FLEXIA is an insurance broker in Waimes. Private Limited, started on 29 June 1998, 2 establishments.

What is the address of FLEXIA?

The registered office of FLEXIA is located at Rue de Hottleux 76, 4950 Waimes.

Is FLEXIA still active?

Yes. According to the CBE (29 October 2026) FLEXIA is active, legal situation “Normale toestand”, started on 29 June 1998.

Is FLEXIA registered on Peppol?

Yes, FLEXIA is registered on the Peppol network with ID 0208:0463678707.

What is the enterprise number of FLEXIA?

The enterprise number of FLEXIA is BE0463678707.

When was FLEXIA founded?

FLEXIA was founded on 29 June 1998.

Who are the directors of FLEXIA?

According to the 2025 annual accounts, the directors of FLEXIA are: BERTIMES & CO SRL, BCA SRL, THL ASSUR SPRL, SBP MANAGEMENT SRL.

Is FLEXIA a reliable company?

Databakkes does not pass judgement; this is what the sources say: Active according to the CBE since 29 June 1998; 5 annual accounts filed, latest fiscal year 2025; 4 directors known from the annual account; 2 establishments in the CBE.

How much profit did FLEXIA make in 2025?

FLEXIA posted a profit after taxes of € 182,831 in financial year 2025.

What is the revenue of FLEXIA?

As a small company, FLEXIA is not required to publish revenue in its annual accounts. In financial year 2025, its added value was € 680,502.

How much does an employee at FLEXIA earn?

The average wage cost per full-time employee at FLEXIA was € 55,600 in 2025: staff costs of € 344,579 for 6.2 FTE, according to the annual account at the National Bank. That is the employer's cost, not net pay.

How many employees does FLEXIA have?

According to the 2025 annual accounts, FLEXIA has 6.2 full-time equivalents (FTE).

Does FLEXIA have a website?

Yes, FLEXIA has a website at cbcagent.be.

FLEXIA (Private Limited) - Waimes - BE0463678707

Dossier FLEXIA, printed on 29 October 2026 from databakkes.be/en/0463678707/flexia. Sources: CBE, National Bank of Belgium, Belgian Official Gazette.

Financials

Financial year 2025

FLEXIA from Waimes, company number BE0463678707, closed financial year 2025 with a result of € 182,831 after tax. For that financial year FLEXIA recorded a gross margin of € 680,502 and equity of € 266,709. Compared with financial year 2024, the result moved from € 151,694 to € 182,831. Profitable, and profit is growing. The company holds a healthy buffer. A strong own buffer against the debts. The most recent annual accounts were filed with the National Bank of Belgium on August 31, 2026.

What it is worth Healthy

€ 266,709

▼ 14% vs 2024

Assets minus debts, by the books. What is left if everything were sold and paid today.

Profit Growing

€ 182,831

▲ 21% vs 2024

Profit after tax over the fiscal year.

Cash in the bank

€ 305,107

▲ € 244,392 vs 2024

Cash and bank balances on the last day of the fiscal year.

Where the profit goes Pays out

€ 225,950 paid out

More than the year’s profit went to the shareholders; reserves fell.

People and assets in 2025

Full-time equivalents

6.2

▲ 1.1 vs 2024

Average over the fiscal year, from the social balance sheet.

Wage cost

€ 344,579

▲ 21% vs 2024

€ 55,600 per full-time equivalent. Payroll staff only. What the director pays themselves is already netted into the gross margin and is not shown separately in the accounts.

Vehicles and equipment

€ 18,524

▲ 67% vs 2024

Book value of vehicles, furniture and equipment.

Debts at end 2025

Bank debt ≈ 3 years to go The accounts give the long-term loan and the part due within the year. The remainder divided by that part is the number of years at an equal pace; a new loan or early repayment changes it.

€ 276,214

▼ 6% vs 2024

€ 80,983 is repaid this year. At this pace the long-term loan is gone in ≈ 3 years.

Owed to suppliers

€ 9,127

▼ 66% vs 2024

Supplier invoices still open on the last day of the fiscal year.

Taxes and wages

€ 63,299

▲ 15% vs 2024

Taxes, VAT and social contributions still to pay.

Key figures per fiscal year Download key figures (CSV)
	2022	2023	2024	2025	Change 2024 → 2025
Gross margin	€ 396,775 Gross margin 2022: € 396,775 First fiscal year in the series	€ 512,422 Gross margin 2023: € 512,422 ▲ 29% vs 2022 (€ 396,775) Favourable step	€ 683,607 Gross margin 2024: € 683,607 ▲ 33% vs 2023 (€ 512,422) Favourable step	€ 680,502 Gross margin 2025: € 680,502 Unchanged (€ 683,607) Unfavourable step
Profit after taxes	€ 82,797 Profit after taxes 2022: € 82,797 First fiscal year in the series	€ 141,331 Profit after taxes 2023: € 141,331 ▲ 71% vs 2022 (€ 82,797) Favourable step	€ 151,694 Profit after taxes 2024: € 151,694 ▲ 7% vs 2023 (€ 141,331) Favourable step	€ 182,831 Profit after taxes 2025: € 182,831 ▲ 21% vs 2024 (€ 151,694) Favourable step	▲ 21%
Equity	€ 129,803 Equity 2022: € 129,803 First fiscal year in the series	€ 271,134 Equity 2023: € 271,134 ▲ 109% vs 2022 (€ 129,803) Favourable step	€ 309,828 Equity 2024: € 309,828 ▲ 14% vs 2023 (€ 271,134) Favourable step	€ 266,709 Equity 2025: € 266,709 ▼ 14% vs 2024 (€ 309,828) Unfavourable step	▼ 14%
Total debts	€ 472,836 Total debts 2022: € 472,836 First fiscal year in the series	€ 372,920 Total debts 2023: € 372,920 ▼ 21% vs 2022 (€ 472,836) Favourable step	€ 376,172 Total debts 2024: € 376,172 ▲ 1% vs 2023 (€ 372,920) Unfavourable step	€ 478,683 Total debts 2025: € 478,683 ▲ 27% vs 2024 (€ 376,172) Unfavourable step	▲ 27%
Cash	€ 152,377 Cash 2022: € 152,377 First fiscal year in the series	€ 188,059 Cash 2023: € 188,059 ▲ 23% vs 2022 (€ 152,377) Favourable step	€ 60,715 Cash 2024: € 60,715 ▼ 68% vs 2023 (€ 188,059) Unfavourable step	€ 305,107 Cash 2025: € 305,107 ▲ € 244,392 vs 2024 (€ 60,715) Favourable step	▲ € 244,392
Land & buildings	-	€ 40,178 Land & buildings 2023: € 40,178 First fiscal year in the series	-	-
Retained profit	€ 111,211 Retained profit 2022: € 111,211 First fiscal year in the series	€ 252,542 Retained profit 2023: € 252,542 ▲ 127% vs 2022 (€ 111,211) Favourable step	€ 291,236 Retained profit 2024: € 291,236 ▲ 15% vs 2023 (€ 252,542) Favourable step	€ 248,117 Retained profit 2025: € 248,117 ▼ 15% vs 2024 (€ 291,236) Unfavourable step	▼ 15%
Dividend	€ 94,000 Dividend 2022: € 94,000 First fiscal year in the series	€ 0 Dividend 2023: € 0 ▼ 100% vs 2022 (€ 94,000) Unchanged	€ 113,000 Dividend 2024: € 113,000 Unchanged (€ 0) Unchanged	€ 225,950 Dividend 2025: € 225,950 ▲ 100% vs 2024 (€ 113,000) Unchanged	▲ 100%
Bank debt	€ 336,263 Bank debt 2022: € 336,263 First fiscal year in the series	€ 270,914 Bank debt 2023: € 270,914 ▼ 19% vs 2022 (€ 336,263) Favourable step	€ 294,084 Bank debt 2024: € 294,084 ▲ 9% vs 2023 (€ 270,914) Unfavourable step	€ 276,214 Bank debt 2025: € 276,214 ▼ 6% vs 2024 (€ 294,084) Favourable step	▼ 6%
Balance sheet total	€ 602,639 Balance sheet total 2022: € 602,639 First fiscal year in the series	€ 644,054 Balance sheet total 2023: € 644,054 ▲ 7% vs 2022 (€ 602,639) Unchanged	€ 686,001 Balance sheet total 2024: € 686,001 ▲ 7% vs 2023 (€ 644,054) Unchanged	€ 745,392 Balance sheet total 2025: € 745,392 ▲ 9% vs 2024 (€ 686,001) Unchanged	▲ 9%
Employees (FTE)	4.3 Employees (FTE) 2022: 4.3 First fiscal year in the series	4.9 Employees (FTE) 2023: 4.9 ▲ 0.6 vs 2022 (4.3) Unchanged	5.1 Employees (FTE) 2024: 5.1 ▲ 0.2 vs 2023 (4.9) Unchanged	6.2 Employees (FTE) 2025: 6.2 ▲ 1.1 vs 2024 (5.1) Unchanged	▲ 1.1

Key figures of FLEXIA, fiscal years 2022 to 2025, from the annual accounts filed with the National Bank of Belgium.Next annual account (fiscal year 2026) expected before 31 July 2027.

What happened to FLEXIA?

What happened at FLEXIA in recent years, according to the Belgian Official Gazette, the CBE and the National Bank:

Aug 31, 2026 New annual accounts for financial year 2025: profit of € 182,831 (▲ 21% vs 2024). filed late Source: NBB ↗
2023 SBP MANAGEMENT SRL became a director. NBB
2021 BCA SRL became a director. NBB
Dec 12, 2019 New establishment in Vielsalm. KBO
2019 BERTIMES & CO SRL became a director. NBB
2017 THL ASSUR SPRL became a director. NBB
Apr 2, 1999 New establishment in Waimes. KBO
Jun 29, 1998 Start of the company according to the CBE. KBO

In short

From € 82,797 profit in 2022 to € 182,831 profit in 2025.

Paid € 198,193 in corporate taxes since 2022.

Best year ever: 2025, with € 182,831 profit.

On average € 109,800 of value added per employee in 2025.

Original PDFs at the National Bank ↗

Management

BLAISE-HIGNY 59.7%

THL ASSUR 30%

BCA 11.5%

SBP MANAGEMENT

The stake of BLAISE-HIGNY, THL ASSUR, BCA, SBP MANAGEMENT comes from that shareholder’s own annual accounts; small companies do not report their shareholders themselves.

FLEXIA

Behind FLEXIA are BERTIMES & CO SRL, BCA SRL, THL ASSUR SPRL and SBP MANAGEMENT SRL. The shares are held by BLAISE-HIGNY (59.7%), THL ASSUR (30%), BCA (11.5%) and SBP MANAGEMENT.

Directors

According to the 2025 annual accounts

BERTIMES & CO SRL

Director · represented by Jean-Pierre BERTIMES

since 2019

BCA SRL

Director · represented by Bram CARLIER

since 2021

THL ASSUR SPRL

Director · represented by Lucien PIROTTE

since 2017

SBP MANAGEMENT SRL

Director · represented by Stéphane BLAISE

since 2023

Shareholders

59.7%

30%

11.5%

Participations

No participations in other companies reported.

Establishments

Establishment units

Physical locations of this company

Registered office

Rue de Hottleux 76

4950 Waimes

2.314.213.528

Avenue de la Salm 42 box A

6690 Vielsalm

Active since 12 December 2019

Who else lives here?

A building full of entrepreneurs or one very busy letterbox? Another 2 companies are registered at this address.

All companies at this address →

BLAISE-HIGNY same network

€ 34,430 gross margin · 2025

IMMO FLEXIA VIELSALM

€ 21,729 gross margin · 2025

What is an establishment unit? An establishment unit is a geographically identifiable place where activities of the enterprise are carried out.

Website

HTTPS cbcagent.be

Canonical: https://www.cbc.be/particuliers/fr/agence.html

Technologies

Adobe Experience ManagerAdobe LaunchCookie ConsentGoogle MapsTrustArcjQuery

Website info

HTTPS Ja

Languages DE, EN, FR, NL

Features

Webshop Jobs Newsletter Contact page

Details

Company number

0463.678.707

VAT number

BE 0463.678.707

Registered office

Rue de Hottleux 76, 4950 Waimes

Names & denominations

FLEXIA

Enterprise type

Rechtspersoon

Legal form

Private limited company

Legal situation

Normale toestand

Start date

29 June 1998

Peppol

Active · Active since 28 Oct 2025

Contact

cbcagent.be 080672080

Activities · NACE

Activiteiten van verzekeringsagenten en -makelaars

Verzekeringsmakelaars en -agenten

View on CBE Public ↗ Annual accounts (NBB) ↗

FLEXIA

Financials

What happened to FLEXIA?

Management

Directors

Shareholders

Participations

Establishments

Establishment units

Who else lives here?

Website

Technologies

Website info

Features

Details

Frequently asked questions