Warning lights
Signals from the annual accounts, the CBE and the Official Gazette, each with its threshold and source. No score, no verdict.
-
Two loss years in a row NBB
Negative result in 2023 and 2024.
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Tight liquidity NBB
Cash and receivables cover 15 % of short-term debt in 2024; threshold 65 %.
Financials
Financial year 2024
INTER-CERAM from Wevelgem, company number BE0457897705, closed financial year 2024 with a result of € -1.1 million after tax. For that financial year INTER-CERAM recorded revenue of € 8.8 million and equity of € 2.1 million. Compared with financial year 2023, the result moved from € -580,681 to € -1.1 million. The company made a loss. The buffer is growing. Debts are under control. The most recent annual accounts were filed with the National Bank of Belgium on May 6, 2025.
€ 2.1 million
▲ 79% vs 2023
Assets minus debts, by the books. What is left if everything were sold and paid today.
€ -1.1 million
▼ 82 % more loss than in 2023
Profit after tax over the fiscal year.
€ 18,925
▼ 47% vs 2023
Cash and bank balances on the last day of the fiscal year.
Loss, nothing to pay out
Reserves fell to € -1.1 million.
People and assets in 2024
€ 1.3 million
▼ 7% vs 2023
Payroll staff only. What the director pays themselves is already netted into the gross margin and is not shown separately in the accounts.
€ 302,689
▲ 12% vs 2023
Book value of vehicles, furniture and equipment.
Debts at end 2024
€ 1.3 million
▼ 7% vs 2023
Loans from banks and other lenders, long and short.
€ 1.3 million
▼ 23% vs 2023
Supplier invoices still open on the last day of the fiscal year. Pays suppliers within 55 days on average.
€ 259,290
▼ 27% vs 2023
Taxes, VAT and social contributions still to pay.
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| 2021 | 2022 | 2023 | 2024 | Change 2023 → 2024 | |
|---|---|---|---|---|---|
| Revenue | € 11,224,140 | € 11,513,688 | € 10,807,402 | € 8,764,912 | ▼ 19% |
| Profit after taxes | € 123,384 | € 340,854 | € -580,681 | € -1,056,261 | ▼ € 475,580 |
| Equity | € 1,434,497 | € 1,775,351 | € 1,194,670 | € 2,138,409 | ▲ 79% |
| Total debts | € 2,931,293 | € 5,681,270 | € 5,711,282 | € 3,986,055 | ▼ 30% |
| Cash | € 14,837 | € 41,877 | € 35,784 | € 18,925 | ▼ 47% |
| Land & buildings | € 1,103 | € 64,207 | € 55,621 | € 73,856 | ▲ 33% |
| Retained profit | € -1,065,503 | € -724,649 | € -1,305,330 | € -1,056,261 | ▲ € 249,069 |
| Bank debt | € 750,000 | € 1,015,241 | € 1,392,362 | € 1,299,371 | ▼ 7% |
| Balance sheet total | € 4,365,790 | € 7,456,621 | € 6,905,952 | € 6,124,464 | ▼ 11% |
| Employees (FTE) | 20 | 19.1 | 18 | - |
Key figures of INTER-CERAM, fiscal years 2021 to 2024, from the annual accounts filed with the National Bank of Belgium.The annual account for fiscal year 2025 has not been filed yet; it was expected before 31 July 2026.
What happened to INTER-CERAM?
What happened at INTER-CERAM in recent years, according to the Belgian Official Gazette, the CBE and the National Bank:
- RAMCARO stepped down as director. NBB
- GILVA stepped down as director. NBB
- VANDU stepped down as director. NBB
- New annual accounts for financial year 2024: loss of € 1.1 million. Source: NBB ↗
- RAMCARO became a director. NBB
- GILVA became a director. NBB
- VANDU became a director. NBB
- New establishment in Machelen (Brab.). KBO
In short
From € 123,384 profit in 2021 to € 1.1 million loss in 2024.
Paid € 25,159 in corporate taxes since 2021.
Best year ever: 2022, with € 340,854 profit.
Pays suppliers within 55 days on average.
A new publication or filing at INTER-CERAM? We notify you, reason included.
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De Lijn 8 June 2026 New annual account 2025
filed on 8 June 2026
What was left
€ 20 k ▼ 91%
Money in the bank
€ 178 k ▼ 98%
Open the dossier →
NMBS 8 June 2026 New annual account 2025 What was left ▼ 80%
bpost 18 May 2026 New annual account 2025 What was left from loss to profit
Management
The stake of VANDU comes from that shareholder’s own annual accounts; small companies do not report their shareholders themselves.
INTER-CERAMThe shares are held by VANDU (100%). It owns 100% of Inpalco itself.
Directors
According to the 2024 annual accounts
Director · represented by Decabooter CAROLINE
since 2023 · until 2029
Managing director · represented by Vantieghem PIET
Holds a stake via VANDU
Also active at: ERIK VANTIEGHEM, INPALCO, GUVVI, SiVaTrans, VANDU, Bakkersgrond
since 2023 · until 2029
Director · represented by Vantieghem GILLES
since 2023 · until 2029
Shareholders
VANDU · holding of GILVA
100%
Participations
100%
Establishments
Establishment units
Physical locations of this company
Drieslaan 35
8560 Wevelgem
Kerklaan 84
1830 Machelen (Brab.)
Active since 2 May 2012
Who else lives here?
A building full of entrepreneurs or one very busy letterbox? Another 3 companies are registered at this address.
All companies at this address →What is an establishment unit? An establishment unit is a geographically identifiable place where activities of the enterprise are carried out.
Details
- Company number
- 0457.897.705
- VAT number
- BE 0457.897.705
- Registered office
- Drieslaan 35, 8560 Wevelgem
- Names & denominations
- INTER-CERAM
- Enterprise type
- Rechtspersoon
- Legal form
- Public limited company
- Legal situation
- Normale toestand
- Start date
- 26 April 1996
- Peppol
- Active · Active since 2 Jul 2026
- Activities · NACE
Groothandel in bouwmaterialen, algemeen assortiment
Groothandel in verf, vernis en bouwmaterialen, inclusief sanitair
Groothandel in vloer- en wandtegels