Warning lights
Signals from the annual accounts, the CBE and the Official Gazette, each with its threshold and source. No score, no verdict.
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Tight liquidity NBB
Cash and receivables cover 15 % of short-term debt in 2025; threshold 65 %.
Financials
Financial year 2025
ADFINAS FINANCE from Asse, company number BE0452924375, closed financial year 2025 with a result of € 228,731 after tax. For that financial year ADFINAS FINANCE recorded a gross margin of € 498,112 and equity of € 292,591. Compared with financial year 2024, the result moved from € 364,759 to € 228,731. The company is profitable. The buffer is growing. Debts are under control. The most recent annual accounts were filed with the National Bank of Belgium on July 8, 2026.
€ 292,591
▲ 34% vs 2024
Assets minus debts, by the books. What is left if everything were sold and paid today.
€ 228,731
▼ 37% vs 2024
Profit after tax over the fiscal year.
€ 15,480
▼ 87% vs 2024
Cash and bank balances on the last day of the fiscal year.
€ 150,000 paid out
66 % of the profit went to the shareholders, mostly to Carbon 30 (100 % of the shares). That is where the money ends up.
People and assets in 2025
€ 129,109
▲ 5% vs 2024
Payroll staff only. What the director pays themselves is already netted into the gross margin and is not shown separately in the accounts.
€ 106,811
▼ 24% vs 2024
Book value of vehicles, furniture and equipment.
Debts at end 2025
€ 333,900
▼ 10% vs 2024
€ 182,186 is repaid this year. At this pace the long-term loan is gone in ≈ 2 years.
€ 15,835
▲ 9% vs 2024
Supplier invoices still open on the last day of the fiscal year.
€ 45,895
▲ 2% vs 2024
Taxes, VAT and social contributions still to pay.
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| 2022 | 2023 | 2024 | 2025 | Change 2024 → 2025 | |
|---|---|---|---|---|---|
| Gross margin | € 512,095 | € 571,079 | € 719,684 | € 498,112 | ▼ 31% |
| Profit after taxes | € 221,986 | € 258,238 | € 364,759 | € 228,731 | ▼ 37% |
| Equity | € 153,961 | € 212,198 | € 218,437 | € 292,591 | ▲ 34% |
| Total debts | € 549,440 | € 623,590 | € 786,316 | € 547,406 | ▼ 30% |
| Cash | € 72,241 | € 32,103 | € 122,256 | € 15,480 | ▼ 87% |
| Retained profit | € 135,411 | € 193,648 | € 199,887 | € 274,041 | ▲ 37% |
| Dividend | € 125,000 | € 200,000 | € 350,000 | € 150,000 | ▼ 57% |
| Bank debt | € 384,008 | € 380,836 | € 372,404 | € 333,900 | ▼ 10% |
| Balance sheet total | € 703,401 | € 835,788 | € 1,004,753 | € 839,997 | ▼ 16% |
Key figures of ADFINAS FINANCE, fiscal years 2022 to 2025, from the annual accounts filed with the National Bank of Belgium.Next annual account (fiscal year 2026) expected before 31 July 2027.
What happened to ADFINAS FINANCE?
What happened at ADFINAS FINANCE in recent years, according to the Belgian Official Gazette, the CBE and the National Bank:
- New annual accounts for financial year 2025: profit of € 228,731 (▼ 37% vs 2024). Source: NBB ↗
- New establishment in Asse. KBO
- Start of the company according to the CBE. KBO
In short
From € 221,986 profit in 2022 to € 228,731 profit in 2025.
Paid € 380,371 in corporate taxes since 2022.
Best year ever: 2024, with € 364,759 profit.
Paid out € 825,000 in dividends to the owners in total.
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De Lijn 8 June 2026 New annual account 2025
filed on 8 June 2026
What was left
€ 20 k ▼ 91%
Money in the bank
€ 178 k ▼ 98%
Open the dossier →
NMBS 8 June 2026 New annual account 2025 What was left ▼ 80%
bpost 18 May 2026 New annual account 2025 What was left from loss to profit
Management
The stake of Carbon 30, DELGO comes from that shareholder’s own annual accounts; small companies do not report their shareholders themselves.
ADFINAS FINANCEBehind ADFINAS FINANCE are Steve Van Mieghem, Bram Luyckx and Carbon 30 BV. The shares are held by Carbon 30 (100%) and DELGO (20%).
Directors
According to the 2025 annual accounts
Participations
No participations in other companies reported.
Establishments
Establishment units
Physical locations of this company
Nerviërsstraat 30
1730 Asse
What is an establishment unit? An establishment unit is a geographically identifiable place where activities of the enterprise are carried out.
Details
- Company number
- 0452.924.375
- VAT number
- BE 0452.924.375
- Registered office
- Nerviërsstraat 30, 1730 Asse
- Names & denominations
- ADFINAS FINANCE
- Enterprise type
- Rechtspersoon
- Legal form
- Private limited company
- Legal situation
- Normale toestand
- Start date
- 20 June 1994
- Peppol
- Active · Active since 18 Feb 2025
- Activities · NACE
Agenten en makelaars in bankdiensten