Financials
Financial year 2025
Decat Assurances from Koekelberg, company number BE0439676749, closed financial year 2025 with a result of € 173,573 after tax. For that financial year Decat Assurances recorded a gross margin of € 512,632 and equity of € 87,774. Compared with financial year 2024, the result moved from € 232,963 to € 173,573. The company is profitable. The buffer is growing. Debts are under control. The most recent annual accounts were filed with the National Bank of Belgium on July 30, 2026.
€ 87,774
▲ 124% vs 2024
Assets minus debts, by the books. What is left if everything were sold and paid today.
€ 173,573
▼ 25% vs 2024
Profit after tax over the fiscal year.
€ 114,894
▲ 21% vs 2024
Cash and bank balances on the last day of the fiscal year.
€ 125,000 paid out
72 % of the profit went to the shareholders, the rest stayed in the company.
People and assets in 2025
4
▼ 0.8 vs 2024
Average over the fiscal year, from the social balance sheet.
€ 226,858
▼ 4% vs 2024
€ 56,700 per full-time equivalent. Payroll staff only. What the director pays themselves is already netted into the gross margin and is not shown separately in the accounts.
€ 65,430
▼ 41% vs 2024
Book value of vehicles, furniture and equipment.
Debts at end 2025
€ 71,458
▼ 39% vs 2024
€ 21,934 is repaid this year. At this pace the long-term loan is gone in ≈ 3 years.
€ 6,578
Supplier invoices still open on the last day of the fiscal year.
€ 18,715
▼ 66% vs 2024
Wages, holiday pay and social contributions still to pay. No outstanding taxes.
| 2022 | 2023 | 2024 | 2025 | Change 2024 → 2025 | |
|---|---|---|---|---|---|
| Gross margin | € 415,477 | € 468,710 | € 606,609 | € 512,632 | ▼ 15% |
| Profit after taxes | € 139,782 | € 146,116 | € 232,963 | € 173,573 | ▼ 25% |
| Equity | € 60,122 | € 56,238 | € 39,201 | € 87,774 | ▲ 124% |
| Total debts | € 484,262 | € 417,390 | € 366,846 | € 223,851 | ▼ 39% |
| Cash | € 429,862 | € 168,157 | € 94,584 | € 114,894 | ▲ 21% |
| Land & buildings | € 24,062 | € 16,937 | € 9,812 | € 7,500 | ▼ 24% |
| Retained profit | € 53,925 | € 50,041 | € 33,004 | € 81,577 | ▲ 147% |
| Dividend | € 125,000 | € 150,000 | € 250,000 | € 125,000 | ▼ 50% |
| Bank debt | € 50,601 | € 61,904 | € 117,628 | € 71,458 | ▼ 39% |
| Balance sheet total | € 548,549 | € 476,405 | € 407,435 | € 311,625 | ▼ 24% |
| Employees (FTE) | 4 | 4 | 4.8 | 4 | ▼ 0.8 |
Key figures of Decat Assurances, fiscal years 2022 to 2025, from the annual accounts filed with the National Bank of Belgium.Next annual account (fiscal year 2026) expected before 31 July 2027.
What happened to Decat Assurances?
What happened at Decat Assurances in recent years, according to the Belgian Official Gazette, the CBE and the National Bank:
- New annual accounts for financial year 2025: profit of € 173,573 (▼ 25% vs 2024). Source: NBB ↗
- New establishment in Koekelberg. KBO
- Start of the company according to the CBE. KBO
In short
From € 139,782 profit in 2022 to € 173,573 profit in 2025.
Paid € 262,725 in corporate taxes since 2022.
Best year ever: 2024, with € 232,963 profit.
On average € 128,200 of value added per employee in 2025.
Establishments
Establishment units
Physical locations of this company
Kasteellaan 30 box 1
1081 Koekelberg
Who else lives here?
A building full of entrepreneurs or one very busy letterbox? Another 1 companies are registered at this address.
All companies at this address →What is an establishment unit? An establishment unit is a geographically identifiable place where activities of the enterprise are carried out.
Details
- Company number
- 0439.676.749
- VAT number
- BE 0439.676.749
- Registered office
- Kasteellaan 30 bus 1, 1081 Koekelberg
- Names & denominations
- Decat Assurances
- Enterprise type
- Rechtspersoon
- Legal form
- Private limited company
- Legal situation
- Normale toestand
- Start date
- 22 December 1989
- Peppol
- Active · Active since 4 Dec 2025
- Activities · NACE
Activiteiten van verzekeringsagenten en -makelaars
Verzekeringsmakelaars en -agenten