Warning lights
Signals from the annual accounts, the CBE and the Official Gazette, each with its threshold and source. No score, no verdict.
-
Shrinking team NBB
FTE fell two years in a row, from 11.4 to 3.7.
Financials
Financial year 2025
COJA from Aartselaar, company number BE0453798563, closed financial year 2025 with a result of € 6,240 after tax. For that financial year COJA recorded a gross margin of € 539,859 and equity of € 1.3 million. Compared with financial year 2024, the result moved from € 305,228 to € 6,240. The company is profitable. The buffer is growing. A strong own buffer against the debts. The most recent annual accounts were filed with the National Bank of Belgium on June 2, 2026.
€ 1.3 million
Assets minus debts, by the books. What is left if everything were sold and paid today.
€ 6,240
▼ 98% vs 2024
Profit after tax over the fiscal year.
€ 579,986
▲ 102% vs 2024
Cash and bank balances on the last day of the fiscal year.
Stays in the company
No dividend for 2025. Retained profit grew to € 1.3 million.
People and assets in 2025
3.7
▼ 7 vs 2024
Average over the fiscal year, from the social balance sheet.
€ 311,572
▼ 16% vs 2024
€ 84,200 per full-time equivalent. Payroll staff only. What the director pays themselves is already netted into the gross margin and is not shown separately in the accounts.
€ 40,184
▼ 45% vs 2024
Book value of vehicles, furniture and equipment.
Debts at end 2025
None
No bank loans on the last day of the fiscal year.
€ 165,695
▼ 32% vs 2024
Supplier invoices still open on the last day of the fiscal year.
€ 105,227
▲ 34% vs 2024
Taxes, VAT and social contributions still to pay.
| 2022 | 2023 | 2024 | 2025 | Change 2024 → 2025 | |
|---|---|---|---|---|---|
| Gross margin | € 886,182 | € 880,782 | € 931,218 | € 539,859 | ▼ 42% |
| Profit after taxes | € 385,612 | € 343,717 | € 305,228 | € 6,240 | ▼ 98% |
| Equity | € 1,213,199 | € 1,269,916 | € 1,325,143 | € 1,331,383 | |
| Total debts | € 403,951 | € 653,188 | € 399,029 | € 340,591 | ▼ 15% |
| Cash | € 581,718 | € 671,554 | € 287,608 | € 579,986 | ▲ 102% |
| Land & buildings | € 387,776 | € 394,572 | € 391,537 | - | |
| Retained profit | € 1,159,607 | € 1,216,324 | € 1,271,551 | € 1,277,791 | |
| Dividend | € 0 | € 287,000 | € 250,000 | € 0 | ▼ 100% |
| Bank debt | € 86,264 | € 55,763 | € 8,800 | € 0 | ▼ 100% |
| Balance sheet total | € 1,617,150 | € 1,923,104 | € 1,724,173 | € 1,671,974 | ▼ 3% |
| Employees (FTE) | 10.8 | 11.4 | 10.7 | 3.7 | ▼ 7 |
Key figures of COJA, fiscal years 2022 to 2025, from the annual accounts filed with the National Bank of Belgium.Next annual account (fiscal year 2026) expected before 31 July 2027.
What happened to COJA?
What happened at COJA in recent years, according to the Belgian Official Gazette, the CBE and the National Bank:
- New annual accounts for financial year 2025: profit of € 6,240 (▼ 98% vs 2024). Source: NBB ↗
- Rik Cornelis stepped down as director. NBB
- Funecare NV became a director. NBB
- Frédéric Cambie became a director. NBB
- Rik Cornelis became a director. NBB
- New establishment in Aartselaar. KBO
- New establishment in Aartselaar. KBO
- New establishment in Antwerpen. KBO
In short
From € 385,612 profit in 2022 to € 6,240 profit in 2025.
Paid € 391,413 in corporate taxes since 2022.
Best year ever: 2022, with € 385,612 profit.
On average € 145,900 of value added per employee in 2025.
Management
The stake of CORNELIS & CORNELIS comes from that shareholder’s own annual accounts; small companies do not report their shareholders themselves.
COJABehind COJA are Funecare NV and Frédéric Cambie. The shares are held by Funecare NV (100%) and CORNELIS & CORNELIS (100%).
Directors
According to the 2025 annual accounts
Director · represented by Simon DE PATOUL
Also active at: Rouwcenter De Backer - Put, LOFMA, VANHOOF BEGRAFENISSEN - CREMATIES, SCHILLEBEECKX A., MAISON CORNET, PAPILLON UITVAARTZORG, Uitvaartzorg De Wending, ROUWCENTRUM THEUNISSEN +1 more
since 2024
Frédéric Cambie
Director
Also active at: Rouwcenter De Backer - Put, LOFMA, VANHOOF BEGRAFENISSEN - CREMATIES, SCHILLEBEECKX A., MAISON CORNET, PAPILLON UITVAARTZORG, Uitvaartzorg De Wending, SEQUOIA 71 +3 more
since 2024
since 2024 · until 2026
Shareholders
100%
CORNELIS & CORNELIS · holding of Rik Cornelis
100%
Participations
No participations in other companies reported.
Establishments
Establishment units
Physical locations of this company
Kontichsesteenweg 46
2630 Aartselaar
Eikenstraat 51
2840 Rumst
Active since 10 June 1996
Sint-Jorispoort 13
2000 Antwerpen
Active since 1 May 2018
Laar 1
2630 Aartselaar
Active since 1 April 2022
What is an establishment unit? An establishment unit is a geographically identifiable place where activities of the enterprise are carried out.
Details
- Company number
- 0453.798.563
- VAT number
- BE 0453.798.563
- Registered office
- Kontichsesteenweg 46, 2630 Aartselaar
- Names & denominations
- COJA
- Enterprise type
- Rechtspersoon
- Legal form
- Private limited company
- Legal situation
- Normale toestand
- Start date
- 9 November 1994
- Peppol
- Active · Active since 1 Jan 2001
- Activities · NACE
Uitvaartverzorging
Begrafenisentiteiten
Detailhandel in kranten en andere tijdschriften
Beoefening van uitvoerende kunsten door artistieke ensembles
Detailhandel in ICT-apparatuur
Gespecialiseerde beeld-, verlichtings- en geluidstechnieken
Gespecialiseerde detailhandel in kantoormachines en -meubelen, computers en standaardprogrammatuur en telecommunicatieapparatuur
Detailhandel in boeken, kranten, tijdschriften en kantoorbehoeften
+4