Warning lights
Signals from the annual accounts, the CBE and the Official Gazette, each with its threshold and source. No score, no verdict.
-
Negative equity NBB
More debt than assets in 4 of the last 4 fiscal years.
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Two loss years in a row NBB
Negative result in 2023 and 2025.
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Tight liquidity NBB
Cash and receivables cover 24 % of short-term debt in 2025; threshold 65 %.
Financials
Financial year 2025
HD & CO from Roeselare, company number BE0462408403, closed financial year 2025 with a result of € -631,030 after tax. For that financial year HD & CO recorded a gross margin of € 684,260 and equity of € -1.5 million. Compared with financial year 2023, the result moved from € -180,959 to € -631,030. The company made a loss. More debts than assets. High debts against a small own buffer. The most recent annual accounts were filed with the National Bank of Belgium on October 23, 2025.
€ -1.5 million
▼ € 618,636 vs 2023
Assets minus debts, by the books. What is left if everything were sold and paid today.
€ -631,030
▼ 249 % more loss than in 2023
Profit after tax over the fiscal year.
€ 389
▲ 47% vs 2023
Cash and bank balances on the last day of the fiscal year.
Loss, nothing to pay out
Reserves fell to € -1.9 million.
People and assets in 2025
€ 1,400
Book value of vehicles, furniture and equipment.
Debts at end 2025
€ 700,000
▲ 180% vs 2023
Loans from banks and other lenders, long and short.
€ 573,871
▲ 23% vs 2023
Supplier invoices still open on the last day of the fiscal year.
€ 478
▼ 97% vs 2023
Corporate tax and VAT still to pay. No wage debt: nothing outstanding to staff or social security.
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| 2021 | 2022 | 2023 | 2025 | Change 2023 → 2025 | |
|---|---|---|---|---|---|
| Gross margin | € -715,521 | € 163,603 | € 25,809 | € 684,260 | ▲ € 658,451 |
| Profit after taxes | € -979,438 | € -172,899 | € -180,959 | € -631,030 | ▼ € 450,071 |
| Equity | € -509,910 | € -682,809 | € -863,768 | € -1,482,403 | ▼ € 618,636 |
| Total debts | € 4,177,105 | € 7,136,671 | € 7,042,816 | € 6,053,517 | ▼ 14% |
| Cash | € 65,430 | € 24,484 | € 265 | € 389 | ▲ 47% |
| Land & buildings | € 381,408 | € 381,408 | € 381,408 | € 381,408 | |
| Retained profit | € -897,515 | € -1,070,414 | € -1,251,373 | € -1,882,403 | ▼ € 631,030 |
| Bank debt | € 250,000 | € 250,000 | € 250,000 | € 700,000 | ▲ 180% |
| Balance sheet total | € 3,667,195 | € 6,453,862 | € 6,179,049 | € 4,571,113 | ▼ 26% |
Key figures of HD & CO, fiscal years 2021 to 2025, from the annual accounts filed with the National Bank of Belgium.Next annual account (fiscal year 2026) expected before 31 October 2026.
What happened to HD & CO?
What happened at HD & CO in recent years, according to the Belgian Official Gazette, the CBE and the National Bank:
- New annual accounts for financial year 2025: loss of € 631,030. Source: NBB ↗
- H & D NV became a director. NBB
- New establishment in Roeselare. KBO
- Start of the company according to the CBE. KBO
In short
From € 979,438 loss in 2021 to € 631,030 loss in 2025.
Paid € 15,701 in corporate taxes since 2021.
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De Lijn 8 June 2026 New annual account 2025
filed on 8 June 2026
What was left
€ 20 k ▼ 91%
Money in the bank
€ 178 k ▼ 98%
Open the dossier →
NMBS 8 June 2026 New annual account 2025 What was left ▼ 80%
bpost 18 May 2026 New annual account 2025 What was left from loss to profit
Management
Behind HD & CO is H & D NV. H & D NV is also behind Haco, Herman Heughebaert, HIMCO, HACO SERVICE COMPANY and PROMA.
Directors
According to the 2025 annual accounts
Director · represented by Havegeer FRANCKY
Also active at: Haco, Herman Heughebaert, HIMCO, HACO SERVICE COMPANY, PROMA, MAILLARD'S LINDE, MAILLARD'S HOLDING, HADEVE +1 more
since 2024
Establishments
Establishment units
Physical locations of this company
Oekensestraat 132
8800 Roeselare
Oekensestraat 120
8800 Roeselare
Active since 25 February 1998
What is an establishment unit? An establishment unit is a geographically identifiable place where activities of the enterprise are carried out.
Details
- Company number
- 0462.408.403
- VAT number
- BE 0462.408.403
- Registered office
- Oekensestraat 132, 8800 Roeselare
- Names & denominations
- HD & CO
- Enterprise type
- Rechtspersoon
- Legal form
- Private limited company
- Legal situation
- Normale toestand
- Start date
- 12 January 1998
- Peppol
- Active · Active since 27 Mar 2026
- Activities · NACE
Groothandel in huishoudtextiel en beddengoed
Groothandel in textiel
Detailhandel in schoeisel
Detailhandel in huishoudtextiel en beddengoed
Detailhandel in dames-, heren-, baby- en kinderboven- en onderkleding en kledingaccessoires (algemeen assortiment)
Detailhandel in ijzerwaren, bouwmaterialen, verf en glas (algemeen assortiment)
Detailhandel in ijzerwaren, verf, bouwmaterialen en glas (inclusief doe-het-zelfzaken) met een verkoopsoppervlakte vanaf 400 m2.
Detailhandel in textiel
+1