What is the address of FINANCIERE DU BEFFROI?

The registered office of FINANCIERE DU BEFFROI is located at Quai Andreï Sakharov(TOU) 30, 7500 Tournai.

Is FINANCIERE DU BEFFROI still active?

Yes. According to the CBE (30 October 2026) FINANCIERE DU BEFFROI is active, legal situation “Normale toestand”, started on 23 September 2014.

Is FINANCIERE DU BEFFROI registered on Peppol?

Yes, FINANCIERE DU BEFFROI is registered on the Peppol network with ID 0208:0562899116.

What is the enterprise number of FINANCIERE DU BEFFROI?

The enterprise number of FINANCIERE DU BEFFROI is BE0562899116.

When was FINANCIERE DU BEFFROI founded?

FINANCIERE DU BEFFROI was founded on 23 September 2014.

Who are the directors of FINANCIERE DU BEFFROI?

According to the 2025 annual accounts, the directors of FINANCIERE DU BEFFROI are: Sylvain TESSE.

Is FINANCIERE DU BEFFROI a reliable company?

Databakkes does not pass judgement; this is what the sources say: Active according to the CBE since 23 September 2014; 5 annual accounts filed, latest fiscal year 2025; 1 directors known from the annual account.

How much profit did FINANCIERE DU BEFFROI make in 2025?

FINANCIERE DU BEFFROI recorded a loss after taxes of € 1,269,410 in financial year 2025.

What is the revenue of FINANCIERE DU BEFFROI?

As a small company, FINANCIERE DU BEFFROI is not required to publish revenue in its annual accounts. In financial year 2025, its added value was € 50,302.

How much does an employee at FINANCIERE DU BEFFROI earn?

The average wage cost per full-time employee at FINANCIERE DU BEFFROI was € 45,900 in 2024: staff costs of € 45,916 for 1 FTE, according to the annual account at the National Bank. That is the employer's cost, not net pay.

How many employees does FINANCIERE DU BEFFROI have?

According to the 2025 annual accounts, FINANCIERE DU BEFFROI has 0.8 full-time equivalents (FTE).

FINANCIERE DU BEFFROI (Private Limited) - Tournai

Dossier FINANCIERE DU BEFFROI, printed on 30 October 2026 from databakkes.be/en/0562899116/financiere-du-beffroi. Sources: CBE, National Bank of Belgium, Belgian Official Gazette.

Warning lights

Signals from the annual accounts, the CBE and the Official Gazette, each with its threshold and source. No score, no verdict.

Tight liquidity NBB

Cash and receivables cover 1 % of short-term debt in 2025; threshold 65 %.

Financials

Financial year 2025

FINANCIERE DU BEFFROI from Tournai, company number BE0562899116, closed financial year 2025 with a result of € -1.3 million after tax. For that financial year FINANCIERE DU BEFFROI recorded a gross margin of € 50,302 and equity of € 1.1 million. Compared with financial year 2024, the result moved from € 20,111 to € -1.3 million. The company made a loss. The buffer shrank hard: equity is 54 % below last year. A strong own buffer against the debts. The most recent annual accounts were filed with the National Bank of Belgium on July 8, 2026.

What it is worth Shrank hard

€ 1.1 million

▼ 54% vs 2024

Assets minus debts, by the books. What is left if everything were sold and paid today.

Loss Caution

€ -1.3 million

▼ still € 20,111 profit in 2024

Profit after tax over the fiscal year.

Cash in the bank

€ 2,557

▼ 74% vs 2024

Cash and bank balances on the last day of the fiscal year.

Where the profit goes Caution

Loss, nothing to pay out

Reserves fell to € 895,134.

People and assets in 2025

Full-time equivalents

0.8

▼ 0.2 vs 2024

Average over the fiscal year, from the social balance sheet.

Wage cost

€ 20,046

▼ 56% vs 2024

Payroll staff only. What the director pays themselves is already netted into the gross margin and is not shown separately in the accounts.

Debts at end 2025

Bank debt ≈ 6 years to go The accounts give the long-term loan and the part due within the year. The remainder divided by that part is the number of years at an equal pace; a new loan or early repayment changes it.

€ 110,833

▼ 43% vs 2024

€ 19,000 is repaid this year. At this pace the long-term loan is gone in ≈ 6 years.

Owed to suppliers

€ 464

▼ 92% vs 2024

Supplier invoices still open on the last day of the fiscal year.

Taxes

€ 434

▼ 99% vs 2024

Corporate tax and VAT still to pay. No wage debt: nothing outstanding to staff or social security.

Key figures per fiscal year Download key figures (CSV)
	2022	2023	2024	2025	Change 2024 → 2025
Gross margin	€ 196,359 Gross margin 2022: € 196,359 First fiscal year in the series	€ 197,565 Gross margin 2023: € 197,565 ▲ 1% vs 2022 (€ 196,359) Favourable step	€ 140,162 Gross margin 2024: € 140,162 ▼ 29% vs 2023 (€ 197,565) Unfavourable step	€ 50,302 Gross margin 2025: € 50,302 ▼ 64% vs 2024 (€ 140,162) Unfavourable step	▼ 64%
Profit after taxes	€ 76,273 Profit after taxes 2022: € 76,273 First fiscal year in the series	€ 71,034 Profit after taxes 2023: € 71,034 ▼ 7% vs 2022 (€ 76,273) Unfavourable step	€ 20,111 Profit after taxes 2024: € 20,111 ▼ 72% vs 2023 (€ 71,034) Unfavourable step	€ -1,269,410 Profit after taxes 2025: € -1,269,410 ▼ € 1.3 million vs 2024 (€ 20,111) Unfavourable step	▼ € 1.3 million
Equity	€ 2,273,399 Equity 2022: € 2,273,399 First fiscal year in the series	€ 2,344,433 Equity 2023: € 2,344,433 ▲ 3% vs 2022 (€ 2,273,399) Favourable step	€ 2,364,544 Equity 2024: € 2,364,544 ▲ 1% vs 2023 (€ 2,344,433) Favourable step	€ 1,095,134 Equity 2025: € 1,095,134 ▼ 54% vs 2024 (€ 2,364,544) Unfavourable step	▼ 54%
Total debts	€ 578,167 Total debts 2022: € 578,167 First fiscal year in the series	€ 456,395 Total debts 2023: € 456,395 ▼ 21% vs 2022 (€ 578,167) Favourable step	€ 354,320 Total debts 2024: € 354,320 ▼ 22% vs 2023 (€ 456,395) Favourable step	€ 338,970 Total debts 2025: € 338,970 ▼ 4% vs 2024 (€ 354,320) Favourable step	▼ 4%
Cash	€ 24,326 Cash 2022: € 24,326 First fiscal year in the series	€ 21,127 Cash 2023: € 21,127 ▼ 13% vs 2022 (€ 24,326) Unfavourable step	€ 9,916 Cash 2024: € 9,916 ▼ 53% vs 2023 (€ 21,127) Unfavourable step	€ 2,557 Cash 2025: € 2,557 ▼ 74% vs 2024 (€ 9,916) Unfavourable step	▼ 74%
Land & buildings	€ 237,120 Land & buildings 2022: € 237,120 First fiscal year in the series	€ 230,211 Land & buildings 2023: € 230,211 ▼ 3% vs 2022 (€ 237,120) Unchanged	€ 223,371 Land & buildings 2024: € 223,371 ▼ 3% vs 2023 (€ 230,211) Unchanged	€ 216,462 Land & buildings 2025: € 216,462 ▼ 3% vs 2024 (€ 223,371) Unchanged	▼ 3%
Retained profit	€ 2,073,399 Retained profit 2022: € 2,073,399 First fiscal year in the series	€ 2,144,433 Retained profit 2023: € 2,144,433 ▲ 3% vs 2022 (€ 2,073,399) Favourable step	€ 2,164,544 Retained profit 2024: € 2,164,544 ▲ 1% vs 2023 (€ 2,144,433) Favourable step	€ 895,134 Retained profit 2025: € 895,134 ▼ 59% vs 2024 (€ 2,164,544) Unfavourable step	▼ 59%
Bank debt	€ 465,488 Bank debt 2022: € 465,488 First fiscal year in the series	€ 325,768 Bank debt 2023: € 325,768 ▼ 30% vs 2022 (€ 465,488) Favourable step	€ 195,908 Bank debt 2024: € 195,908 ▼ 40% vs 2023 (€ 325,768) Favourable step	€ 110,833 Bank debt 2025: € 110,833 ▼ 43% vs 2024 (€ 195,908) Favourable step	▼ 43%
Balance sheet total	€ 2,851,566 Balance sheet total 2022: € 2,851,566 First fiscal year in the series	€ 2,800,828 Balance sheet total 2023: € 2,800,828 ▼ 2% vs 2022 (€ 2,851,566) Unchanged	€ 2,718,865 Balance sheet total 2024: € 2,718,865 ▼ 3% vs 2023 (€ 2,800,828) Unchanged	€ 1,434,105 Balance sheet total 2025: € 1,434,105 ▼ 47% vs 2024 (€ 2,718,865) Unchanged	▼ 47%
Employees (FTE)	1 Employees (FTE) 2022: 1 First fiscal year in the series	1 Employees (FTE) 2023: 1 Unchanged (1) Unchanged	1 Employees (FTE) 2024: 1 Unchanged (1) Unchanged	0.8 Employees (FTE) 2025: 0.8 ▼ 0.2 vs 2024 (1) Unchanged	▼ 0.2

Key figures of FINANCIERE DU BEFFROI, fiscal years 2022 to 2025, from the annual accounts filed with the National Bank of Belgium.Next annual account (fiscal year 2026) expected before 31 July 2027.

What happened to FINANCIERE DU BEFFROI?

What happened at FINANCIERE DU BEFFROI in recent years, according to the Belgian Official Gazette, the CBE and the National Bank:

Jul 8, 2026 New annual accounts for financial year 2025: loss of € 1.3 million (▼ € 1.3 million vs 2024). Source: NBB ↗
2025 Sylvain TESSE became a director. NBB
Jul 25, 2016 New establishment in Tournai. KBO
Sep 23, 2014 Start of the company according to the CBE. KBO

In short

From € 76,273 profit in 2022 to € 1.3 million loss in 2025.

Paid € 70,892 in corporate taxes since 2022.

Best year ever: 2022, with € 76,273 profit.

On average € 140,200 of value added per employee in 2024.

Original PDFs at the National Bank ↗

Management

TESSE SYLVAIN 100%

The stake of TESSE SYLVAIN comes from that shareholder’s own annual accounts; small companies do not report their shareholders themselves.

FINANCIERE DU BEFFROI

TOURNAI ASSURANCES 100%

Behind FINANCIERE DU BEFFROI is Sylvain TESSE. The shares are held by TESSE SYLVAIN (100%). It owns 100% of TOURNAI ASSURANCES itself.

Directors

According to the 2025 annual accounts

Sylvain TESSE

Director

Also active at: TOURNAI ASSURANCES

since 2025

Shareholders

TESSE SYLVAIN

100%

Participations

TOURNAI ASSURANCES

100%

Establishments

Establishment units

Physical locations of this company

Registered office

Quai Andreï Sakharov(TOU) 30

7500 Tournai

Who else lives here?

A building full of entrepreneurs or one very busy letterbox? Another 2 companies are registered at this address.

All companies at this address →

TOURNAI ASSURANCES same network

€ 318,331 gross margin · 2025

FRANCOIS DROULEZ ASSURANCES

€ 270,369 gross margin · 2025

What is an establishment unit? An establishment unit is a geographically identifiable place where activities of the enterprise are carried out.

Details

Company number: 0562.899.116
VAT number: BE 0562.899.116
Registered office: Quai Andreï Sakharov(TOU) 30, 7500 Tournai
Names & denominations: FINANCIERE DU BEFFROI
Enterprise type: Rechtspersoon
Legal form: Private limited company
Legal situation: Normale toestand
Start date: 23 September 2014
Peppol: Active · Active since 21 Oct 2026

View on CBE Public ↗ Annual accounts (NBB) ↗