Warning lights
Signals from the annual accounts, the CBE and the Official Gazette, each with its threshold and source. No score, no verdict.
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Two loss years in a row NBB
Negative result in 2022 and 2024.
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Tight liquidity NBB
Cash and receivables cover 3 % of short-term debt in 2024; threshold 65 %.
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Late annual account NBB
Fiscal year 2024 was filed 285 days after the legal deadline.
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Not on Peppol Peppol
Not registered in the Peppol network, mandatory for VAT-liable companies since 1 January 2026.
Financials
Financial year 2024
ZAKENKANTOOR CERTO from Kortrijk, company number BE0458816730, closed financial year 2024 with a result of € -20,647 after tax. For that financial year ZAKENKANTOOR CERTO recorded a gross margin of € 269,471 and equity of € 16,328. Compared with financial year 2022, the result moved from € -77,990 to € -20,647. The company made a loss. The company holds a healthy buffer. High debts against a small own buffer. The most recent annual accounts were filed with the National Bank of Belgium on May 12, 2026.
€ 16,328
▼ 10% vs 2022
Assets minus debts, by the books. What is left if everything were sold and paid today.
€ -20,647
▲ 74 % less loss than in 2022
Profit after tax over the fiscal year.
€ 99
Cash and bank balances on the last day of the fiscal year.
Loss, nothing to pay out
Reserves fell to € -502,272.
People and assets in 2024
€ 125,836
▼ 7% vs 2022
Payroll staff only. What the director pays themselves is already netted into the gross margin and is not shown separately in the accounts.
€ 10,629
▼ 47% vs 2022
Book value of vehicles, furniture and equipment.
Debts at end 2024
€ 642,868
▼ 17% vs 2022
€ 114,189 is repaid this year. At this pace the long-term loan is gone in ≈ 6 years.
€ 38,789
▲ 235% vs 2022
Supplier invoices still open on the last day of the fiscal year.
€ 23,591
▲ 64% vs 2022
Taxes, VAT and social contributions still to pay.
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| 2021 | 2022 | 2024 | Change 2022 → 2024 | |
|---|---|---|---|---|
| Gross margin | € 325,935 | € 224,929 | € 269,471 | ▲ 20% |
| Profit after taxes | € -33,433 | € -77,990 | € -20,647 | ▲ € 57,343 |
| Equity | € 96,117 | € 18,127 | € 16,328 | ▼ 10% |
| Total debts | € 917,099 | € 854,163 | € 705,248 | ▼ 17% |
| Cash | € 19,372 | - | € 99 | |
| Retained profit | € -422,483 | € -500,473 | € -502,272 | |
| Bank debt | € 867,495 | € 772,687 | € 642,868 | ▼ 17% |
| Balance sheet total | € 1,013,216 | € 872,290 | € 721,575 | ▼ 17% |
Key figures of ZAKENKANTOOR CERTO, fiscal years 2021 to 2024, from the annual accounts filed with the National Bank of Belgium.The annual account for fiscal year 2025 has not been filed yet; it was expected before 31 July 2026.
What happened to ZAKENKANTOOR CERTO?
What happened at ZAKENKANTOOR CERTO in recent years, according to the Belgian Official Gazette, the CBE and the National Bank:
- New annual accounts for financial year 2024: loss of € 20,647. filed late Source: NBB ↗
- New establishment in Kortrijk. KBO
- New establishment in Avelgem. KBO
- Start of the company according to the CBE. KBO
In short
From € 33,433 loss in 2021 to € 20,647 loss in 2024.
Paid € 3,547 in corporate taxes since 2021.
A new publication or filing at ZAKENKANTOOR CERTO? We notify you, reason included.
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De Lijn 8 June 2026 New annual account 2025
filed on 8 June 2026
What was left
€ 20 k ▼ 91%
Money in the bank
€ 178 k ▼ 98%
Open the dossier →
NMBS 8 June 2026 New annual account 2025 What was left ▼ 80%
bpost 18 May 2026 New annual account 2025 What was left from loss to profit
Establishments
Establishment units
Physical locations of this company
Engelse Wandeling(Kor) 2F9G
8500 Kortrijk
Kerkstraat 6
8580 Avelgem
Active since 1 December 2017
What is an establishment unit? An establishment unit is a geographically identifiable place where activities of the enterprise are carried out.
Website
Technologies
Certifications & Partners
Hosting & Email
Email provider
Microsoft 365
Hosting
DSTNY-BACKBONE International Backbone, BE
Website info
Features
Security
Details
- Company number
- 0458.816.730
- VAT number
- BE 0458.816.730
- Registered office
- Engelse Wandeling(Kor) 2F9G, 8500 Kortrijk
- Names & denominations
- ZAKENKANTOOR CERTO
- Enterprise type
- Rechtspersoon
- Legal form
- Private limited company
- Legal situation
- Normale toestand
- Start date
- 18 September 1996
- Peppol
- Not registered
- Contact
- zakenkantoor-certo.be
- Activities · NACE
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