Warning lights
Signals from the annual accounts, the CBE and the Official Gazette, each with its threshold and source. No score, no verdict.
-
Two loss years in a row NBB
Negative result in 2023 and 2024.
-
Tight liquidity NBB
Cash and receivables cover 15 % of short-term debt in 2024; threshold 65 %.
Financials
Financial year 2024
INTER-CERAM from Wevelgem, company number BE0457897705, closed financial year 2024 with a result of € -1.1 million after tax. For that financial year INTER-CERAM recorded revenue of € 8.8 million and equity of € 2.1 million. Compared with financial year 2023, the result moved from € -580,681 to € -1.1 million. The company made a loss. The buffer is growing. Debts are under control. The most recent annual accounts were filed with the National Bank of Belgium on May 6, 2025.
€ 2.1 million
▲ 79% vs 2023
Assets minus debts, by the books. What is left if everything were sold and paid today.
€ -1.1 million
▼ 82 % more loss than in 2023
Profit after tax over the fiscal year.
€ 18,925
▼ 47% vs 2023
Cash and bank balances on the last day of the fiscal year.
Loss, nothing to pay out
Reserves fell to € -1.1 million.
People and assets in 2024
€ 1.3 million
▼ 7% vs 2023
Payroll staff only. What the director pays themselves is already netted into the gross margin and is not shown separately in the accounts.
€ 302,689
▲ 12% vs 2023
Book value of vehicles, furniture and equipment.
Debts at end 2024
€ 1.3 million
▼ 7% vs 2023
Loans from banks and other lenders, long and short.
€ 1.3 million
▼ 23% vs 2023
Supplier invoices still open on the last day of the fiscal year. Pays suppliers within 55 days on average.
€ 259,290
▼ 27% vs 2023
Taxes, VAT and social contributions still to pay.
| 2021 | 2022 | 2023 | 2024 | Change 2023 → 2024 | |
|---|---|---|---|---|---|
| Revenue | € 11,224,140 | € 11,513,688 | € 10,807,402 | € 8,764,912 | ▼ 19% |
| Profit after taxes | € 123,384 | € 340,854 | € -580,681 | € -1,056,261 | ▼ € 475,580 |
| Equity | € 1,434,497 | € 1,775,351 | € 1,194,670 | € 2,138,409 | ▲ 79% |
| Total debts | € 2,931,293 | € 5,681,270 | € 5,711,282 | € 3,986,055 | ▼ 30% |
| Cash | € 14,837 | € 41,877 | € 35,784 | € 18,925 | ▼ 47% |
| Land & buildings | € 1,103 | € 64,207 | € 55,621 | € 73,856 | ▲ 33% |
| Retained profit | € -1,065,503 | € -724,649 | € -1,305,330 | € -1,056,261 | ▲ € 249,069 |
| Bank debt | € 750,000 | € 1,015,241 | € 1,392,362 | € 1,299,371 | ▼ 7% |
| Balance sheet total | € 4,365,790 | € 7,456,621 | € 6,905,952 | € 6,124,464 | ▼ 11% |
| Employees (FTE) | 20 | 19.1 | 18 | - |
By revenue, INTER-CERAM ranks 28th of 32 companies with main activity “Groothandel in bouwmaterialen, algemeen assortiment” in West Flanders that publish figures (fiscal year 2024).
Key figures of INTER-CERAM, fiscal years 2021 to 2024, from the annual accounts filed with the National Bank of Belgium.The annual account for fiscal year 2025 has not been filed yet; it was expected before 31 July 2026.
Ask about INTER-CERAM the way you would ask their accountant.
Answers from the filed annual accounts, the Belgian Official Gazette and the CBE register.
Connect ChatGPT or Claude for free- ChatGPT
- Claude
Free account, no payment card. Key figures unlimited, the annual accounts and deeds of 10 companies a month. Need more? Get in touch, we are looking for our first pilot users.
What happened to INTER-CERAM?
What happened at INTER-CERAM in recent years, according to the Belgian Official Gazette, the CBE and the National Bank:
- RAMCARO stepped down as director. NBB
- GILVA stepped down as director. NBB
- VANDU stepped down as director. NBB
- New annual accounts for financial year 2024: loss of € 1.1 million. Source: NBB ↗
- RAMCARO became a director. NBB
- GILVA became a director. NBB
- VANDU became a director. NBB
- New establishment in Machelen (Brab.). KBO
In short
From € 123,384 profit in 2021 to € 1.1 million loss in 2024.
Paid € 25,159 in corporate taxes since 2021.
Best year ever: 2022, with € 340,854 profit.
Pays suppliers within 55 days on average.
Management
The stake of VANDU comes from that shareholder’s own annual accounts; small companies do not report their shareholders themselves.
INTER-CERAMThe shares are held by VANDU (100%). It owns 100% of Inpalco itself.
Directors
According to the 2024 annual accounts
Director · represented by Decabooter CAROLINE
since 2023 · until 2029
Managing director · represented by Vantieghem PIET
Holds a stake via VANDU
Also active at: ERIK VANTIEGHEM, INPALCO, GUVVI, SiVaTrans, VANDU, Bakkersgrond
since 2023 · until 2029
Director · represented by Vantieghem GILLES
since 2023 · until 2029
Shareholders
VANDU · holding of GILVA
100%
Participations
100%
Establishments
Establishment units
Physical locations of this company
Drieslaan 35
8560 Wevelgem
Kerklaan 84
1830 Machelen (Brab.)
Active since 2 May 2012
Who else lives here?
A building full of entrepreneurs or one very busy letterbox? Another 3 companies are registered at this address.
All companies at this address →What is an establishment unit? An establishment unit is a geographically identifiable place where activities of the enterprise are carried out.
Similar companies in West Flanders
Same main activity (Groothandel in bouwmaterialen, algemeen assortiment), 213 active companies in West Flanders, largest first.
€ 352.1 million revenue · 2025 · Kortrijk
€ 330.3 million revenue · 2025 · Kortrijk
€ 213.8 million revenue · 2024 · Roeselare
€ 123.9 million revenue · 2025 · Oudenburg
€ 72.9 million revenue · 2025 · Wervik
€ 69.5 million revenue · 2025 · Kortrijk
Details
- Company number
- 0457.897.705
- VAT number
- BE 0457.897.705
- Registered office
- Drieslaan 35, 8560 Wevelgem
- Names & denominations
- INTER-CERAM
- Enterprise type
- Rechtspersoon
- Legal form
- Public limited company
- Legal situation
- Normale toestand
- Start date
- 26 April 1996
- Peppol
- Active · Active since 2 Jul 2026
- Activities · NACE
Groothandel in bouwmaterialen, algemeen assortiment
Groothandel in verf, vernis en bouwmaterialen, inclusief sanitair
Groothandel in vloer- en wandtegels