Warning lights
Signals from the annual accounts, the CBE and the Official Gazette, each with its threshold and source. No score, no verdict.
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Tight liquidity NBB
Cash and receivables cover 22 % of short-term debt in 2025; threshold 65 %.
Financials
Financial year 2025
Adfinas Delgo from Asse, company number BE0456165066, closed financial year 2025 with a result of € 114,458 after tax. For that financial year Adfinas Delgo recorded a gross margin of € 613,702 and equity of € 325,870. Compared with financial year 2024, the result moved from € 94,708 to € 114,458. Profitable, and profit is growing. The buffer is growing. Debts are under control. The most recent annual accounts were filed with the National Bank of Belgium on July 13, 2026.
€ 325,870
▲ 19% vs 2024
Assets minus debts, by the books. What is left if everything were sold and paid today.
€ 114,458
▲ 21% vs 2024
Profit after tax over the fiscal year.
€ 61,184
▲ € 47,335 vs 2024
Cash and bank balances on the last day of the fiscal year.
€ 50,000 paid out
44 % of the profit went to the shareholders, mostly to Carbon 30 (100 % of the shares). That is where the money ends up.
People and assets in 2025
5.1
▲ 0.8 vs 2024
Average over the fiscal year, from the social balance sheet.
€ 334,265
▲ 19% vs 2024
€ 65,500 per full-time equivalent. Payroll staff only. What the director pays themselves is already netted into the gross margin and is not shown separately in the accounts.
€ 203,362
▲ 11% vs 2024
Book value of vehicles, furniture and equipment.
Debts at end 2025
€ 524,858
▼ 14% vs 2024
€ 155,689 is repaid this year. At this pace the long-term loan is gone in ≈ 3 years.
€ 29,252
▼ 37% vs 2024
Supplier invoices still open on the last day of the fiscal year.
€ 39,902
▲ 36% vs 2024
Taxes, VAT and social contributions still to pay.
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| 2022 | 2023 | 2024 | 2025 | Change 2024 → 2025 | |
|---|---|---|---|---|---|
| Gross margin | € 564,958 | € 586,912 | € 566,414 | € 613,702 | ▲ 8% |
| Profit after taxes | € 176,978 | € 181,684 | € 94,708 | € 114,458 | ▲ 21% |
| Equity | € 161,577 | € 343,261 | € 273,830 | € 325,870 | ▲ 19% |
| Total debts | € 722,906 | € 702,850 | € 871,954 | € 649,671 | ▼ 25% |
| Cash | € 28 | € 6,873 | € 13,848 | € 61,184 | ▲ € 47,335 |
| Retained profit | € 142,977 | € 324,661 | € 255,230 | € 307,270 | ▲ 20% |
| Dividend | € 75,000 | € 0 | € 150,000 | € 50,000 | ▼ 67% |
| Bank debt | € 559,015 | € 601,393 | € 611,481 | € 524,858 | ▼ 14% |
| Balance sheet total | € 884,483 | € 1,046,111 | € 1,145,784 | € 975,540 | ▼ 15% |
| Employees (FTE) | - | 3 | 4.3 | 5.1 | ▲ 0.8 |
Key figures of Adfinas Delgo, fiscal years 2022 to 2025, from the annual accounts filed with the National Bank of Belgium.Next annual account (fiscal year 2026) expected before 31 July 2027.
What happened to Adfinas Delgo?
What happened at Adfinas Delgo in recent years, according to the Belgian Official Gazette, the CBE and the National Bank:
- New annual accounts for financial year 2025: profit of € 114,458 (▲ 21% vs 2024). Source: NBB ↗
- New establishment in Asse. KBO
- Start of the company according to the CBE. KBO
In short
From € 176,978 profit in 2022 to € 114,458 profit in 2025.
Paid € 222,150 in corporate taxes since 2022.
Best year ever: 2023, with € 181,684 profit.
On average € 120,300 of value added per employee in 2025.
A new publication or filing at Adfinas Delgo? We notify you, reason included.
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De Lijn 8 June 2026 New annual account 2025
filed on 8 June 2026
What was left
€ 20 k ▼ 91%
Money in the bank
€ 178 k ▼ 98%
Open the dossier →
NMBS 8 June 2026 New annual account 2025 What was left ▼ 80%
bpost 18 May 2026 New annual account 2025 What was left from loss to profit
Management
The stake of Carbon 30, DELGO comes from that shareholder’s own annual accounts; small companies do not report their shareholders themselves.
Adfinas DelgoBehind Adfinas Delgo are Niels Van Weyenbergh, Lennert De Vos and Carbon 30 BV. The shares are held by Carbon 30 (100%) and DELGO (20%).
Directors
According to the 2025 annual accounts
Lennert De Vos
Director
Also active at: ADFINAS FINANCE, ADFINAS BEHEER, PLUS+, L&V Consulting, Carbon 30
Participations
No participations in other companies reported.
Establishments
Establishment units
Physical locations of this company
Nerviërsstraat 26
1730 Asse
Who else lives here?
A building full of entrepreneurs or one very busy letterbox? Another 4 companies are registered at this address.
All companies at this address →What is an establishment unit? An establishment unit is a geographically identifiable place where activities of the enterprise are carried out.
Details
- Company number
- 0456.165.066
- VAT number
- BE 0456.165.066
- Registered office
- Nerviërsstraat 26, 1730 Asse
- Names & denominations
- Adfinas Delgo · @FINAS
- Enterprise type
- Rechtspersoon
- Legal form
- Private limited company
- Legal situation
- Normale toestand
- Start date
- 28 September 1995
- Peppol
- Active · Active since 17 Feb 2025
- Contact
- [email protected]
- Activities · NACE
Activiteiten van verzekeringsagenten en -makelaars