,942,281 ▲ 55% vs 2023 (€ 1,901,854) Favourable step	€ 2,042,487 Cash 2025: € 2,042,487 ▼ 31% vs 2024 (€ 2,942,281) Unfavourable step	▼ 31%
Land & buildings	€ 22,234,511 Land & buildings 2022: € 22,234,511 First fiscal year in the series	€ 21,495,331 Land & buildings 2023: € 21,495,331 ▼ 3% vs 2022 (€ 22,234,511) Unchanged	€ 20,677,869 Land & buildings 2024: € 20,677,869 ▼ 4% vs 2023 (€ 21,495,331) Unchanged	€ 19,848,188 Land & buildings 2025: € 19,848,188 ▼ 4% vs 2024 (€ 20,677,869) Unchanged	▼ 4%
Retained profit	€ 2,186,236,324 Retained profit 2022: € 2,186,236,324 First fiscal year in the series	€ 2,290,535,131 Retained profit 2023: € 2,290,535,131 ▲ 5% vs 2022 (€ 2,186,236,324) Favourable step	€ 2,430,367,772 Retained profit 2024: € 2,430,367,772 ▲ 6% vs 2023 (€ 2,290,535,131) Favourable step	€ 2,533,066,137 Retained profit 2025: € 2,533,066,137 ▲ 4% vs 2024 (€ 2,430,367,772) Favourable step	▲ 4%
Dividend	€ 28,037,281 Dividend 2022: € 28,037,281 First fiscal year in the series	€ 26,665,842 Dividend 2023: € 26,665,842 ▼ 5% vs 2022 (€ 28,037,281) Unchanged	€ 27,391,841 Dividend 2024: € 27,391,841 ▲ 3% vs 2023 (€ 26,665,842) Unchanged	€ 28,162,767 Dividend 2025: € 28,162,767 ▲ 3% vs 2024 (€ 27,391,841) Unchanged	▲ 3%
Balance sheet total	€ 2,879,159,360 Balance sheet total 2022: € 2,879,159,360 First fiscal year in the series	€ 3,006,160,968 Balance sheet total 2023: € 3,006,160,968 ▲ 4% vs 2022 (€ 2,879,159,360) Unchanged	€ 3,164,791,874 Balance sheet total 2024: € 3,164,791,874 ▲ 5% vs 2023 (€ 3,006,160,968) Unchanged	€ 3,290,831,745 Balance sheet total 2025: € 3,290,831,745 ▲ 4% vs 2024 (€ 3,164,791,874) Unchanged	▲ 4%
Employees (FTE)	44.3 Employees (FTE) 2022: 44.3 First fiscal year in the series	45.1 Employees (FTE) 2023: 45.1 ▲ 0.8 vs 2022 (44.3) Unchanged	45.2 Employees (FTE) 2024: 45.2 ▲ 0.1 vs 2023 (45.1) Unchanged	45.9 Employees (FTE) 2025: 45.9 ▲ 0.7 vs 2024 (45.2) Unchanged	▲ 0.7

Key figures of Cera, fiscal years 2022 to 2025, from the annual accounts filed with the National Bank of Belgium.Next annual account (fiscal year 2026) expected before 31 July 2027.

What happened to Cera?

What happened at Cera in recent years, according to the Belgian Official Gazette, the CBE and the National Bank:

Jun 8, 2026 New annual accounts for financial year 2025: profit of € 185.4 million (▼ 17% vs 2024). Source: NBB ↗
Sep 1, 2001 New establishment in Leuven. KBO
1998 Cera Beheersmaatschappij NV became a director. NBB
Mar 22, 1935 Start of the company according to the CBE. KBO

In short

From € 340.2 million profit in 2022 to € 185.4 million profit in 2025.

Paid € 19,762 in corporate taxes since 2022.

Best year ever: 2022, with € 340.2 million profit.

Paid out € 110.3 million in dividends to the owners in total.

Original PDFs at the National Bank ↗

Management

CERA BEHEERSMAATSCHAPPIJ - CERA SOCIETE DE GESTION 100%

The stake of CERA BEHEERSMAATSCHAPPIJ - CERA SOCIETE DE GESTION comes from that shareholder’s own annual accounts; small companies do not report their shareholders themselves.

Cera

KBC Ancora 52.2%

BRS Microfinance Coop 45.6%

KBC Groep (geconsolideerd) 4%

Behind Cera is Cera Beheersmaatschappij NV. The shares are held by CERA BEHEERSMAATSCHAPPIJ - CERA SOCIETE DE GESTION (100%). It owns 52.2% of KBC Ancora, 45.6% of BRS Microfinance Coop and 4% of KBC Groep (geconsolideerd) itself.

Directors

According to the 2025 annual accounts

Cera Beheersmaatschappij NV

Administrator-manager · represented by Frederik Vandepitte

since 1998

Shareholders

CERA BEHEERSMAATSCHAPPIJ - CERA SOCIETE DE GESTION

100%

Participations

KBC Ancora

52.2%

BRS Microfinance Coop

45.6%

KBC Groep (geconsolideerd)

Establishments

Establishment units

Physical locations of this company

Registered office

Muntstraat 1

3000 Leuven

Who else lives here?

A building full of entrepreneurs or one very busy letterbox? Another 7 companies are registered at this address.

All companies at this address →

BRS

€ -105,869 gross margin · 2025

Cera Ancora

CERA BEHEERSMAATSCHAPPIJ - CERA SOCIETE DE GESTION same network

€ 255,932 gross margin · 2025

KBC ANCORA same network

ALMANCORA BEHEERSMAATSCHAPPIJ

€ 1,365 gross margin · 2025

+2 more

What is an establishment unit? An establishment unit is a geographically identifiable place where activities of the enterprise are carried out.

Website

HTTPS cera.coop

Canonical: https://www.cera.coop/nl/particulieren

Technologies

ASP.NETCookie ConsentGoogle FontsGoogle MapsSlicklazysizes

Hosting & Email

Email provider

Self-hosted

Hosting

MICROSOFT-CORP-MSN-AS-BLOCK - Microsoft Corporation, US

Domain

cera.coop

Registered

2013-11-12

Registrar

Ascio Technologies, Inc. - Denmark

Expires

2026-11-12

Website info

HTTPS Ja

Languages NL

Features

Webshop Blog Client portal Contact page

Security

✓ HTTPS

✗ SPF

✓ DMARC

Details

Company number

0403.581.960

VAT number

BE 0403.581.960

Registered office

Muntstraat 1, 3000 Leuven

Names & denominations

Cera · Lijst overgenomen CERA-vennootschappen zie BS 08-04-98 NR 69 blz. 10717

Enterprise type

Rechtspersoon

Legal form

Cooperative company

Legal situation

Normale toestand

Start date

22 March 1935

Peppol

Active · Active since 16 Jan 2025

Contact

cera.coop

Activities · NACE

Activiteiten van holdings

Financiële holdings

Detailhandel in boeken, kranten, tijdschriften en kantoorbehoeften

Holdings

Diensten verwant aan de scheppende en uitvoerende kunst

Detailhandel in kranten en andere tijdschriften

Gespecialiseerde beeld-, verlichtings- en geluidstechnieken

Detailhandel in kranten en kantoorbehoeften in gespecialiseerde winkels

View on CBE Public ↗ Annual accounts (NBB) ↗