Warning lights
Signals from the annual accounts, the CBE and the Official Gazette, each with its threshold and source. No score, no verdict.
-
Tight liquidity NBB
Cash and receivables cover 15 % of short-term debt in 2025; threshold 65 %.
Financials
Financial year 2025
LE DOUX & MORTELMANS from Kortrijk, company number BE0405482863, closed financial year 2025 with a result of € 257,962 after tax. For that financial year LE DOUX & MORTELMANS recorded revenue of € 3.6 million and equity of € 1.2 million. Compared with financial year 2024, the result moved from € 336,813 to € 257,962. The company is profitable. The buffer is growing. Debts are under control. The most recent annual accounts were filed with the National Bank of Belgium on March 30, 2026.
€ 1.2 million
▲ 27% vs 2024
Assets minus debts, by the books. What is left if everything were sold and paid today.
€ 257,962
▼ 23% vs 2024
Profit after tax over the fiscal year.
Stays in the company
No dividend for 2025. Retained profit grew to € 1 million.
People and assets in 2025
23.8
▼ 0.6 vs 2024
Average over the fiscal year, from the social balance sheet.
€ 1.8 million
▼ 5% vs 2024
€ 76,600 per full-time equivalent. Payroll staff only. What the director pays themselves is already netted into the gross margin and is not shown separately in the accounts.
€ 260
▼ 65% vs 2024
Book value of vehicles, furniture and equipment.
Debts at end 2025
€ 1.4 million
▼ 40% vs 2024
€ 431,048 is repaid this year. At this pace the long-term loan is gone in ≈ 3 years.
€ 96,764
▼ 69% vs 2024
Supplier invoices still open on the last day of the fiscal year. Pays suppliers within 32 days on average.
€ 266,342
▼ 23% vs 2024
Taxes, VAT and social contributions still to pay.
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| 2022 | 2023 | 2024 | 2025 | Change 2024 → 2025 | |
|---|---|---|---|---|---|
| Revenue | € 1,164,942 | € 3,487,626 | € 3,672,964 | € 3,555,003 | ▼ 3% |
| Profit after taxes | € 136,438 | € 76,396 | € 336,813 | € 257,962 | ▼ 23% |
| Equity | € 528,992 | € 595,583 | € 915,747 | € 1,166,279 | ▲ 27% |
| Total debts | € 5,271,927 | € 4,523,318 | € 3,163,314 | € 3,872,920 | ▲ 22% |
| Cash | € 57,288 | € 0 | - | - | |
| Retained profit | € 403,574 | € 470,165 | € 790,329 | € 1,040,861 | ▲ 32% |
| Bank debt | € 3,049,322 | € 2,765,783 | € 2,331,970 | € 1,403,796 | ▼ 40% |
| Balance sheet total | € 5,800,919 | € 5,118,901 | € 4,079,060 | € 5,039,199 | ▲ 24% |
| Employees (FTE) | 8 | 20.1 | 24.4 | 23.8 | ▼ 0.6 |
Key figures of LE DOUX & MORTELMANS, fiscal years 2022 to 2025, from the annual accounts filed with the National Bank of Belgium.Next annual account (fiscal year 2026) expected before 30 April 2027.
What happened to LE DOUX & MORTELMANS?
What happened at LE DOUX & MORTELMANS in recent years, according to the Belgian Official Gazette, the CBE and the National Bank:
- New annual accounts for financial year 2025: profit of € 257,962 (▼ 23% vs 2024). Source: NBB ↗
- Delvar BV became a director. NBB
- Risk Consulting Services CommV stepped down as director. NBB
- Sophie Degroote stepped down as director. NBB
- Risk Consulting Services CommV became a director. NBB
- Sophie Degroote became a director. NBB
- Hopchet Consult BV became a director. NBB
- New establishment in Antwerpen. KBO
In short
From € 136,438 profit in 2022 to € 257,962 profit in 2025.
Paid € 641,676 in corporate taxes since 2022.
Best year ever: 2024, with € 336,813 profit.
Pays suppliers within 32 days on average.
A new publication or filing at LE DOUX & MORTELMANS? We notify you, reason included.
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De Lijn 8 June 2026 New annual account 2025
filed on 8 June 2026
What was left
€ 20 k ▼ 91%
Money in the bank
€ 178 k ▼ 98%
Open the dossier →
NMBS 8 June 2026 New annual account 2025 What was left ▼ 80%
bpost 18 May 2026 New annual account 2025 What was left from loss to profit
Management
The stake of Vandelanotte ++, Valurus comes from that shareholder’s own annual accounts; small companies do not report their shareholders themselves.
LE DOUX & MORTELMANSBehind LE DOUX & MORTELMANS are Hopchet Consult BV and Delvar BV. The shares are held by Vandelanotte ++ (100%) and Valurus (45.3%). It owns 100% of Risk Consulting Services itself.
Directors
According to the 2025 annual accounts
Director · represented by Frédéric Hopchet
since 2023
Risk Consulting Services CommV
Director · represented by Hein Vandelanotte
since 2024 · until 2026
Shareholders
100%
45.3%
Participations
Establishments
Establishment units
Physical locations of this company
President Kennedypark(Kor) 1A
8500 Kortrijk
Grotesteenweg 214 box 9
2600 Antwerpen
Active since 1 December 2022
Who else lives here?
A building full of entrepreneurs or one very busy letterbox? Another 5 companies are registered at this address.
All companies at this address →What is an establishment unit? An establishment unit is a geographically identifiable place where activities of the enterprise are carried out.
Details
- Company number
- 0405.482.863
- VAT number
- BE 0405.482.863
- Registered office
- President Kennedypark(Kor) 1A, 8500 Kortrijk
- Names & denominations
- LE DOUX & MORTELMANS
- Enterprise type
- Rechtspersoon
- Legal form
- Private limited company
- Legal situation
- Normale toestand
- Start date
- 1 January 1968
- Peppol
- Active · Active since 1 Jan 2001
- Activities · NACE
Activiteiten van verzekeringsagenten en -makelaars
Verzekeringsmakelaars en -agenten