Warning lights
Signals from the annual accounts, the CBE and the Official Gazette, each with its threshold and source. No score, no verdict.
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Figures corrected NBB
Corrected annual account filed for 2024.
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Late annual account NBB
Fiscal year 2024 was filed 313 days after the legal deadline.
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Busy address KBO
20 other companies have their registered office at the same address; threshold 10.
Financials
Financial year 2024
R. et J.-P. FRANCOIS from Koekelberg, company number BE0452822130, closed financial year 2024 with a result of € 35,593 after tax. For that financial year R. et J.-P. FRANCOIS recorded a gross margin of € 128,515 and equity of € 326,229. Compared with financial year 2023, the result moved from € -20,779 to € 35,593. Profitable, and profit is growing. The buffer is growing. A strong own buffer against the debts. The most recent annual accounts were filed with the National Bank of Belgium on June 9, 2026.
€ 326,229
▲ 12% vs 2023
Assets minus debts, by the books. What is left if everything were sold and paid today.
€ 35,593
▲ still € 20,779 loss in 2023
Profit after tax over the fiscal year.
€ 106,375
▲ 136% vs 2023
Cash and bank balances on the last day of the fiscal year.
Stays in the company
No dividend for 2024. Retained profit grew to € 307,229.
People and assets in 2024
€ 34,899
▼ 26% vs 2023
Payroll staff only. What the director pays themselves is already netted into the gross margin and is not shown separately in the accounts.
Debts at end 2024
€ 155,427
▼ 6% vs 2023
€ 9,634 is repaid this year. At this pace the long-term loan is gone in ≈ 16 years.
€ 35,910
▲ 7% vs 2023
Supplier invoices still open on the last day of the fiscal year.
€ 16,006
▲ 15% vs 2023
Taxes, VAT and social contributions still to pay.
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| 2021 | 2022 | 2023 | 2024 | Change 2023 → 2024 | |
|---|---|---|---|---|---|
| Gross margin | € 65,684 | € 74,497 | € 74,869 | € 128,515 | ▲ 72% |
| Profit after taxes | € 4,497 | € -6,804 | € -20,779 | € 35,593 | ▲ € 56,372 |
| Equity | € 318,887 | € 312,083 | € 290,636 | € 326,229 | ▲ 12% |
| Total debts | € 222,914 | € 222,986 | € 212,371 | € 207,343 | ▼ 2% |
| Cash | € 24,531 | € 37,398 | € 45,148 | € 106,375 | ▲ 136% |
| Land & buildings | € 167,981 | € 162,458 | € 156,935 | € 151,412 | ▼ 4% |
| Retained profit | € 299,887 | € 293,083 | € 271,636 | € 307,229 | ▲ 13% |
| Bank debt | € 182,480 | € 173,689 | € 164,722 | € 155,427 | ▼ 6% |
| Balance sheet total | € 570,665 | € 563,933 | € 531,870 | € 533,572 |
Key figures of R. et J.-P. FRANCOIS, fiscal years 2021 to 2024, from the annual accounts filed with the National Bank of Belgium.The annual account for fiscal year 2025 has not been filed yet; it was expected before 31 July 2026.
What happened to R. et J.-P. FRANCOIS?
What happened at R. et J.-P. FRANCOIS in recent years, according to the Belgian Official Gazette, the CBE and the National Bank:
- Corrected annual accounts filed for financial year 2024. filed late Source: NBB ↗
- New establishment in Koekelberg. KBO
- Start of the company according to the CBE. KBO
In short
From € 4,497 profit in 2021 to € 35,593 profit in 2024.
Paid € 31,560 in corporate taxes since 2021.
Best year ever: 2024, with € 35,593 profit.
A new publication or filing at R. et J.-P. FRANCOIS? We notify you, reason included.
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De Lijn 8 June 2026 New annual account 2025
filed on 8 June 2026
What was left
€ 20 k ▼ 91%
Money in the bank
€ 178 k ▼ 98%
Open the dossier →
NMBS 8 June 2026 New annual account 2025 What was left ▼ 80%
bpost 18 May 2026 New annual account 2025 What was left from loss to profit
Establishments
Establishment units
Physical locations of this company
Leopold II-laan 216
1081 Koekelberg
Who else lives here?
A building full of entrepreneurs or one very busy letterbox? Another 20 companies are registered at this address.
All companies at this address →NEW BUSINESS CONCEPT
€ 438,466 gross margin · 2025
NINOVE 550
€ 11,706 gross margin · 2024
FRANCOIS & Co
D.F. GROUP
€ 47,614 gross margin · 2024
Savoie 10
€ 6,488 gross margin · 2024
+15 more
What is an establishment unit? An establishment unit is a geographically identifiable place where activities of the enterprise are carried out.
Details
- Company number
- 0452.822.130
- VAT number
- BE 0452.822.130
- Registered office
- Leopold II-laan 216, 1081 Koekelberg
- Names & denominations
- R. et J.-P. FRANCOIS
- Enterprise type
- Rechtspersoon
- Legal form
- Private limited company
- Legal situation
- Normale toestand
- Start date
- 6 June 1994
- Peppol
- Active · Active since 5 Dec 2025
- Activities · NACE
Activiteiten van verzekeringsagenten en -makelaars
Verzekeringsmakelaars en -agenten
Overige ondersteunende activiteiten in verband met financiële diensten, neg, exclusief verzekeringen en pensioenfondsen
Bemiddeling bij de aankoop, verkoop en verhuur van onroerend goed
Bemiddeling in verband met exploitatie van en handel in onroerend goed
Bemiddeling bij de aankoop, verkoop en verhuur van onroerend goed voor een vast bedrag of op contractbasis