Active · per the CBE, 17 September 2026

PAQUAY ET ASSOCIES

BE0452659606

Rechtspersoon Public limited company 1 establishment

PAQUAY ET ASSOCIES is an insurance broker in Waimes. Public Limited, started on 1 January 1994, 1 establishment.

Rue de Malmédy 2, 4950 Waimes

Behind the company: Francis PAQUAY, FP Management SNC.

Active for

32 year, 8 months

Warning lights

Signals from the annual accounts, the CBE and the Official Gazette, each with its threshold and source. No score, no verdict.

  • Late annual account NBB

    Fiscal year 2024 was filed 196 days after the legal deadline.

Financials

Financial year 2024

PAQUAY ET ASSOCIES from Waimes, company number BE0452659606, closed financial year 2024 with a result of € 443,009 after tax. For that financial year PAQUAY ET ASSOCIES recorded a gross margin of € 427,463 and equity of € 1.9 million. Compared with financial year 2023, the result moved from € 27,925 to € 443,009. Profitable, and profit is growing. The buffer is growing. A strong own buffer against the debts. The most recent annual accounts were filed with the National Bank of Belgium on February 12, 2026.

What it is worth Growing

€ 1.9 million

▲ 31% vs 2023

Assets minus debts, by the books. What is left if everything were sold and paid today.

Profit Growing

€ 443,009

▲ € 415,084 vs 2023

Profit after tax over the fiscal year.

Cash in the bank

€ 200,477

▼ 49% vs 2023

Cash and bank balances on the last day of the fiscal year.

Where the profit goes Growing

Stays in the company

No dividend for 2024. Retained profit grew to € 1.7 million.

People and assets in 2024

Full-time equivalents

6.4

▲ 0.3 vs 2023

Average over the fiscal year, from the social balance sheet.

Wage cost

€ 394,674

▲ 16% vs 2023

€ 61,700 per full-time equivalent. Payroll staff only. What the director pays themselves is already netted into the gross margin and is not shown separately in the accounts.

Vehicles and equipment

€ 36,165

▼ 23% vs 2023

Book value of vehicles, furniture and equipment.

Debts at end 2024

Bank debt

None

No bank loans on the last day of the fiscal year.

Owed to suppliers

€ 44,046

▲ 27% vs 2023

Supplier invoices still open on the last day of the fiscal year.

Taxes and wages

€ 44,484

▼ 32% vs 2023

Taxes, VAT and social contributions still to pay.

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Key figures per fiscal year Download key figures (CSV)
2021202220232024Change 2023 → 2024
Gross margin € 451,748 € 463,585 € 444,014 € 427,463 ▼ 4%
Profit after taxes € 70,353 € 144,501 € 27,925 € 443,009 ▲ € 415,084
Equity € 1,238,382 € 1,382,883 € 1,410,807 € 1,853,816 ▲ 31%
Total debts € 79,817 € 127,697 € 131,113 € 141,316 ▲ 8%
Cash € 274,580 € 420,365 € 389,340 € 200,477 ▼ 49%
Land & buildings € 60,182 € 52,642 € 38,261 € 60,001 ▲ 57%
Retained profit € 1,113,382 € 1,257,883 € 1,285,807 € 1,728,816 ▲ 34%
Bank debt € 0 € 171 € 0 € 0
Balance sheet total € 1,418,405 € 1,510,580 € 1,541,921 € 1,995,132 ▲ 29%
Employees (FTE) 5.8 6.7 6.1 6.4 ▲ 0.3

Key figures of PAQUAY ET ASSOCIES, fiscal years 2021 to 2024, from the annual accounts filed with the National Bank of Belgium.The annual account for fiscal year 2025 has not been filed yet; it was expected before 31 July 2026.

What happened to PAQUAY ET ASSOCIES?

What happened at PAQUAY ET ASSOCIES in recent years, according to the Belgian Official Gazette, the CBE and the National Bank:

  • New annual accounts for financial year 2024: profit of € 443,009 (▲ € 415,084 vs 2023). filed late Source: NBB ↗
  • Francis PAQUAY became a director. NBB
  • FP Management SNC became a director. NBB
  • New establishment in Waimes. KBO
  • Start of the company according to the CBE. KBO

In short

From € 70,353 profit in 2021 to € 443,009 profit in 2024.

Paid € 108,197 in corporate taxes since 2021.

Best year ever: 2024, with € 443,009 profit.

On average € 66,800 of value added per employee in 2024.

Management

Behind PAQUAY ET ASSOCIES are Francis PAQUAY and FP Management SNC. The shares are held by Paquay Immo & Invest SA (49.4%), CP MANAGEMENT SNC (25%) and FP MANGEMENT SNC (25%). It owns 10% of PAQUAY IMMO & INVEST and 0.5% of ARDENNE CONCEPT itself.

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Directors

According to the 2024 annual accounts

Francis PAQUAY

Director

since 2019

FP Management SNC

Director · represented by Francis PAQUAY

Also active at: ROND-POINT

since 2019

Participations

Establishments

Establishment units

Physical locations of this company

Registered office

Rue de Malmédy 2

4950 Waimes

Who else lives here?

A building full of entrepreneurs or one very busy letterbox? Another 4 companies are registered at this address.

All companies at this address →

What is an establishment unit? An establishment unit is a geographically identifiable place where activities of the enterprise are carried out.

Details

Company number
0452.659.606
VAT number
BE 0452.659.606
Registered office
Rue de Malmédy 2, 4950 Waimes
Names & denominations
PAQUAY ET ASSOCIES
Enterprise type
Rechtspersoon
Legal form
Public limited company
Legal situation
Normale toestand
Start date
1 January 1994
Peppol
Active · Active since 13 Oct 2025
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Frequently asked questions

What does PAQUAY ET ASSOCIES do?
PAQUAY ET ASSOCIES is an insurance broker in Waimes. Public Limited, started on 1 January 1994, 1 establishment.
What is the address of PAQUAY ET ASSOCIES?
The registered office of PAQUAY ET ASSOCIES is located at Rue de Malmédy 2, 4950 Waimes.
Is PAQUAY ET ASSOCIES still active?
Yes. According to the CBE (17 September 2026) PAQUAY ET ASSOCIES is active, legal situation “Normale toestand”, started on 1 January 1994.
Is PAQUAY ET ASSOCIES registered on Peppol?
Yes, PAQUAY ET ASSOCIES is registered on the Peppol network with ID 0208:0452659606.
What is the enterprise number of PAQUAY ET ASSOCIES?
The enterprise number of PAQUAY ET ASSOCIES is BE0452659606.
When was PAQUAY ET ASSOCIES founded?
PAQUAY ET ASSOCIES was founded on 1 January 1994.