Financials
Financial year 2025
JVB Verzekeringen from Izegem, company number BE0656896965, closed financial year 2025 with a result of € 55,034 after tax. For that financial year JVB Verzekeringen recorded a gross margin of € 673,056 and equity of € 252,033. Compared with financial year 2024, the result moved from € 55,377 to € 55,034. The company is profitable. The buffer is growing. Debts are under control. The most recent annual accounts were filed with the National Bank of Belgium on August 28, 2026.
€ 252,033
▲ 28% vs 2024
Assets minus debts, by the books. What is left if everything were sold and paid today.
€ 55,034
▼ 1% vs 2024
Profit after tax over the fiscal year.
€ 259,820
▲ 198% vs 2024
Cash and bank balances on the last day of the fiscal year.
Stays in the company
No dividend for 2025. Retained profit grew to € 233,103.
People and assets in 2025
6.5
▲ 0.5 vs 2024
Average over the fiscal year, from the social balance sheet.
€ 426,637
▼ 1% vs 2024
€ 65,600 per full-time equivalent. Payroll staff only. What the director pays themselves is already netted into the gross margin and is not shown separately in the accounts.
€ 25,579
▼ 80% vs 2024
Book value of vehicles, furniture and equipment.
Debts at end 2025
€ 995,207
▲ 3% vs 2024
€ 78,484 is repaid this year. At this pace the long-term loan is gone in ≈ 12 years.
€ 264,280
▲ € 256,472 vs 2024
Supplier invoices still open on the last day of the fiscal year.
€ 14,569
▼ 80% vs 2024
Taxes, VAT and social contributions still to pay.
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| 2022 | 2023 | 2024 | 2025 | Change 2024 → 2025 | |
|---|---|---|---|---|---|
| Gross margin | € 544,089 | € 664,310 | € 685,829 | € 673,056 | ▼ 2% |
| Profit after taxes | € 109,032 | € 123,990 | € 55,377 | € 55,034 | ▼ 1% |
| Equity | € 187,632 | € 191,622 | € 196,999 | € 252,033 | ▲ 28% |
| Total debts | € 1,511,567 | € 1,612,836 | € 1,221,250 | € 1,298,616 | ▲ 6% |
| Cash | € 1,152 | € 128,181 | € 87,294 | € 259,820 | ▲ 198% |
| Land & buildings | € 1,119,505 | € 1,116,183 | € 1,053,854 | € 1,045,883 | ▼ 1% |
| Retained profit | € 168,702 | € 172,692 | € 178,069 | € 233,103 | ▲ 31% |
| Dividend | € 80,000 | € 120,000 | € 50,000 | € 0 | ▼ 100% |
| Bank debt | € 1,315,531 | € 1,194,606 | € 965,732 | € 995,207 | ▲ 3% |
| Balance sheet total | € 1,699,198 | € 1,804,458 | € 1,418,248 | € 1,550,649 | ▲ 9% |
| Employees (FTE) | - | - | 6 | 6.5 | ▲ 0.5 |
Key figures of JVB Verzekeringen, fiscal years 2022 to 2025, from the annual accounts filed with the National Bank of Belgium.Next annual account (fiscal year 2026) expected before 31 July 2027.
What happened to JVB Verzekeringen?
What happened at JVB Verzekeringen in recent years, according to the Belgian Official Gazette, the CBE and the National Bank:
- New annual accounts for financial year 2025: profit of € 55,034 (▼ 1% vs 2024). filed late Source: NBB ↗
- New establishment in Izegem. KBO
- Start of the company according to the CBE. KBO
In short
From € 109,032 profit in 2022 to € 55,034 profit in 2025.
Paid € 137,635 in corporate taxes since 2022.
Best year ever: 2023, with € 123,990 profit.
On average € 103,500 of value added per employee in 2025.
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De Lijn 8 June 2026 New annual account 2025
filed on 8 June 2026
What was left
€ 20 k ▼ 91%
Money in the bank
€ 178 k ▼ 98%
Open the dossier →
NMBS 8 June 2026 New annual account 2025 What was left ▼ 80%
bpost 18 May 2026 New annual account 2025 What was left from loss to profit
Management
The stake of JVB Holding comes from that shareholder’s own annual accounts; small companies do not report their shareholders themselves.
JVB VerzekeringenBehind JVB Verzekeringen is JVB Holding BV. The shares are held by JVB Holding (100%).
Directors
According to the 2025 annual accounts
Director · represented by Jonas Van Biervliet
Shareholders
100%
Participations
No participations in other companies reported.
Establishments
Establishment units
Physical locations of this company
Rijksweg 8
8870 Izegem
Who else lives here?
A building full of entrepreneurs or one very busy letterbox? Another 3 companies are registered at this address.
All companies at this address →What is an establishment unit? An establishment unit is a geographically identifiable place where activities of the enterprise are carried out.
Details
- Company number
- 0656.896.965
- VAT number
- BE 0656.896.965
- Registered office
- Rijksweg 8, 8870 Izegem
- Names & denominations
- JVB Verzekeringen
- Enterprise type
- Rechtspersoon
- Legal form
- Private limited company
- Legal situation
- Normale toestand
- Start date
- 23 June 2016
- Peppol
- Active · Active since 24 Nov 2023
- Activities · NACE
Activiteiten van verzekeringsagenten en -makelaars