Warning lights
Signals from the annual accounts, the CBE and the Official Gazette, each with its threshold and source. No score, no verdict.
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Not on Peppol Peppol
Not registered in the Peppol network, mandatory for VAT-liable companies since 1 January 2026.
Financials
Financial year 2025
GheskInsuR from Wervik, company number BE0457941255, closed financial year 2025 with a result of € 11,965 after tax. For that financial year GheskInsuR recorded a gross margin of € 27,993 and equity of € 259,049. Compared with financial year 2024, the result moved from € 12,500 to € 11,965. The company is profitable. The buffer is growing. A strong own buffer against the debts. The most recent annual accounts were filed with the National Bank of Belgium on July 20, 2026.
€ 259,049
▲ 4% vs 2024
Assets minus debts, by the books. What is left if everything were sold and paid today.
€ 11,965
▼ 4% vs 2024
Profit after tax over the fiscal year.
€ 39,426
▲ 19% vs 2024
Cash and bank balances on the last day of the fiscal year.
€ 833 paid out
7 % of the profit went to the shareholders, the rest stayed in the company.
Debts at end 2025
€ 230,337
▼ 4% vs 2024
€ 8,500 is repaid this year. At this pace the long-term loan is gone in ≈ 26 years.
€ 912
▼ 22% vs 2024
Supplier invoices still open on the last day of the fiscal year.
€ 1,113
▼ 4% vs 2024
Corporate tax and VAT still to pay. No wage debt: nothing outstanding to staff or social security.
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| 2022 | 2023 | 2024 | 2025 | Change 2024 → 2025 | |
|---|---|---|---|---|---|
| Gross margin | € 27,258 | € 27,791 | € 29,193 | € 27,993 | ▼ 4% |
| Profit after taxes | € 8,864 | € 11,037 | € 12,500 | € 11,965 | ▼ 4% |
| Equity | € 225,864 | € 236,276 | € 247,917 | € 259,049 | ▲ 4% |
| Total debts | € 294,222 | € 260,483 | € 252,838 | € 243,904 | ▼ 4% |
| Cash | € 24,058 | € 14,741 | € 33,242 | € 39,426 | ▲ 19% |
| Land & buildings | € 98,897 | € 84,888 | € 70,880 | € 56,871 | ▼ 20% |
| Retained profit | € 54,234 | € 64,646 | € 76,287 | € 87,419 | ▲ 15% |
| Dividend | € 500 | € 625 | € 859 | € 833 | ▼ 3% |
| Bank debt | € 255,838 | € 247,338 | € 238,838 | € 230,337 | ▼ 4% |
| Balance sheet total | € 520,086 | € 496,760 | € 500,756 | € 502,953 |
Key figures of GheskInsuR, fiscal years 2022 to 2025, from the annual accounts filed with the National Bank of Belgium.Next annual account (fiscal year 2026) expected before 31 July 2027.
What happened to GheskInsuR?
What happened at GheskInsuR in recent years, according to the Belgian Official Gazette, the CBE and the National Bank:
- New annual accounts for financial year 2025: profit of € 11,965 (▼ 4% vs 2024). Source: NBB ↗
- Erwin Ghesquiere became a director. NBB
- Start of the company according to the CBE. KBO
- New establishment in Wervik. KBO
In short
From € 8,864 profit in 2022 to € 11,965 profit in 2025.
Paid € 4,155 in corporate taxes since 2022.
Best year ever: 2024, with € 12,500 profit.
Paid out € 2,817 in dividends to the owners in total.
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De Lijn 8 June 2026 New annual account 2025
filed on 8 June 2026
What was left
€ 20 k ▼ 91%
Money in the bank
€ 178 k ▼ 98%
Open the dossier →
NMBS 8 June 2026 New annual account 2025 What was left ▼ 80%
bpost 18 May 2026 New annual account 2025 What was left from loss to profit
Management
Behind GheskInsuR is Erwin Ghesquiere. It owns 100% of Ghesquiere Bavo & Co Verzekeringen Nv itself.
Directors
According to the 2025 annual accounts
since 2021
Establishments
Establishment units
Physical locations of this company
Vrouwstraat 1
8940 Wervik
Who else lives here?
A building full of entrepreneurs or one very busy letterbox? Another 1 companies are registered at this address.
All companies at this address →What is an establishment unit? An establishment unit is a geographically identifiable place where activities of the enterprise are carried out.
Details
- Company number
- 0457.941.255
- VAT number
- BE 0457.941.255
- Registered office
- Vrouwstraat 1, 8940 Wervik
- Names & denominations
- GheskInsuR
- Enterprise type
- Rechtspersoon
- Legal form
- Public limited company
- Legal situation
- Normale toestand
- Start date
- 8 May 1996
- Peppol
- Not registered