Financials
Financial year 2025
ZAKENKANTOOR VANDENBERGHE INS from Izegem, company number BE0457305510, closed financial year 2025 with a result of € 206,223 after tax. For that financial year ZAKENKANTOOR VANDENBERGHE INS recorded a gross margin of € 377,141 and equity of € 157,370. Compared with financial year 2024, the result moved from € 249,093 to € 206,223. The company is profitable. The buffer is growing. A strong own buffer against the debts. The most recent annual accounts were filed with the National Bank of Belgium on July 2, 2026.
€ 157,370
▲ 4% vs 2024
Assets minus debts, by the books. What is left if everything were sold and paid today.
€ 206,223
▼ 17% vs 2024
Profit after tax over the fiscal year.
€ 237,096
▲ 2% vs 2024
Cash and bank balances on the last day of the fiscal year.
€ 200,000 paid out
97 % of the profit went to the shareholders, mostly to Xavier Compernol (50 % of the shares). That is where the money ends up.
People and assets in 2025
€ 74,085
▲ 36% vs 2024
Payroll staff only. What the director pays themselves is already netted into the gross margin and is not shown separately in the accounts.
€ 26,516
▼ 26% vs 2024
Book value of vehicles, furniture and equipment.
Debts at end 2025
None
No bank loans on the last day of the fiscal year.
€ 14,576
▲ 34% vs 2024
Supplier invoices still open on the last day of the fiscal year.
€ 3,382
▼ 27% vs 2024
Wages, holiday pay and social contributions still to pay. No outstanding taxes.
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| 2022 | 2023 | 2024 | 2025 | Change 2024 → 2025 | |
|---|---|---|---|---|---|
| Gross margin | € 195,720 | € 303,238 | € 405,115 | € 377,141 | ▼ 7% |
| Profit after taxes | € 124,140 | € 161,874 | € 249,093 | € 206,223 | ▼ 17% |
| Equity | € 90,179 | € 102,053 | € 151,147 | € 157,370 | ▲ 4% |
| Total debts | € 252,826 | € 161,365 | € 216,802 | € 219,231 | ▲ 1% |
| Cash | € 133,259 | € 138,420 | € 233,349 | € 237,096 | ▲ 2% |
| Land & buildings | € 86,494 | € 80,360 | € 68,626 | € 57,504 | ▼ 16% |
| Retained profit | € 71,629 | € 83,503 | € 132,597 | € 138,820 | ▲ 5% |
| Dividend | € 110,000 | € 150,000 | € 200,000 | € 200,000 | |
| Bank debt | € 6,657 | € 0 | € 0 | € 0 | |
| Balance sheet total | € 343,005 | € 263,418 | € 367,949 | € 376,600 | ▲ 2% |
Key figures of ZAKENKANTOOR VANDENBERGHE INS, fiscal years 2022 to 2025, from the annual accounts filed with the National Bank of Belgium.Next annual account (fiscal year 2026) expected before 31 July 2027.
What happened to ZAKENKANTOOR VANDENBERGHE INS?
What happened at ZAKENKANTOOR VANDENBERGHE INS in recent years, according to the Belgian Official Gazette, the CBE and the National Bank:
- New annual accounts for financial year 2025: profit of € 206,223 (▼ 17% vs 2024). Source: NBB ↗
- Xavier Compernol BV became a director. NBB
- Coben3000 COMMV became a director. NBB
- Geert Christiaan Compernol became a director. NBB
- Lidwina Michelina Vandenberghe became a director. NBB
- New establishment in Izegem. KBO
- Start of the company according to the CBE. KBO
In short
From € 124,140 profit in 2022 to € 206,223 profit in 2025.
Paid € 251,458 in corporate taxes since 2022.
Best year ever: 2024, with € 249,093 profit.
Paid out € 660,000 in dividends to the owners in total.
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De Lijn 8 June 2026 New annual account 2025
filed on 8 June 2026
What was left
€ 20 k ▼ 91%
Money in the bank
€ 178 k ▼ 98%
Open the dossier →
NMBS 8 June 2026 New annual account 2025 What was left ▼ 80%
bpost 18 May 2026 New annual account 2025 What was left from loss to profit
Management
The stake of Xavier Compernol comes from that shareholder’s own annual accounts; small companies do not report their shareholders themselves.
ZAKENKANTOOR VANDENBERGHE INSBehind ZAKENKANTOOR VANDENBERGHE INS are Geert Christiaan Compernol, Lidwina Michelina Vandenberghe, Xavier Compernol BV and Coben3000 COMMV. The shares are held by Xavier Compernol (50%).
Directors
According to the 2025 annual accounts
Geert Christiaan Compernol
Director
since 2007
Lidwina Michelina Vandenberghe
Director
since 2007
Director · represented by Compernol Xavier
since 2021
Director · represented by Compernol Benoit
since 2021
Shareholders
50%
Participations
No participations in other companies reported.
Establishments
Establishment units
Physical locations of this company
Italianenlaan 3/1
8870 Izegem
Who else lives here?
A building full of entrepreneurs or one very busy letterbox? Another 2 companies are registered at this address.
All companies at this address →What is an establishment unit? An establishment unit is a geographically identifiable place where activities of the enterprise are carried out.
Details
- Company number
- 0457.305.510
- VAT number
- BE 0457.305.510
- Registered office
- Italianenlaan 3/1, 8870 Izegem
- Names & denominations
- ZAKENKANTOOR VANDENBERGHE INS
- Enterprise type
- Rechtspersoon
- Legal form
- Private limited company
- Legal situation
- Normale toestand
- Start date
- 29 February 1996
- Peppol
- Active · Active since 1 Jan 2001
- Activities · NACE
Activiteiten van verzekeringsagenten en -makelaars
Verzekeringsmakelaars en -agenten