Active · per the CBE, 30 September 2026

AEDES

BE0460855809

Rechtspersoon Public limited company 2 establishments

AEDES is an insurance broker in Namur. Public Limited, started on 13 June 1997, 2 establishments.

Route des Canons 3, 5000 Namur

Active for

29 year, 3 months

Financials

Financial year 2025

AEDES from Namur, company number BE0460855809, closed financial year 2025 with a result of € 904,138 after tax. For that financial year AEDES recorded revenue of € 22.1 million and equity of € 7.5 million. Compared with financial year 2024, the result moved from € 796,568 to € 904,138. Profitable, and profit is growing. The buffer is growing. A strong own buffer against the debts. The most recent annual accounts were filed with the National Bank of Belgium on July 15, 2026.

What it is worth Growing

€ 7.5 million

Assets minus debts, by the books. What is left if everything were sold and paid today.

Profit Growing

€ 904,138

▲ 14% vs 2024

Profit after tax over the fiscal year.

Cash in the bank

€ 2.1 million

▼ 13% vs 2024

Cash and bank balances on the last day of the fiscal year.

Where the profit goes Pays out

€ 900,000 paid out

100 % of the profit went to the shareholders, mostly to MONCEAU INTERNATIONAL SA (100 % of the shares). That is where the money ends up.

People and assets in 2025

Full-time equivalents

53.6

▲ 16.1 vs 2024

Average over the fiscal year, from the social balance sheet.

Wage cost

€ 5 million

▲ 12% vs 2024

€ 93,800 per full-time equivalent. Payroll staff only. What the director pays themselves is already netted into the gross margin and is not shown separately in the accounts.

Vehicles and equipment

€ 649,684

▼ 30% vs 2024

Book value of vehicles, furniture and equipment.

Debts at end 2025

Bank debt ≈ 14 years to go

€ 1.1 million

▼ 13% vs 2024

€ 80,000 is repaid this year. At this pace the long-term loan is gone in ≈ 14 years.

Owed to suppliers

€ 8.7 million

▲ 3% vs 2024

Supplier invoices still open on the last day of the fiscal year. Pays suppliers within 223 days on average.

Taxes and wages

€ 1.2 million

▲ 34% vs 2024

Taxes, VAT and social contributions still to pay.

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Key figures per fiscal year Download key figures (CSV)
2022202320242025Change 2024 → 2025
Revenue € 17,253,273 € 18,362,390 € 20,582,578 € 22,065,213 ▲ 7%
Profit after taxes € 1,200,096 € 751,580 € 796,568 € 904,138 ▲ 14%
Equity € 5,914,625 € 6,666,204 € 7,462,772 € 7,466,911
Total debts € 13,945,735 € 15,362,097 € 11,250,286 € 12,544,754 ▲ 12%
Cash € 2,553,542 € 3,754,316 € 2,394,502 € 2,086,164 ▼ 13%
Land & buildings € 2,926,183 € 2,793,862 € 2,661,541 € 2,529,219 ▼ 5%
Retained profit € 4,422,208 € 5,173,788 € 5,970,355 € 5,974,494
Dividend € 0 € 0 € 0 € 900,000
Bank debt € 1,630,000 € 2,525,000 € 1,245,000 € 1,080,000 ▼ 13%
Balance sheet total € 19,860,360 € 22,028,302 € 19,378,697 € 20,861,529 ▲ 8%
Employees (FTE) 44.5 43.8 37.5 53.6 ▲ 16.1

Key figures of AEDES, fiscal years 2022 to 2025, from the annual accounts filed with the National Bank of Belgium.Next annual account (fiscal year 2026) expected before 31 July 2027.

What happened to AEDES?

What happened at AEDES in recent years, according to the Belgian Official Gazette, the CBE and the National Bank:

  • Sophie CIVILIO stepped down as director. NBB
  • Michel BOUVY stepped down as director. NBB
  • André JANMART stepped down as director. NBB
  • WILLEMOT NV stepped down as director. NBB
  • Vnvdb Invest SA stepped down as director. NBB
  • Thierry RONVAUX stepped down as director. NBB
  • Vincent GILLIARD stepped down as director. NBB
  • FRR MAS stepped down as director. NBB

In short

From € 1.2 million profit in 2022 to € 904,138 profit in 2025.

Paid € 1.7 million in corporate taxes since 2022.

Best year ever: 2022, with € 1.2 million profit.

Paid out € 900,000 in dividends to the owners in total.

Original PDFs at the National Bank ↗

A new publication or filing at AEDES? We notify you, reason included.

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My folder 3 companies
  • De Lijn 8 June 2026 New annual account 2025

    filed on 8 June 2026

    What was left

    € 20 k ▼ 91%

    Money in the bank

    € 178 k ▼ 98%

    Open the dossier →

  • NMBS 8 June 2026 New annual account 2025 What was left ▼ 80%
  • bpost 18 May 2026 New annual account 2025 What was left from loss to profit
Real filings at the National Bank

Management

MONCEAU INTERNATIONAL SA 100%
AEDES
AEDES ACADEMY 100%
AEDES CORPUS 99%
AEDES IMMO 99%

The shares are held by MONCEAU INTERNATIONAL SA (100%). It owns 100% of AEDES ACADEMY, 99% of AEDES CORPUS and 99% of AEDES IMMO itself.

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Directors

According to the 2025 annual accounts

Olivier DASSY

Director

Also active at: S.A. AEDES IMMO, DASSY INVEST, AEDES CORPUS

since 2022 · until 2026

WILLEMOT NV

Director · represented by elle-même représentée par Gerrit NOLLET BRAVE 2020 BVBA

since 2023 · until 2029

Sophie CIVILIO

Director

Also active at: S.A. AEDES IMMO, AEDES ACADEMY, AEDES CORPUS

since 2026 · until 2032

Thierry RONVAUX

Director

Also active at: RONVAUX ET CO

since 2022 · until 2028

MIVY CONSULT SRL

Director · represented by Michel BOUVY

since 2022 · until 2025

Michel BOUVY

Director

Also active at: MIVY CONSULT

since 2026 · until 2032

André JANMART

Director

Also active at: S.A. AEDES IMMO, AEDES ACADEMY, AEDES CORPUS

since 2025 · until 2031

VITIS LIFE SA

Director · represented by Laurence AVAERT

since 2023 · until 2026

Vincent GILLIARD

Director

Also active at: S.A. AEDES IMMO, AEDES ACADEMY, AEDES CORPUS

since 2022 · until 2028

Vnvdb Invest SA

Director · represented by Katrien VANDEN BULCKE

Also active at: Sharp Insurance Brokers, KARTONNAGE JOYE, S.A. AEDES IMMO, AEDES ACADEMY, Assicurazione WB, AEDES CORPUS, CleverCo

since 2023 · until 2029

FRR MAS

Managing director · represented by François RONVAUX

Also active at: S.A. AEDES IMMO, RONVAUX ET CO, AEDES ACADEMY, AEDES CORPUS

since 2021 · until 2027

KSConsilium BVBA

Director · represented by Kelly SCHAMPHELAERE

since 2023 · until 2026

Shareholders

MONCEAU INTERNATIONAL SA

100%

Participations

AEDES ACADEMY

100%

AEDES CORPUS

99%

AEDES IMMO

99%

Establishments

Establishment units

Physical locations of this company

Registered office

Route des Canons 3

5000 Namur

2.290.982.424

Hoogstraat 36

9700 Oudenaarde

Active since 1 January 2019

Who else lives here?

A building full of entrepreneurs or one very busy letterbox? Another 3 companies are registered at this address.

All companies at this address →

AEDES ACADEMY same network

€ 20,102 gross margin · 2025

Insurance Academy

AEDES CORPUS same network

€ 308,968 gross margin · 2025

What is an establishment unit? An establishment unit is a geographically identifiable place where activities of the enterprise are carried out.

Details

Company number
0460.855.809
VAT number
BE 0460.855.809
Registered office
Route des Canons 3, 5000 Namur
Names & denominations
AEDES
Enterprise type
Rechtspersoon
Legal form
Public limited company
Legal situation
Normale toestand
Start date
13 June 1997
Peppol
Active · Active since 19 Dec 2025
Activities · NACE

Activiteiten van verzekeringsagenten en -makelaars

Verzekeringsmakelaars en -agenten

View on CBE Public ↗ Annual accounts (NBB) ↗

Frequently asked questions

What does AEDES do?
AEDES is an insurance broker in Namur. Public Limited, started on 13 June 1997, 2 establishments.
What is the address of AEDES?
The registered office of AEDES is located at Route des Canons 3, 5000 Namur.
Is AEDES still active?
Yes. According to the CBE (30 September 2026) AEDES is active, legal situation “Normale toestand”, started on 13 June 1997.
Is AEDES registered on Peppol?
Yes, AEDES is registered on the Peppol network with ID 0208:0460855809.
What is the enterprise number of AEDES?
The enterprise number of AEDES is BE0460855809.
When was AEDES founded?
AEDES was founded on 13 June 1997.