Warning lights
Signals from the annual accounts, the CBE and the Official Gazette, each with its threshold and source. No score, no verdict.
-
Tight liquidity NBB
Cash and receivables cover 44 % of short-term debt in 2025; threshold 65 %.
Financials
Financial year 2025
GARAGE PHILIPPE SEBILLE from Schoten, company number BE0453175288, closed financial year 2025 with a result of € 8,109 after tax. For that financial year GARAGE PHILIPPE SEBILLE recorded a gross margin of € 232,531 and equity of € 372,544. Compared with financial year 2024, the result moved from € 17,389 to € 8,109. The company is profitable. The buffer is growing. A strong own buffer against the debts. The most recent annual accounts were filed with the National Bank of Belgium on July 25, 2026.
€ 372,544
▲ 2% vs 2024
Assets minus debts, by the books. What is left if everything were sold and paid today.
€ 8,109
▼ 53% vs 2024
Profit after tax over the fiscal year.
€ 2,436
▲ 32% vs 2024
Cash and bank balances on the last day of the fiscal year.
Stays in the company
No dividend for 2025. Retained profit grew to € 341,544.
People and assets in 2025
2.3
Average over the fiscal year, from the social balance sheet.
€ 95,632
▲ 51% vs 2024
€ 41,600 per full-time equivalent. Payroll staff only. What the director pays themselves is already netted into the gross margin and is not shown separately in the accounts.
€ 77,810
▼ 27% vs 2024
Of which on lease € 65,176.
Debts at end 2025
€ 393,477
▼ 9% vs 2024
€ 121,475 is repaid this year. At this pace the long-term loan is gone in ≈ 3 years.
€ 166,272
▲ € 129,077 vs 2024
Supplier invoices still open on the last day of the fiscal year.
€ 56,581
▲ 11% vs 2024
Taxes, VAT and social contributions still to pay.
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| 2022 | 2023 | 2024 | 2025 | Change 2024 → 2025 | |
|---|---|---|---|---|---|
| Gross margin | € 185,982 | € 207,525 | € 200,350 | € 232,531 | ▲ 16% |
| Profit after taxes | € 34,384 | € 22,242 | € 17,389 | € 8,109 | ▼ 53% |
| Equity | € 324,804 | € 347,046 | € 364,435 | € 372,544 | ▲ 2% |
| Total debts | € 541,162 | € 514,335 | € 534,752 | € 634,012 | ▲ 19% |
| Cash | € 3,590 | € 283 | € 1,839 | € 2,436 | ▲ 32% |
| Land & buildings | € 341,302 | € 304,214 | € 269,508 | € 231,333 | ▼ 14% |
| Retained profit | € 293,804 | € 316,046 | € 333,435 | € 341,544 | ▲ 2% |
| Bank debt | € 462,551 | € 432,109 | € 431,231 | € 393,477 | ▼ 9% |
| Balance sheet total | € 865,966 | € 861,382 | € 899,187 | € 1,006,557 | ▲ 12% |
| Employees (FTE) | - | - | - | 2.3 |
Key figures of GARAGE PHILIPPE SEBILLE, fiscal years 2022 to 2025, from the annual accounts filed with the National Bank of Belgium.Next annual account (fiscal year 2026) expected before 31 July 2027.
What happened to GARAGE PHILIPPE SEBILLE?
What happened at GARAGE PHILIPPE SEBILLE in recent years, according to the Belgian Official Gazette, the CBE and the National Bank:
- New annual accounts for financial year 2025: profit of € 8,109 (▼ 53% vs 2024). Source: NBB ↗
- Diane Peeters became a director. NBB
- New establishment in Schoten. KBO
- Philippe Sébille became a director. NBB
- Start of the company according to the CBE. KBO
In short
From € 34,384 profit in 2022 to € 8,109 profit in 2025.
Paid € 23,209 in corporate taxes since 2022.
Best year ever: 2022, with € 34,384 profit.
On average € 101,100 of value added per employee in 2025.
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De Lijn 8 June 2026 New annual account 2025
filed on 8 June 2026
What was left
€ 20 k ▼ 91%
Money in the bank
€ 178 k ▼ 98%
Open the dossier →
NMBS 8 June 2026 New annual account 2025 What was left ▼ 80%
bpost 18 May 2026 New annual account 2025 What was left from loss to profit
Management
Behind GARAGE PHILIPPE SEBILLE are Philippe Sébille and Diane Peeters.
Directors
According to the 2025 annual accounts
Philippe Sébille
Director
since 1994
Diane Peeters
Director
since 2011
Establishments
Establishment units
Physical locations of this company
Borkelstraat 18
2900 Schoten
What is an establishment unit? An establishment unit is a geographically identifiable place where activities of the enterprise are carried out.
Details
- Company number
- 0453.175.288
- VAT number
- BE 0453.175.288
- Registered office
- Borkelstraat 18, 2900 Schoten
- Names & denominations
- GARAGE PHILIPPE SEBILLE · G.P.S.
- Enterprise type
- Rechtspersoon
- Legal form
- Private limited company
- Legal situation
- Normale toestand
- Start date
- 18 July 1994
- Peppol
- Active · Active since 23 Jun 2025
- Activities · NACE
Detailhandel in auto's en lichte bestelwagens (<= 3,5 ton)
Algemeen onderhoud en reparatie van auto's en lichte bestelwagens (<= 3,5 ton)
Onderhoud en reparatie van auto's
Detailhandel in auto's en lichte bestelwagens (= 3,5 ton)
Algemeen onderhoud en reparatie van auto's en lichte bestelwagens (= 3,5 ton)
Groothandel in auto's en lichte bestelwagens (<= 3,5 ton)
Detailhandel in motorvoertuigen
Groothandel in auto's en lichte bestelwagens (= 3,5 ton)