Warning lights
Signals from the annual accounts, the CBE and the Official Gazette, each with its threshold and source. No score, no verdict.
-
Two loss years in a row NBB
Negative result in 2023 and 2024.
-
Tight liquidity NBB
Cash and receivables cover 35 % of short-term debt in 2024; threshold 65 %.
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Shrinking team NBB
FTE fell two years in a row, from 7 to 2.6.
Financials
Financial year 2024
FMH from Leuven, company number BE0462535887, closed financial year 2024 with a result of € -28,799 after tax. For that financial year FMH recorded a gross margin of € 170,210 and equity of € 578,162. Compared with financial year 2023, the result moved from € -29,213 to € -28,799. The company made a loss. The company holds a healthy buffer. Debts are under control. The most recent annual accounts were filed with the National Bank of Belgium on October 22, 2025.
€ 578,162
▼ 5% vs 2023
Assets minus debts, by the books. What is left if everything were sold and paid today.
€ -28,799
▲ 1 % less loss than in 2023
Profit after tax over the fiscal year.
Loss, nothing to pay out
Reserves fell to € 23,375.
People and assets in 2024
2.6
▼ 2.4 vs 2023
Average over the fiscal year, from the social balance sheet.
€ 67,982
▼ 61% vs 2023
€ 26,100 per full-time equivalent. Payroll staff only. What the director pays themselves is already netted into the gross margin and is not shown separately in the accounts.
€ 3,102
▼ 52% vs 2023
Book value of vehicles, furniture and equipment.
Debts at end 2024
€ 823,878
▲ 17% vs 2023
€ 39,509 is repaid this year. At this pace the long-term loan is gone in ≈ 21 years.
€ 243,391
▲ 42% vs 2023
Supplier invoices still open on the last day of the fiscal year.
€ 43,612
▼ 6% vs 2023
Taxes, VAT and social contributions still to pay.
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| 2021 | 2022 | 2023 | 2024 | Change 2023 → 2024 | |
|---|---|---|---|---|---|
| Gross margin | € 319,719 | € 309,675 | € 255,607 | € 170,210 | ▼ 33% |
| Profit after taxes | € 63,590 | € -1,292 | € -29,213 | € -28,799 | ▲ € 413 |
| Equity | € 216,272 | € 214,979 | € 606,962 | € 578,162 | ▼ 5% |
| Total debts | € 1,166,645 | € 1,263,965 | € 1,329,639 | € 1,318,804 | ▼ 1% |
| Cash | € 36,099 | € 10,134 | - | - | |
| Land & buildings | € 980,399 | € 1,129,523 | € 1,513,917 | € 1,441,593 | ▼ 5% |
| Retained profit | € 82,679 | € 81,387 | € 52,175 | € 23,375 | ▼ 55% |
| Bank debt | € 813,635 | € 744,697 | € 705,745 | € 823,878 | ▲ 17% |
| Balance sheet total | € 1,382,916 | € 1,478,944 | € 1,936,601 | € 1,896,966 | ▼ 2% |
| Employees (FTE) | - | 7 | 5 | 2.6 | ▼ 2.4 |
Key figures of FMH, fiscal years 2021 to 2024, from the annual accounts filed with the National Bank of Belgium.The annual account for fiscal year 2025 has not been filed yet; it was expected before 31 July 2026.
What happened to FMH?
What happened at FMH in recent years, according to the Belgian Official Gazette, the CBE and the National Bank:
- New annual accounts for financial year 2024: loss of € 28,799. filed late Source: NBB ↗
- Gosiau CommV became a director. NBB
- Marina Crombez became a director. NBB
- Stephan Gosiau became a director. NBB
- Stephanie Gosiau became a director. NBB
- New establishment in Leuven. KBO
- Start of the company according to the CBE. KBO
In short
From € 63,590 profit in 2021 to € 28,799 loss in 2024.
Paid € 13,115 in corporate taxes since 2021.
Best year ever: 2021, with € 63,590 profit.
On average € 65,500 of value added per employee in 2024.
A new publication or filing at FMH? We notify you, reason included.
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De Lijn 8 June 2026 New annual account 2025
filed on 8 June 2026
What was left
€ 20 k ▼ 91%
Money in the bank
€ 178 k ▼ 98%
Open the dossier →
NMBS 8 June 2026 New annual account 2025 What was left ▼ 80%
bpost 18 May 2026 New annual account 2025 What was left from loss to profit
Management
Behind FMH are Gosiau CommV, Marina Crombez, Stephan Gosiau and Stephanie Gosiau.
Directors
According to the 2024 annual accounts
Director · represented by Gregory Gosiau
since 2021
Marina Crombez
Director
since 2021
Stephan Gosiau
Director
since 2021
Stephanie Gosiau
Director
since 2021
Establishments
Establishment units
Physical locations of this company
Musbergpad 51
3010 Leuven
Mechelsestraat 129
3000 Leuven
Active since 12 February 1998
Who else lives here?
A building full of entrepreneurs or one very busy letterbox? Another 2 companies are registered at this address.
All companies at this address →What is an establishment unit? An establishment unit is a geographically identifiable place where activities of the enterprise are carried out.
Details
- Company number
- 0462.535.887
- VAT number
- BE 0462.535.887
- Registered office
- Musbergpad 51, 3010 Leuven
- Names & denominations
- FMH · F.M.H.
- Enterprise type
- Rechtspersoon
- Legal form
- Private limited company
- Legal situation
- Normale toestand
- Start date
- 11 February 1998
- Peppol
- Active · Active since 7 Nov 2024
- Activities · NACE
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