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Signals from the annual accounts, the CBE and the Official Gazette, each with its threshold and source. No score, no verdict.
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Not on Peppol Peppol
Not registered in the Peppol network, mandatory for VAT-liable companies since 1 January 2026.
Financials
Financial year 2025
VAN WAMBEKE VERZEKERINGSKANTOOR from Kluisbergen, company number BE0451889346, closed financial year 2025 with a result of € 90,415 after tax. For that financial year VAN WAMBEKE VERZEKERINGSKANTOOR recorded a gross margin of € 600,658 and equity of € 379,646. Compared with financial year 2024, the result moved from € 89,253 to € 90,415. Profitable, and profit is growing. The buffer is growing. A strong own buffer against the debts. The most recent annual accounts were filed with the National Bank of Belgium on June 29, 2026.
€ 379,646
▲ 24% vs 2024
Assets minus debts, by the books. What is left if everything were sold and paid today.
€ 90,415
▲ 1% vs 2024
Profit after tax over the fiscal year.
€ 117,727
▼ 55% vs 2024
Cash and bank balances on the last day of the fiscal year.
€ 15,835 paid out
18 % of the profit went to the shareholders, the rest stayed in the company.
People and assets in 2025
€ 416,920
▲ 14% vs 2024
Payroll staff only. What the director pays themselves is already netted into the gross margin and is not shown separately in the accounts.
€ 45,668
▼ 32% vs 2024
Book value of vehicles, furniture and equipment.
Debts at end 2025
€ 32,892
▼ 55% vs 2024
€ 20,636 is repaid this year. At this pace the long-term loan is gone in ≈ 2 years.
€ 120,597
▼ 13% vs 2024
Supplier invoices still open on the last day of the fiscal year.
€ 74,563
▲ 15% vs 2024
Wages, holiday pay and social contributions still to pay. No outstanding taxes.
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| 2022 | 2023 | 2024 | 2025 | Change 2024 → 2025 | |
|---|---|---|---|---|---|
| Gross margin | € 417,598 | € 494,293 | € 567,122 | € 600,658 | ▲ 6% |
| Profit after taxes | € 55,631 | € 71,488 | € 89,253 | € 90,415 | ▲ 1% |
| Equity | € 179,230 | € 231,267 | € 305,066 | € 379,646 | ▲ 24% |
| Total debts | € 375,821 | € 313,531 | € 302,673 | € 241,525 | ▼ 20% |
| Cash | € 170,879 | € 221,362 | € 259,667 | € 117,727 | ▼ 55% |
| Land & buildings | € 115,428 | € 80,469 | € 46,031 | € 16,255 | ▼ 65% |
| Retained profit | € 173,025 | € 225,061 | € 305,066 | € 379,646 | ▲ 24% |
| Dividend | € 30,934 | € 19,451 | € 15,453 | € 15,835 | ▲ 2% |
| Bank debt | € 150,787 | € 96,358 | € 73,481 | € 32,892 | ▼ 55% |
| Balance sheet total | € 555,050 | € 544,797 | € 607,739 | € 621,171 | ▲ 2% |
Key figures of VAN WAMBEKE VERZEKERINGSKANTOOR, fiscal years 2022 to 2025, from the annual accounts filed with the National Bank of Belgium.Next annual account (fiscal year 2026) expected before 31 July 2027.
What happened to VAN WAMBEKE VERZEKERINGSKANTOOR?
What happened at VAN WAMBEKE VERZEKERINGSKANTOOR in recent years, according to the Belgian Official Gazette, the CBE and the National Bank:
- New annual accounts for financial year 2025: profit of € 90,415 (▲ 1% vs 2024). Source: NBB ↗
- Peter Van Wambeke became a director. NBB
- New establishment in Avelgem. KBO
- New establishment in Kluisbergen. KBO
- Start of the company according to the CBE. KBO
In short
From € 55,631 profit in 2022 to € 90,415 profit in 2025.
Paid € 141,972 in corporate taxes since 2022.
Best year ever: 2025, with € 90,415 profit.
Paid out € 81,673 in dividends to the owners in total.
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De Lijn 8 June 2026 New annual account 2025
filed on 8 June 2026
What was left
€ 20 k ▼ 91%
Money in the bank
€ 178 k ▼ 98%
Open the dossier →
NMBS 8 June 2026 New annual account 2025 What was left ▼ 80%
bpost 18 May 2026 New annual account 2025 What was left from loss to profit
Management
Behind VAN WAMBEKE VERZEKERINGSKANTOOR is Peter Van Wambeke. Peter Van Wambeke is also behind Onderlinge Brandverzekering van Avelgem-Anzegem-Kaster and ASSUR VW.
Directors
According to the 2025 annual accounts
Peter Van Wambeke
Director
Also active at: Onderlinge Brandverzekering van Avelgem-Anzegem-Kaster, ASSUR VW
since 2023
Establishments
Establishment units
Physical locations of this company
Stationsstraat 13
9690 Kluisbergen
Scheldelaan 2
8580 Avelgem
Active since 30 March 2015
Who else lives here?
A building full of entrepreneurs or one very busy letterbox? Another 2 companies are registered at this address.
All companies at this address →What is an establishment unit? An establishment unit is a geographically identifiable place where activities of the enterprise are carried out.
Website
Technologies
Hosting & Email
Email provider
Self-hosted
Hosting
DIGITALOCEAN-ASN - DigitalOcean, LLC, US
Website info
Features
Security
Details
- Company number
- 0451.889.346
- VAT number
- BE 0451.889.346
- Registered office
- Stationsstraat 13, 9690 Kluisbergen
- Names & denominations
- VAN WAMBEKE VERZEKERINGSKANTOOR
- Enterprise type
- Rechtspersoon
- Legal form
- Private limited company
- Legal situation
- Normale toestand
- Start date
- 30 December 1993
- Peppol
- Not registered
- Activities · NACE
Activiteiten van verzekeringsagenten en -makelaars